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Generated 15-08-2026
Active BE 0472.432.263Public limited companyOpen bankruptcy

PRISMES

· 26 yrs active
Sector: Overige zakelijke dienstverlening, neg (82990)
Conclusion Checked

A bankruptcy procedure is open for PRISMES according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show negative equity (€-1.58M) and a net result of €-812k.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €-1.58M
Net result €-812k
Staff (FTE) 0.5
Better than sector 5%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency37Growth58Stability0
39 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 37
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags1 events
Address struck
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 04-02-2025 with the NBB · fiscal year 2023 · volledig
€-6.00M€-4.00M€-2.00M€0Operating result 2019: €137k€137kNet result 2019: €-5.69M€-5.69MOperating result 2020: €-91k€-91kNet result 2020: €-5.84M€-5.84MOperating result 2021: €-190k€-190kNet result 2021: €-156k€-156kOperating result 2022: €-177k€-177kNet result 2022: €-183k€-183kOperating result 2023: €-735k€-735kNet result 2023: €-812k€-812k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 82 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -57.6% 32.1%
better than 5% of 191 sector peers
Net result €-812k €12k
better than 5% of 189 sector peers
Equity €-1.58M €84k
better than 5% of 191 sector peers
Gross operating margin €-213k €57k
better than 5% of 144 sector peers
Staff costs €30k €155k
higher than 19% of 101 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€314k
- 18-23
EBITDA
€-733k
-323.1% 18-23
Net profit
€-812k
-344.5% 18-23
Cash flow
€-810k
-353.9% 18-23
Total assets
€2.74M
-9.0% 18-23
Equity
€-1.58M
-106.3% 18-23
Working capital
€-1.39M
-154.5% 18-23
Employees (FTE)
1
0.0% 18-23
Staff costs
€30k
+8.3% 18-23
Income taxes
€0
-100.0% 18-23
Debt
€4.31M
+14.4% 18-23
Debt ≤ 1y
€3.94M
+16.9% 18-23
Debt > 1y
€0
-100.0% 18-23
Current ratio
0.65
-22.7% 18-23
Quick ratio
0.63
+8.4% 18-23
Solvency
-57.6%
-126.6% 18-23
Debt / equity
-2.74
+44.5% 18-23
ROE
51.5%
+115.5% 18-23
ROA
-29.7%
-388.3% 18-23
Net margin
-1888.8%
- 18-23
EBITDA margin
-48.7%
- 18-23
Interest coverage
-4.37
-134.8% 18-23
Figures by fiscal year
Fiscal year2023
Depositvolledig
Revenue-
EBITDA€-733k
Net profit€-812k
Cash flow€-810k
Staff costs€30k
Income taxes-
Dividends-
Total assets€2.74M
Equity€-1.58M
Debt€4.31M
of which ≤ 1y€3.94M
of which > 1y-
Working capital€-1.39M
Employees (FTE)0.5
Ratios (computed)
2023
Current ratio0.65
Quick ratio0.63
Working capital ratio-50.7%
Solvency-57.6%
Debt / equity-2.74
Long-term debt ratio-
Interest coverage-4.37
Gross margin-
Net margin-
ROA-29.7%
ROE51.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€2.74M
Fixed assets 21/28€184k
Tangible fixed assets 22/27€99k
Financial fixed assets 28€85k
Current assets 29/58€2.55M
Stocks & contracts in progress 3€77k
Amounts receivable within one year 40/41€2.42M
Cash & bank 54/58€55k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.74M
Equity 10/15€-1.58M
Contributions / capital 10/11€2.00M
Reserves 13€3.41M
Accumulated profits (losses) 14€-6.99M
Amounts payable 17/49€4.31M
Amounts payable within one year 42/48€3.94M
Trade debts payable within one year 44€684k
Income statement
Gross operating margin 9900€-213k
Operating result 9901€-735k
Financial income 75€91k
Financial charges 65€168k
Result before taxes 9903€-812k
Net result for the period 9904€-812k
Result to be appropriated 9905€-812k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator RUTGER BELSACK
MARKT 17, 1740 TERNAT-
 29-04-2025 → present Belgian State Gazette
Legal Structure
NACE primary Overige zakelijke dienstverlening, neg(82990)
Legal form Public limited company(014)
Incorporation19-07-2000
StatusActive
Postal code-
First BS signal 07-05-2025
Latest BS signal 07-05-2025
Establishment units 2 locations
Establishment
Verhuur van woningen, exclusief sociale woningen
since 20022.131.711.095
KDS Logistic
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.331.339.174
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25034A0084/00A000 Wallonia 6,391 m² 1 · 758 m² 9.1 m · 2 fl.
21822R0226/00W011 Brussels 3,529 m² 1 · 1,878 m² 38.1 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-07-2025
KBO administration Address struck
Louizalaan 523 1050 Die Sitzadresse Avenue Louise / Louizalaan Bruxelles · event 13-07-2025
07-05-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · PRISMES NV LOUIZA- LAAN 523, 1050 BRUSSEL 5 · event 29-04-2025
04-02-2025
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
10-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
07-04-2023
State Gazette act Registered-office change
2022
28-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
25-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
15-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
05-03-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
27-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
18-04-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
09-03-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
26-03-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Lifecycle & Insolvency Signals2 events
25-07-2025
KBO administration Address struck
Date: 13-07-2025 · Louizalaan 523 1050 Die Sitzadresse Avenue Louise / Louizalaan Bruxelles · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 29-04-2025 to 13-07-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-07 · Bankruptcy · Opening2025-07-25 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
Address history · 1
07-04-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
07-04-2023 Registered office moved from Ixelles to Bruxelles Registered-office change
  • Avenue Louise 544 - 1050 Ixelles → Avenue Louise 523 à 1050 Bruxelles
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "unite_exploitation",
      "new_address": {
        "raw": "Avenue Louise 523 \u00E0 1050 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "523",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Avenue Louise 544 - 1050 Ixelles",
        "city": "Ixelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "544",
        "locality_suffix": null
      },
      "effective_date": "2023-02-20",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": "2.131.711.095",
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-04-07",
    "filing_date": "2023-03-30",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2023-03-03",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0472.432.263",
    "name_full": "PRISMES",
    "legal_form": "Soci\u00E9t\u00E9 anonyme"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Julie Decelle",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in wijnen en geestrijke dranken46341Groothandel in wijnen en geestrijke dranken46341Groothandel in dranken, algemeen assortiment46349Groothandel in dranken, algemeen assortiment46349Detailhandel in wijnen en geestrijke dranken in gespecialiseerde winkels47251Detailhandel in wijnen en geestrijke dranken47251Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameFR PRISMES
Registration history
  1. 13-07-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative