PROCURION
ActiveSummary
The annual accounts of PROCURION for fiscal year 2025 show a net loss of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €56k and a net result of €-134k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 17090 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-49
Solvency45▼-41
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.13 against 2.17 in 2024; short-term debt: 80.4% and cash: 14.5% of total assets), and 80.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
-46.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
24 d early
2024
59 d early
2023
42 d early
2022
29 d early
2021
3 d early
2020
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 70.4%
2024 · €190k
2019: €-40k
2020: €16k
2021: €140k
2022: €161k
2023: €189k
2024: €190k
2024: €190k
2019 → 2025
Total assets
€287k▼ 8.3%
2024 · €313k
2019: €79k
2020: €84k
2021: €215k
2022: €271k
2023: €283k
2024: €301k
2024: €313k
2019 → 2025
Net result
€-134k
2024 · €514
2019: €-164k
2020: €56k
2021: €124k
2022: €22k
2023: €29k
2024: €811
2024: €514
2019 → 2025
Working capital
€29k▼ 79.2%
2024 · €141k
2019: €-65k
2020: €2k
2021: €91k
2022: €112k
2023: €120k
2024: €135k
2024: €141k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420242025Trend
Equity€161k-€189k▲ 17.3%€190k▲ 0.4%€190k▲ 0.3%€56k▼ 70.4%
Operating result€33k-€43k▲ 29.6%€8k▼ 81.4%€8k▼ 0.7%€-117k
Net result€22k-€29k▲ 30.7%€811▼ 97.2%€514▼ 36.6%€-134k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€27k ▼ 46.5%
Current assets
€260k ▼ 1.0%
Equity and liabilities €287k
Equity
€56k ▼ 70.4%
Debt
€231k ▲ 88.2%
Debt's share of the balance-sheet total rises from 39.2% to 80.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-112k▼
2024 · €14k
Cash flow
€-129k▼
2024 · €6k
Current ratio
1.13▼
2024 · 2.17
Debt to equity
4.10▲
2024 · 0.64
ROE
-238.3%▼
2024 · 0.3%
ROA
-46.7%▼
2024 · 0.2%
Interest coverage
-9.59▼
2024 · 3.56
Debt ≤ 1 year
€231k▲
2024 · €121k
Income taxes
€6k▲
2024 · €4k
Staff costs
€202k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€313k€287k▼
Fixed assets21/28€50k€27k▼
Tangible fixed assets22/27€37k€13k▼
Furniture and vehicles24€34k€11k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€13k€14k▲
Current assets29/58€263k€260k▼
Amounts receivable within one year40/41€217k€215k▼
Trade receivables40€71k€70k▼
Other amounts receivable41€146k€145k▼
Cash at bank and in hand54/58€39k€41k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€313k€287k▼
Equity10/15€190k€56k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€176k€42k▼
Amounts payable17/49€123k€231k▲
Amounts payable within one year42/48€121k€231k▲
Trade debts44€18k€74k▲
Suppliers440/4€18k€74k▲
Taxes, remuneration and social security45€69k€111k▲
Taxes450/3€51k€65k▲
Remuneration and social security454/9€18k€46k▲
Other amounts payable47/48€34k€46k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€84k€202k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€257
Other operating charges640/8€8k€12k▲
Gross operating margin9900€105k€102k▼
Operating profit (loss)9901€8k€-117k▼
Financial income75/76B€74€293▲
Recurring financial income75€74€293▲
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€4k€-128k▼
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€514€-134k▼
Profit (loss) for the period to be appropriated9905€514€-134k▼
Appropriation of the result
Profit (loss) to be appropriated9906€176k€42k▼
Profit (loss) brought forward from the previous period14P€175k€176k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €161k ▲15.1%
3 profitable years in a row build equity to €161k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €124k ▲122%
Operating result €134k, net result €124k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.21
Current ratio from 1.03 to 2.21.
30-06
Financial
Equity above €100kEq €140k ▲769%
2 profitable years in a row build equity to €140k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
Show earlier events
30-06
Financial
Liquidity doublescurrent ratio 1.03
Current ratio from 0.45 to 1.03; short-term debt falls from €119k to €68k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2008
Ground area
8,312 m²
Building footprint
1,330 m²
Parcel 23582E0505/00E000, Flanders. Linked by address, not a title deed.
301
companies at this address
See who is registered here
1 establishment unit
Privium
since 20082.173.717.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845008F071F009EC472
Similar companies · same sector, comparable size
TAKSIM
BE 0476.000.873
Schaarbeek · Eq €56,253
Alexis de Moffarts
BE 0780.472.589
Lasne · Eq €56,256
QLIQ
BE 0790.532.776
Gent · Eq €56,257
FESCON
BE 0728.459.013
Bree · Eq €56,205
WINCH
BE 0870.393.668
Nivelles · Eq €56,202
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.