Proficiency Projects
ActiveSummary
Proficiency Projects has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-41k) and a net result of €2k. Equity is shrinking by ~32% per year across the filed fiscal years. Its solvency ranks better than 5% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15; short-term debt: 668.3% and cash: 72.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-568.3%
Return on assets
30.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1901 sector peers (2025).
NBB · sector comparisonPosition among 1901 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-41k▲ 5.0%
2024 · €-43k
2021: €-11k
2022: €-22k
2023: €-32k
2024: €-43k
2021 → 2025
Total assets
€7k▲ 146%
2024 · €3k
2021: €3k
2022: €4k
2023: €3k
2024: €3k
2021 → 2025
Net result
€2k
2024 · €-11k
2021: €-13k
2022: €-10k
2023: €-10k
2024: €-11k
2021 → 2025
Working capital
€-41k▲ 5.0%
2024 · €-43k
2021: €-12k
2022: €-22k
2023: €-32k
2024: €-43k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-22k▼ 93.7%€-32k▼ 46.3%€-43k▼ 35.8%€-41k▲ 5.0%
Operating result€-13k-€-10k▲ 20.1%€-10k▲ 5.1%€-11k▼ 13.7%€2k
Net result€-13k-€-10k▲ 20.6%€-10k▲ 4.3%€-11k▼ 13.1%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €11k in 2024, the highest result in the available series.
Key figures and ratios
Solvency
-568.3%
Current ratio
0.15
Debt to equity
-1.18
ROA
30.1%
Debt
€48k▲
2024 · €46k
Debt ≤ 1 year
€48k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€7k▲
Current assets29/58€3k€7k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€564€857▲
Other amounts receivable41€2k€285▼
Cash at bank and in hand54/58€69€5k▲
Deferred charges and accrued income490/1€637€855▲
Equity and liabilities
Total equity and liabilities10/49€3k€7k▲
Equity10/15€-43k€-41k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-45k€-43k▲
Amounts payable17/49€46k€48k▲
Amounts payable within one year42/48€46k€48k▲
Trade debts44€120€204▲
Suppliers440/4€120€204▲
Taxes, remuneration and social security45€30-
Taxes450/3€30-
Other amounts payable47/48€46k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210-
Other operating charges640/8€619€542▼
Gross operating margin9900€-10k€3k▲
Operating profit (loss)9901€-11k€2k▲
Financial income75/76B€138€12▼
Recurring financial income75€138€12▼
Financial charges65/66B€173€138▼
Recurring financial charges65€173€138▼
Profit (loss) for the period before taxes9903€-11k€2k▲
Profit (loss) for the period9904€-11k€2k▲
Profit (loss) for the period to be appropriated9905€-11k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-43k▲
Profit (loss) brought forward from the previous period14P€-34k€-45k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reebokdreef 192900 SchotenGround area
3,771 m²
Building footprint
219 m²
Volume, LiDAR
1,383 m³
Parcel 11040A0107/00Y005, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Proficiency Projects
since 20212.313.065.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0107/00Y005 | Flanders | 3,771 m² | 1 · 219 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,789 companies in sector 63910 we hold annual accounts for 700. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
63910Web portal activities
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.