PROAKCESS
ActivePROAKCESS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €12k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 19% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-13
Solvency42=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.33 in 2024; short-term debt: 37.7% and cash: 1.2% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
0.6%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4867 sector peers (2025).
NBB · sector comparisonPosition among 4867 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
38 d early
2022
14 d early
2021
12 d early
2020
16 d late
2019
8 d early
2018
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 0.1%
2024 · €12k
2019: €104k
2020: €-3k
2021: €15k
2022: €74k
2024: €12k
2019 → 2025
Working capital
€302k▲ 31.0%
2024 · €231k
2019: €91k
2020: €205k
2021: €204k
2022: €310k
2024: €231k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€198k-€249k▲ 25.7%€319k▲ 28.3%€305k▼ 4.4%€312k▲ 2.5%
Operating result€12k-€46k▲ 294%€125k▲ 170%€44k▼ 65.0%€56k▲ 29.1%
Net result€-3k-€15k€74k▲ 388%€12k▼ 84.1%€12k▼ 0.1%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€834k▼ 5.5%
Current assets
€989k▲ 6.2%
Equity and liabilities €1.82M
Equity
€312k▲ 2.5%
Provisions
€13k=
Debt
€1.50M▲ 0.1%
The debt ratio falls from 82.5% to 82.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▲
2024 · €109k
Cash flow
€69k▼
2024 · €77k
Solvency
17.1%▲
2024 · 16.8%
Current ratio
1.44▲
2024 · 1.33
Quick ratio
0.83▼
2024 · 0.84
Debt / equity
4.80▼
2024 · 4.91
ROE
3.8%▼
2024 · 3.9%
ROA
0.6%▼
2024 · 0.7%
Interest coverage
2.38▼
2024 · 3.91
Debt
€1.50M▲
2024 · €1.50M
Debt ≤ 1 year
€687k▼
2024 · €700k
Debt > 1 year
€811k▲
2024 · €796k
Income taxes
€7k▲
2024 · €4k
Staff costs
€267k▼
2024 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.81M€1.82M▲
Fixed assets21/28€882k€834k▼
Tangible fixed assets22/27€882k€834k▼
Land and buildings22€859k€807k▼
Plant, machinery and equipment23€4k€13k▲
Furniture and vehicles24€20k€14k▼
Current assets29/58€931k€989k▲
Stocks and contracts in progress3€345k€418k▲
Stocks30/36€345k€418k▲
Amounts receivable within one year40/41€297k€328k▲
Trade receivables40€251k€262k▲
Other amounts receivable41€46k€65k▲
Cash at bank and in hand54/58€46k€21k▼
Deferred charges and accrued income490/1€244k€222k▼
Equity and liabilities
Total equity and liabilities10/49€1.81M€1.82M▲
Equity10/15€305k€312k▲
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€4k€4k=
Profit (loss) carried forward14€187k€198k▲
Investment grants15€94k€90k▼
Provisions and deferred taxes16€13k€13k=
Provisions for liabilities and charges160/5€13k€13k=
Other liabilities and charges164/5€13k€13k=
Amounts payable17/49€1.50M€1.50M▲
Amounts payable after more than one year17€796k€811k▲
Financial debts170/4€796k€811k▲
Amounts payable within one year42/48€700k€687k▼
Current portion of amounts payable after more than one year42€85k€113k▲
Trade debts44€442k€413k▼
Suppliers440/4€442k€413k▼
Taxes, remuneration and social security45€133k€161k▲
Taxes450/3€95k€109k▲
Remuneration and social security454/9€39k€52k▲
Other amounts payable47/48€40k€769▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€270k€267k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€57k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k€-293▲
Other operating charges640/8€3k€12k▲
Non-recurring operating charges66A€648€0▼
Gross operating margin9900€372k€392k▲
Operating profit (loss)9901€44k€56k▲
Financial income75/76B€10k€10k▲
Recurring financial income75€10k€10k▲
Financial charges65/66B€37k€48k▲
Recurring financial charges65€28k€48k▲
Non-recurring financial charges66B€9k€0▼
Profit (loss) for the period before taxes9903€16k€19k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€12k€12k▼
Profit (loss) for the period to be appropriated9905€12k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€187k€198k▲
Profit (loss) brought forward from the previous period14P€175k€187k▲
Social balance
Average headcount (FTE)90875.54.8▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-03
Financial
Equity above €200kEq €249k ▲25.7%
Equity rises from €198k to €249k.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
31-03
Financial
Weakest financial yearnet €-3k ▼103%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €150kEq €198k ▲51.8%
Equity rises from €130k to €198k.
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Innovation (FRY) 57503 TournaiGround area
1,533 m²
Building footprint
914 m²
Volume, LiDAR
5,838 m³
Parcel 57031B0400/00H000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROAKCESS
since 20162.259.052.596
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0400/00H000 | Wallonia | 1,533 m² | 1 · 914 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE GEEST SPORT
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Of 584 companies in sector 46496 we hold annual accounts for 384. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2016
Fiscal year end31-03
Activities, NACEBEL
46496Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
45310
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
46720Wholesale of motor vehicle parts and accessories
74112Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.