PROGRAN
ActivePROGRAN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €22k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 50% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency85▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.43 in 2024; short-term debt: 30.4% and cash: 13.5% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
8.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €155k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
9 d early
2023
7 d early
2022
31 d early
2021
40 d early
2020
73 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 16.5%
2024 · €133k
2018: €120k
2019: €132k
2020: €119k
2021: €122k
2022: €110k
2023: €114k
2024: €133k
2018 → 2025
Total assets
€260k▲ 3.5%
2024 · €251k
2018: €302k
2019: €356k
2020: €333k
2021: €320k
2022: €316k
2023: €251k
2024: €251k
2018 → 2025
Net result
€22k▲ 12.4%
2024 · €20k
2018: €-7k
2019: €31k
2020: €23k
2021: €20k
2022: €17k
2023: €4k
2024: €20k
2018 → 2025
Working capital
€-25k▲ 49.7%
2024 · €-50k
2018: €-6k
2019: €-2k
2020: €-31k
2021: €-40k
2022: €-59k
2023: €-57k
2024: €-50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€110k▼ 10.0%€114k▲ 3.6%€133k▲ 17.2%€155k▲ 16.5%
Operating result€33k-€30k▼ 10.4%€15k▼ 50.7%€34k▲ 133%€36k▲ 4.8%
Net result€20k-€17k▼ 14.7%€4k▼ 77.1%€20k▲ 399%€22k▲ 12.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€206k▼ 3.6%
Current assets
€54k▲ 43.9%
Equity and liabilities €260k
Equity
€155k▲ 16.5%
Debt
€105k▼ 11.2%
The debt ratio falls from 47.0% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €42k
Cash flow
€30k▲
2024 · €27k
Solvency
59.7%▲
2024 · 53.0%
Current ratio
0.68▲
2024 · 0.43
Quick ratio
0.68▲
2024 · 0.43
Debt / equity
0.68▼
2024 · 0.89
ROE
14.1%▼
2024 · 14.7%
ROA
8.4%▲
2024 · 7.8%
Interest coverage
8.61▲
2024 · 6.38
Debt
€105k▼
2024 · €118k
Debt ≤ 1 year
€79k▼
2024 · €87k
Debt > 1 year
€20k▼
2024 · €30k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€260k▲
Fixed assets21/28€214k€206k▼
Tangible fixed assets22/27€214k€206k▼
Land and buildings22€212k€205k▼
Plant, machinery and equipment23€976€538▼
Furniture and vehicles24€1k€662▼
Current assets29/58€38k€54k▲
Amounts receivable within one year40/41€14k€19k▲
Trade receivables40€14k€19k▲
Other amounts receivable41€490€7▼
Cash at bank and in hand54/58€23k€35k▲
Equity and liabilities
Total equity and liabilities10/49€251k€260k▲
Equity10/15€133k€155k▲
Contributions10/11€12k€12k=
Reserves13€121k€143k▲
Distributable reserves133€121k€143k▲
Amounts payable17/49€118k€105k▼
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Amounts payable within one year42/48€87k€79k▼
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44€117€3▼
Suppliers440/4€117€3▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€72k€60k▼
Accrued charges and deferred income492/3€850€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€45k€46k▲
Operating profit (loss)9901€34k€36k▲
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€27k€31k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€20k€22k▲
Profit (loss) for the period to be appropriated9905€20k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k▲
Transfer to equity691/2€20k€22k▲
To other reserves6921€20k€22k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €155k ▲16.5%
7 profitable years in a row build equity to €155k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Saut de la Brebis,Ave 455580 RochefortGround area
2,716 m²
Building footprint
101 m²
Parcel 91008B0313/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PROGRAN
since 20072.163.844.722
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91008B0313/00V000 | Wallonia | 2,716 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500F8C002D60A7C25
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Euro Système
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,378 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2007
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.