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PRO LMN

Active
Private limited company·Activiteiten van medisch specialisten· 4 yrs active
Tervurenlaan 110 ·1040 Etterbeek, Belgium
KBO/BCE: BE 0786.787.586
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PRO LMN is 0.3% (very low). The 2024 annual accounts show equity of €131k and a net result of €74k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 6582 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-10-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 24-10-2025 85 d late 2025-00548861
31-12-2023 31-07-2024 16-12-2024 138 d late 2024-00616443
31-12-2022 31-07-2023 18-09-2023 49 d late 2023-00447730

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€74k+21.1%
Working capital€128k+8.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 24-10-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2022: €98k€98kNet result 2022: €85k€85kOperating result 2023: €77k€77kNet result 2023: €61k€61kOperating result 2024: €93k€93kNet result 2024: €74k€74k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~30.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k€250k2025: €168k (€158k - €179k)2026: €205k (€194k - €215k)2027: €241k (€231k - €252k)2022: €58k2023: €119k2024: €131k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 61.6% 66.7%
better than 45% of 6582 sector peers
Net result €74k €46k
better than 66% of 6576 sector peers
Equity €131k €79k
better than 66% of 6582 sector peers
Gross operating margin €95k €78k
better than 58% of 6584 sector peers
Staff costs €42 €21k
higher than 5% of 1211 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P45
2022: P75 · n=36842023: P87 · n=53462024: P45 · n=65822022 2024
Weakening position over 2022-2024 · n=3684-6582
Net result P66
2022: P78 · n=36822023: P66 · n=53452024: P66 · n=65762022 2024
Stable position over 2022-2024 · n=3682-6576
Equity P66
2022: P50 · n=36842023: P68 · n=53482024: P66 · n=65822022 2024
Improving position over 2022-2024 · n=3684-6582
Gross operating margin P58
2022: P67 · n=36802023: P57 · n=53422024: P58 · n=65842022 2024
Stable position over 2022-2024 · n=3680-6584
Describes the position versus peers, not a forecast.
EBITDA
€93k
+19.3% 22-24
Net profit
€74k
+21.1% 22-24
Cash flow
€74k
+19.5% 22-24
Total assets
€213k
+59.7% 22-24
Equity
€131k
+10.3% 22-24
Working capital
€128k
+8.1% 22-24
Staff costs
€42
+35.5% 22-24
Income taxes
€19k
+18.8% 22-24
Dividends
€61k
- 22-24
Debt
€82k
+467.9% 22-24
Debt ≤ 1y
€81k
+464.6% 22-24
Current ratio
2.57
-72.1% 22-24
Quick ratio
2.57
-72.1% 22-24
Solvency
61.6%
-30.9% 22-24
Debt / equity
0.62
+414.9% 22-24
ROE
56.0%
+9.8% 22-24
ROA
34.5%
-24.1% 22-24
Interest coverage
510.70
+20.0% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€93k
Net profit€74k
Cash flow€74k
Staff costs€42
Income taxes€19k
Dividends€61k
Total assets€213k
Equity€131k
Debt€82k
of which ≤ 1y€81k
of which > 1y-
Working capital€128k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.57
Quick ratio2.57
Working capital ratio60.0%
Solvency61.6%
Debt / equity0.62
Long-term debt ratio-
Interest coverage510.70
Gross margin-
Net margin-
ROA34.5%
ROE56.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding7d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€213k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Current assets 29/58€209k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€151k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€213k
Equity 10/15€131k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€127k
Amounts payable 17/49€82k
Amounts payable within one year 42/48€81k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€95k
Operating result 9901€93k
Financial charges 65€183
Result before taxes 9903€93k
Income taxes 67/77€19k
Net result for the period 9904€74k
Result to be appropriated 9905€74k
You are seeing the latest fiscal year only. 2 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
PRO LMN
Tervurenlaan 110, 1040 EtterbeekActiviteiten van medisch specialisten
since 20222.331.841.002
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area604 m²
Buildings1
Building footprint397 m²
Volume (LiDAR)9,062 m³
Tallest building28.6 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0588/00L004 Brussels 604 m² 1 · 397 m² 28.6 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
18-07-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
18-07-2025 Registered office moved from Saint-Gilles to Etterbeek Registered-office change
  • Avenue de la Porte de Hal 25/21 - 1060 Saint-Gilles → Avenue de Tervueren 110/3 - 1040 Etterbeek

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency99Growth52Stability94
89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 99
Growth 52
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Praktijken van specialisten86220Activiteiten van medisch specialisten86220
Primary activity highlighted.
Names & trade names
Legal nameFR PRO LMN
Registered office
Tervurenlaan 110 bus 3
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.