PRO SERV
ActivePRO SERV has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €499k and a net result of €271k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 58% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 10.44 in 2024), and 49.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.9%
Return on assets
27.6%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
20 d late
2024
57 d early
2023
8 d early
2022
47 d early
2021
117 d late
2020
31 d late
2018
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€499k▼ 31.1%
2024 · €724k
2018: €44k
2020: €231k
2021: €250k
2022: €325k
2023: €541k
2024: €724k
2018 → 2025
Total assets
€979k▲ 16.9%
2024 · €837k
2018: €94k
2020: €370k
2021: €393k
2022: €453k
2023: €607k
2024: €837k
2018 → 2025
Net result
€271k▼ 4.7%
2024 · €284k
2018: €26k
2020: €99k
2021: €48k
2022: €135k
2023: €256k
2024: €284k
2018 → 2025
Working capital
€645k▲ 13.3%
2024 · €569k
2018: €13k
2020: €272k
2021: €180k
2022: €276k
2023: €396k
2024: €569k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€325k▲ 29.9%€541k▲ 66.3%€724k▲ 33.9%€499k▼ 31.1%
Operating result€107k-€181k▲ 69.0%€351k▲ 94.6%€385k▲ 9.6%€349k▼ 9.5%
Net result€48k-€135k▲ 178%€256k▲ 89.6%€284k▲ 11.2%€271k▼ 4.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €979k
Fixed assets
€150k▼ 27.6%
Current assets
€829k▲ 31.6%
Equity and liabilities €979k
Equity
€499k▼ 31.1%
Debt
€480k▲ 325%
The debt ratio rises from 13.5% to 49.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€402k▼
2024 · €444k
Cash flow
€324k▼
2024 · €343k
Solvency
50.9%▼
2024 · 86.5%
Current ratio
4.52▼
2024 · 10.44
Quick ratio
4.19▼
2024 · 8.59
Debt / equity
0.96▲
2024 · 0.16
ROE
54.3%▲
2024 · 39.2%
ROA
27.6%▼
2024 · 33.9%
Interest coverage
39.77▼
2024 · 151.08
Debt
€480k▲
2024 · €113k
Debt ≤ 1 year
€184k▲
2024 · €60k
Debt > 1 year
€292k▲
2024 · €53k
Income taxes
€68k▼
2024 · €98k
Staff costs
€323k▼
2024 · €332k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€837k€979k▲
Fixed assets21/28€207k€150k▼
Tangible fixed assets22/27€201k€144k▼
Land and buildings22€3k€5k▲
Plant, machinery and equipment23€34k€25k▼
Furniture and vehicles24€164k€114k▼
Financial fixed assets28€6k€6k=
Current assets29/58€630k€829k▲
Stocks and contracts in progress3€112k€59k▼
Stocks30/36€112k€59k▼
Amounts receivable within one year40/41€228k€255k▲
Trade receivables40€208k€250k▲
Other amounts receivable41€20k€6k▼
Cash at bank and in hand54/58€286k€497k▲
Deferred charges and accrued income490/1€4k€18k▲
Equity and liabilities
Total equity and liabilities10/49€837k€979k▲
Equity10/15€724k€499k▼
Contributions10/11€19k€19k=
Reserves13€705k€480k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€702k€477k▼
Amounts payable17/49€113k€480k▲
Amounts payable after more than one year17€53k€292k▲
Financial debts170/4€53k€292k▲
Amounts payable within one year42/48€60k€184k▲
Current portion of amounts payable after more than one year42€21k€65k▲
Trade debts44€4k€26k▲
Suppliers440/4€4k€26k▲
Taxes, remuneration and social security45€35k€32k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€31k€26k▼
Other amounts payable47/48€850€61k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€332k€323k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€53k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€6k€4k▼
Gross operating margin9900€791k€728k▼
Operating profit (loss)9901€385k€349k▼
Financial charges65/66B€3k€10k▲
Recurring financial charges65€3k€10k▲
Profit (loss) for the period before taxes9903€382k€338k▼
Income taxes67/77€98k€68k▼
Profit (loss) for the period9904€284k€271k▼
Profit (loss) for the period to be appropriated9905€284k€271k▼
Appropriation of the result
Profit (loss) to be appropriated9906€284k€271k▼
Transfer from equity791/2€101k€436k▲
Transfer to equity691/2€284k€211k▼
To other reserves6921€284k€211k▼
Profit to be distributed694/7€101k€496k▲
Return on contributions (dividend)694€101k€436k▲
Directors or managers695-€60k
Social balance
Average headcount (FTE)9087-5.4
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €284k ▲11.2%
Operating result €385k, net result €284k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 7.00
Current ratio from 3.41 to 7.00; short-term debt falls from €115k to €66k.
31-12
Financial
Equity above €500kEq €541k ▲66.3%
5 profitable years in a row build equity to €541k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 117 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 6current ratio 7.66
Current ratio from 1.37 to 7.66.
31-12
Financial
Equity above €200kEq €231k ▲427%
2 profitable years in a row build equity to €231k.
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
KMO-zone Molenheide 40823520 ZonhovenGround area
946 m²
Building footprint
356 m²
Volume, LiDAR
1,904 m³
Parcel 71442D0130/00H039, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro Serv
since 20172.263.032.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0130/00H039 | Flanders | 945 m² | 1 · 356 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 10,552 EUR awarded · 10,552 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 8,552 EUR | 8,552 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Individueel Maatwerk
Hinderpremie bij openbare werken
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Of 15,430 companies in sector 43990 we hold annual accounts for 7,352. 4,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2017
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
23150Manufacture of other non-metallic mineral products
23190Manufacture of other non-metallic mineral products
33110Repair and maintenance of fabricated metal products
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.