Pro Maria

Active

Non-profit associationfounded 193392 yrs activerue de l'Aubépine 6, 5570 Beauraing, BelgiumKBO/BCE: BE 0402.582.563

Pro Maria has been active since 1933 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.19M and a net result of €-298k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 93% of 26065 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2024

42 / 100

Weak▼ -52 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-14

Solvency85▼-15

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €220k at 30 days only on tighter terms

Liquidity tight (current ratio 1.31 against 10.53 in 2023), and 12.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

2 d early

2023

63 d late

2022

31 d late

2021

30 d late

2007

11 d late

2006

78 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-298k

2023 · €150k

2022: €-297k 2023: €150k

2022 → 2024

Working capital

€95k▼ 88.4%

2023 · €819k

2022: €910k 2023: €819k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€4.98M-€5.36M▲ 7.6%€5.19M▼ 3.2%

Operating result€-419k-€26k€-443k

Net result€-297k-€150k€-298k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €443k after €26k in 2023, the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €5.91M

93.3%

Fixed assets €5.51M▲ 20.8%

Current assets €397k▼ 56.2%

Equity and liabilities €5.91M

87.8%

12.2%

Equity €5.19M▼ 3.2%

Debt €722k▲ 570%

The debt ratio rises from 2.0% to 12.2%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-280k▼

2023 · €123k

Cash flow

€-134k▼

2023 · €247k

Solvency

87.8%▼

2023 · 98.0%

Current ratio

1.31▼

2023 · 10.53

Quick ratio

0.64▼

2023 · 8.15

Debt / equity

0.14▲

2023 · 0.02

ROE

-5.7%▼

2023 · 2.8%

ROA

-5.0%▼

2023 · 2.7%

Interest coverage

-18.97▼

2023 · 10.39

Debt

€722k▲

2023 · €108k

Debt ≤ 1 year

€302k▲

2023 · €86k

Debt > 1 year

€406k▲

2023 · €10k

Income taxes

€15k▲

2023 · €8k

Staff costs

€540k▲

2023 · €233k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Total assets 20/58€5.47M€5.91M▲

Fixed assets 21/28€4.56M€5.51M▲

Tangible fixed assets 22/27€4.56M€5.51M▲

Financial fixed assets 28€635€635=

Current assets 29/58€905k€397k▼

Stocks & contracts in progress 3€205k€203k▼

Amounts receivable within one year 40/41€22k€24k▲

Investments 50/53€328k€80▼

Cash & bank 54/58€350k€170k▼

Total equity & liabilities 10/49€5.47M€5.91M▲

Equity 10/15€5.36M€5.19M▼

Contributions / capital 10/11€2.65M€2.65M=

Accumulated profits (losses) 14€1.88M€1.58M▼

Amounts payable 17/49€108k€722k▲

Amounts payable after one year 17€10k€406k▲

Amounts payable within one year 42/48€86k€302k▲

Trade debts payable within one year 44€24k€65k▲

Income statement Code20232024

Gross operating margin 9900€359k€261k▼

Operating result 9901€26k€-443k▼

Financial income 75€144k€174k▲

Financial charges 65€12k€15k▲

Result before taxes 9903€158k€-283k▼

Income taxes 67/77€8k€15k▲

Net result for the period 9904€150k€-298k▼

Result to be appropriated 9905€150k€-298k▼

Timeline · acts, filings and financial milestones

All 12Financial 3Gazette 3Filings 6

2025

29-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

09-05

State Gazette act Minor change

Officer designation

2024

31-12

Financial Weakest financial yearnet €-298k ▼298%

Net result drops to €-298k, the lowest in the series.

02-10

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 63 days late

2023

31-12

Financial Back to profitnet €150k

Net result €150k after one loss-making year.

31-12

Financial Equity above €5MEq €5.36M ▲7.6%

Equity rises from €4.98M to €5.36M.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

24-02

State Gazette act Director changes

06-02

State Gazette act Director changes

2022

30-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

2008

11-08

NBB filing Annual accounts filed

fiscal year 2007 · full schema · 11 days late

2007

14-05

NBB filing Annual accounts filed

fiscal year 2006 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

3 of 8 acts read

About the unread acts

Of the 8 Belgian State Gazette acts we know for this company, 3 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

16 directors, last change in 2025

Bernard SAINTMARD

Director · since 09-05-2025

Current

Elisabeth HUSTIN

Director · since 09-05-2025

Current

Joël ROCHETTE

Director · since 09-05-2025

Current

Marc JANS

Director · since 09-05-2025

Current

Monseigneur Pierre WARIN

Director · since 09-05-2025

Current

Pierre RENARD

Director · since 09-05-2025

Current

+ 8 not shown in this overview

09-05-2025 Bernard SAINTMARD: Appointed as Director

09-05-2025 Elisabeth HUSTIN: Appointed as Director

09-05-2025 Joël ROCHETTE: Appointed as Director

09-05-2025 Marc JANS: Appointed as Director

09-05-2025 Marc JANS: Appointed as Treasurer

09-05-2025 Monseigneur Pierre WARIN: Appointed as Director

17 further events in the mandate history. Available in Kantoor S. See plans →

Not every act has been read: a resignation may be missing here

5 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Beauraing · 2 establishment units since 2008

exact location from the address register On OpenStreetMap

Ground area

1.1 ha

Building footprint

1,493 m²

Volume, LiDAR

18,226 m³

2 parcels, Wallonia · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

Pro Maria