PRO-PAT
ActivePRO-PAT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €51k. Equity is shrinking by ~54.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 22% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency11▼-89
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 4.29 in 2024), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
75.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13933 sector peers (2025).
NBB · sector comparisonPosition among 13933 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 98.0%
2024 · €51k
2023: €57k
2024: €51k
2023 → 2025
Total assets
€67k▲ 4.0%
2024 · €64k
2023: €65k
2024: €64k
2023 → 2025
Net result
€51k▲ 47.1%
2024 · €34k
2023: €42k
2024: €34k
2023 → 2025
Working capital
€-3k
2024 · €45k
2023: €47k
2024: €45k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€57k-€51k▼ 10.0%€1k▼ 98.0%
Operating result€56k-€47k▼ 15.3%€67k▲ 42.2%
Net result€42k-€34k▼ 18.8%€51k▲ 47.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€4k▼ 35.2%
Current assets
€63k▲ 8.3%
Equity and liabilities €67k
Equity
€1k▼ 98.0%
Debt
€66k▲ 387%
The debt ratio rises from 21.0% to 98.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€70k▲
2024 · €51k
Cash flow
€54k▲
2024 · €38k
Solvency
1.5%▼
2024 · 79.0%
Current ratio
0.95▼
2024 · 4.29
Quick ratio
0.95▼
2024 · 4.29
Debt / equity
65.98▲
2024 · 0.27
ROA
75.7%▲
2024 · 53.5%
Interest coverage
24.76▲
2024 · 16.06
Debt
€66k▲
2024 · €14k
Debt ≤ 1 year
€66k▲
2024 · €14k
Income taxes
€14k▲
2024 · €10k
A ratio outside any meaningful range has been withheld (balance sheet total €67k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€67k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€259€530▲
Furniture and vehicles24€6k€4k▼
Current assets29/58€58k€63k▲
Amounts receivable within one year40/41€23k€29k▲
Trade receivables40€17k€27k▲
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€35k€34k▼
Deferred charges and accrued income490/1€65€68▲
Equity and liabilities
Total equity and liabilities10/49€64k€67k▲
Equity10/15€51k€1k▼
Contributions10/11€1k€1k=
Reserves13€13k€0▼
Distributable reserves133€13k€0▼
Profit (loss) carried forward14€37k€0▼
Amounts payable17/49€14k€66k▲
Amounts payable within one year42/48€14k€66k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€867€1k▲
Suppliers440/4€867€1k▲
Advances received on contracts in progress46€8k€0▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48-€56k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€53k€72k▲
Operating profit (loss)9901€47k€67k▲
Financial income75/76B€352€176▼
Recurring financial income75€352€176▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€44k€65k▲
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€34k€51k▲
Profit (loss) for the period to be appropriated9905€34k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€88k▲
Profit (loss) brought forward from the previous period14P€42k€37k▼
Transfer from equity791/2€100€13k▲
Profit to be distributed694/7€40k€101k▲
Return on contributions (dividend)694€40k€101k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €51k ▲47.1%
Operating result €67k, net result €51k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €34k ▼18.8%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neuris 132640 MortselGround area
263 m²
Building footprint
82 m²
Volume, LiDAR
548 m³
Parcel 11029A0184/00S009, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro-Pat
since 20152.247.348.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0184/00S009 | Flanders | 263 m² | 1 · 82 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROMY VAN HAUWAERT
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Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 678 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2015
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.