PRODES
ActivePRODES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €91k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 87% of 8537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 2.41 in 2024), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
7.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
161 d early
2024
177 d early
2023
84 d early
2022
27 d early
2021
25 d early
2020
37 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.08M▲ 2.7%
2024 · €1.05M
2018: €331k
2019: €487k
2020: €1.08M
2021: €1.07M
2022: €1.08M
2023: €1.12M
2024: €1.05M
2018 → 2025
Total assets
€1.19M▼ 6.7%
2024 · €1.28M
2018: €583k
2019: €974k
2020: €1.24M
2021: €1.15M
2022: €1.16M
2023: €1.25M
2024: €1.28M
2018 → 2025
Net result
€91k▲ 12.8%
2024 · €80k
2018: €58k
2019: €177k
2020: €624k
2021: €63k
2022: €67k
2023: €70k
2024: €80k
2018 → 2025
Working capital
€303k▲ 14.2%
2024 · €266k
2018: €95k
2019: €-174k
2020: €302k
2021: €262k
2022: €288k
2023: €326k
2024: €266k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.07M-€1.08M▲ 1.2%€1.12M▲ 3.8%€1.05M▼ 6.5%€1.08M▲ 2.7%
Operating result€90k-€88k▼ 2.3%€87k▼ 0.7%€105k▲ 20.4%€117k▲ 11.6%
Net result€63k-€67k▲ 6.8%€70k▲ 4.1%€80k▲ 15.3%€91k▲ 12.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€795k▼ 3.1%
Current assets
€395k▼ 13.1%
Equity and liabilities €1.19M
Equity
€1.08M▲ 2.7%
Debt
€112k▼ 50.3%
The debt ratio falls from 17.7% to 9.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€149k▲
2024 · €136k
Cash flow
€123k▲
2024 · €111k
Solvency
90.6%▲
2024 · 82.3%
Current ratio
4.33▲
2024 · 2.41
Quick ratio
4.33▲
2024 · 2.41
Debt / equity
0.10▼
2024 · 0.21
ROE
8.4%▲
2024 · 7.7%
ROA
7.6%▲
2024 · 6.3%
Interest coverage
88.04▲
2024 · 60.02
Debt
€112k▼
2024 · €225k
Debt ≤ 1 year
€91k▼
2024 · €189k
Debt > 1 year
€21k▼
2024 · €37k
Income taxes
€39k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.19M▼
Fixed assets21/28€821k€795k▼
Tangible fixed assets22/27€223k€200k▼
Land and buildings22€158k€152k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€9k€8k▼
Leasing and similar rights25€48k€33k▼
Financial fixed assets28€598k€595k▼
Current assets29/58€454k€395k▼
Amounts receivable within one year40/41€27k€32k▲
Trade receivables40€27k€26k▼
Other amounts receivable41€371€6k▲
Current investments50/53€150k€0▼
Cash at bank and in hand54/58€267k€352k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.19M▼
Equity10/15€1.05M€1.08M▲
Contributions10/11€50k€50k=
Revaluation surpluses12€5k€5k=
Reserves13€995k€1.02M▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€987k€1.01M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€225k€112k▼
Amounts payable after more than one year17€37k€21k▼
Financial debts170/4€35k€20k▼
Other amounts payable178/9€2k€1k▼
Amounts payable within one year42/48€189k€91k▼
Current portion of amounts payable after more than one year42€17k€15k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€23k€15k▼
Taxes450/3€23k€15k▼
Other amounts payable47/48€146k€59k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€32k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€140k€153k▲
Operating profit (loss)9901€105k€117k▲
Financial income75/76B€11k€14k▲
Recurring financial income75€11k€14k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€114k€130k▲
Income taxes67/77€34k€39k▲
Profit (loss) for the period9904€80k€91k▲
Profit (loss) for the period to be appropriated9905€80k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€91k▲
Transfer from equity791/2€154k€63k▼
Transfer to equity691/2€80k€91k▲
To other reserves6921€80k€91k▲
Profit to be distributed694/7€154k€63k▼
Return on contributions (dividend)694€154k€63k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €624k ▲252%
Operating result €119k, net result €624k, both a record.
31-12
Financial
Liquidity times 9current ratio 4.67
Current ratio from 0.52 to 4.67; short-term debt falls from €360k to €82k.
31-12
Financial
Equity above €1MEq €1.08M ▲122%
3 profitable years in a row build equity to €1.08M.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2007
Ground area
1,013 m²
Building footprint
210 m²
Volume, LiDAR
1,041 m³
Parcel 37008B0222/00F006, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRODES
since 20072.160.703.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37008B0222/00F006 | Flanders | 1,013 m² | 1 · 209 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 26,935 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.