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PRODUSOFT

Active
Private limited companyfounded 199728 yrs activeKoningin Astridlaan 46, 9990 Maldegem, BelgiumKBO/BCE: BE 0462.033.863
Summary

PRODUSOFT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €15k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
66 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-6
Solvency53=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.38 in 2024; short-term debt: 69.4% and cash: 10.9% of total assets), and 71.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.2%
Return on assets
2.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
3 d late
2023
10 d late
2022
1 d late
2021
on the day
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€195k▲ 8.1%
2024 · €181k
2019: €126k 2020: €118k 2021: €129k 2022: €136k 2023: €139k 2024: €181k
2019 → 2025
Total assets
€692k▲ 6.4%
2024 · €651k
2019: €707k 2020: €681k 2021: €690k 2022: €842k 2023: €554k 2024: €651k
2019 → 2025
Net result
€15k▼ 65.1%
2024 · €42k
2019: €-2k 2020: €-8k 2021: €11k 2022: €7k 2023: €2k 2024: €42k
2019 → 2025
Working capital
€196k▲ 14.4%
2024 · €171k
2019: €99k 2020: €87k 2021: €141k 2022: €115k 2023: €122k 2024: €171k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€129k-€136k▲ 5.7%€139k▲ 1.5%€181k▲ 30.3%€195k▲ 8.1%
Operating result€26k-€26k▼ 1.2%€19k▼ 24.6%€96k▲ 395%€42k▼ 56.0%
Net result€11k-€7k▼ 35.2%€2k▼ 71.4%€42k▲ 1,909%€15k▼ 65.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €26k€26kNet result 2021: €11k€11kOperating result 2022: €26k€26kNet result 2022: €7k€7kOperating result 2023: €19k€19kNet result 2023: €2k€2kOperating result 2024: €96k€96kNet result 2024: €42k€42kOperating result 2025: €42k€42kNet result 2025: €15k€15k20212022202320242025€0€25k€50k€75k€100kOperating result 2023: €19k€19kNet result 2023: €2k€2.1kOperating result 2024: €96k€96kNet result 2024: €42k€42kOperating result 2025: €42k€42kNet result 2025: €15k€15k202320242025
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €692k
Fixed assets €16k ▼ 38.1%
Current assets €676k ▲ 8.2%
Equity and liabilities €692k
Equity €195k ▲ 8.1%
Debt €497k ▲ 5.7%
Debt's share of the balance-sheet total falls from 72.2% to 71.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52k
2024 · €109k
Cash flow
€25k
2024 · €55k
Current ratio
1.41
2024 · 1.38
Quick ratio
1.40
2024 · 1.37
Debt to equity
2.54
2024 · 2.60
ROE
7.5%
2024 · 23.3%
ROA
2.1%
2024 · 6.5%
Interest coverage
8.84
2024 · 9.55
Debt ≤ 1 year
€480k
2024 · €453k
Income taxes
€23k
2024 · €43k
Staff costs
€631k
2024 · €646k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€651k€692k
Fixed assets21/28€26k€16k
Intangible fixed assets21€3k-
Tangible fixed assets22/27€23k€16k
Plant, machinery and equipment23€23k€16k
Furniture and vehicles24€183€146
Financial fixed assets28€100€100=
Current assets29/58€624k€676k
Stocks and contracts in progress3€4k€1k
Stocks30/36€4k€1k
Amounts receivable within one year40/41€555k€552k
Trade receivables40€519k€394k
Other amounts receivable41€36k€158k
Cash at bank and in hand54/58€66k€75k
Deferred charges and accrued income490/1-€47k
Equity and liabilities
Total equity and liabilities10/49€651k€692k
Equity10/15€181k€195k
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Profit (loss) carried forward14€160k€175k
Amounts payable17/49€470k€497k
Amounts payable within one year42/48€453k€480k
Current portion of amounts payable after more than one year42€7k-
Financial debts43€164k€125k
Credit institutions430/8€164k€125k
Trade debts44€252k€340k
Suppliers440/4€252k€340k
Taxes, remuneration and social security45€31k€15k
Taxes450/3€31k€15k
Accrued charges and deferred income492/3€17k€17k=
Income statement Code20242025
Remuneration, social security and pensions62€646k€631k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k
Other operating charges640/8€6k€2k
Gross operating margin9900€761k€685k
Operating profit (loss)9901€96k€42k
Financial income75/76B€110€1k
Recurring financial income75€110€1k
Financial charges65/66B€11k€6k
Recurring financial charges65€11k€6k
Profit (loss) for the period before taxes9903€85k€38k
Income taxes67/77€43k€23k
Profit (loss) for the period9904€42k€15k
Profit (loss) for the period to be appropriated9905€42k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€160k€175k
Profit (loss) brought forward from the previous period14P€118k€160k
Social balance
Average headcount (FTE)90877.77.1

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
30-06
Financial Highest result since 2019net €42k ▲1909%
Operating result €96k, net result €42k, both a record.
30-06
Financial Equity above €150kEq €181k ▲30.3%
4 profitable years in a row build equity to €181k.
10-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 10 days late
2023
01-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Back to profitnet €11k
Net result €11k after 2 loss-making years.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningin Astridlaan 469990 Maldegem
Ground area
947 m²
Building footprint
195 m²
Volume, LiDAR
1,020 m³
Parcel 43503F0732/00S000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koningin Astridlaan 46, 9990 Maldegem
Insurance, reinsurance and pension funding, except compulsory social security
since 19972.084.645.014
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43503F0732/00S000 Flanders 947 m² 1 · 195 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 3 entries · 52,505 EUR awarded · 42,000 EUR paid
Year Entries awardedpaid
2025 2 0 EUR21,000 EUR
2024 1 52,505 EUR21,000 EUR
Schemes
Ontwikkelingsproject
3 entries · 52,505 EUR · 42,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-12-1997
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.