Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PREVIUS is 0.5% (very low). The 2024 annual accounts show equity of €12k and a net result of €4k. Its solvency ranks better than 23% of 561 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
2 signals · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 561 sector peers (2024).
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€4k+219.3%
Working capital€-615k+79.0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 26-12-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 0.2% | 34.8% | |
| Net result | €4k | €15k | |
| Equity | €12k | €79k | |
| Gross operating margin | €173k | €81k | |
| Staff costs | €153k | €297k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€19k
+993.9%
-40% vs sector
€4k
+219.3%
-74% vs sector
€12k
+773.1%
-49% vs sector
€5.26M
+63.0%
far above sector median
€12k
+59.4%
-95% vs sector
€-615k
+79.0%
far below sector median
3
+200.0%
+50% vs sector
€153k
+54.2%
+245% vs sector
€2k
+512.1%
-85% vs sector
€5.25M
+63.0%
far above sector median
€944k
-70.7%
far above sector median
€4.31M
-
far above sector median
0.35
+274.7%
-78% vs sector
0.35
+274.7%
-77% vs sector
0.2%
-2.2%
-100% vs sector
446.86
+2.2%
far above sector median
37.3%
+100.3%
far above sector median
0.1%
+95.9%
-97% vs sector
3.68
-88.9%
-84% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €19k |
| Net profit | €4k |
| Cash flow | €12k |
| Staff costs | €153k |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €5.26M |
| Equity | €12k |
| Debt | €5.25M |
| of which ≤ 1y | €944k |
| of which > 1y | €4.31M |
| Working capital | €-615k |
| Employees (FTE) | 3.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.35 |
| Quick ratio | 0.35 |
| Working capital ratio | -11.7% |
| Solvency | 0.2% |
| Debt / equity | 446.86 |
| Long-term debt ratio | 366.36 |
| Interest coverage | 3.68 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.1% |
| ROE | 37.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €5.26M |
| Fixed assets | 21/28 | €4.93M |
| Intangible fixed assets | 21 | €209 |
| Tangible fixed assets | 22/27 | €4.93M |
| Current assets | 29/58 | €329k |
| Amounts receivable within one year | 40/41 | €173k |
| Cash & bank | 54/58 | €46k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €5.26M |
| Equity | 10/15 | €12k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €6k |
| Amounts payable | 17/49 | €5.25M |
| Amounts payable after one year | 17 | €4.31M |
| Amounts payable within one year | 42/48 | €944k |
| Trade debts payable within one year | 44 | €897k |
| Income statement | ||
| Gross operating margin | 9900 | €173k |
| Operating result | 9901 | €12k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed51
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
under verificationDirectors derived from a single State Gazette act, under verification
All 5 current directors first appear in the same act (26097745). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Current01-07-2026 → present
-
Current01-07-2026 → present
2 events
- 01-07-2026 Appointed· Director
- 01-07-2026 Appointed· Vicevoorzitter van de raad van bestuur
-
Current01-07-2026 → present
-
Current01-07-2026 → present
-
Current01-07-2026 → present
Former directors (1)
-
Former- → 01-07-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 28-04-2022 |
| Status | Active |
| Postal code | 9052 |
Structure & network
Connections & network
24 connected companiesLinked via shared directors
viaPeeters Kathleen · Director
→
viaPeeters Kathleen · Director
→
viaVolker Klinges · Director
→
viaVolker Klinges · Director
→
viaVolker Klinges · Director
→
viaVolker Klinges · Director
→
viaPeeters Kathleen · Vice présidente du conseil d'administration
→
viaKarl Verlinden · Director
→
viaPeeters Kathleen · Director
→
viaVolker Klinges · Director
→
viaPeeters Kathleen · Director
→
viaKarl Verlinden · Director
→
viaKarl Verlinden · Director
→
viaKarl Verlinden · Director
former→
viaVolker Klinges · Director
former→
viaKarl Verlinden · Director
former→
viaKarl Verlinden · Director
former→
viaKarl Verlinden · Director
former→
viaVolker Klinges · Director
former→
viaPeeters Kathleen · Director
former→
viaKarl Verlinden · Director
former→
viaKarl Verlinden · Director
former→
viaKarl Verlinden · Director
former→
viaKarl Verlinden · Director
former→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationPREVIUS
since 20222.332.666.193
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,964 m²
Buildings2
Building footprint2,618 m²
Volume (LiDAR)1,123 m³
Tallest building10.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E0167/00X000 | Flanders | 4,327 m² | 1 · 2,477 m² | - |
| 44082A0059/00V000 | Flanders | 637 m² | 1 · 140 m² | 10.6 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
2026
29-07-2026
General meeting · Board meeting · Director resignation
- General meeting , 01/07/2026
- Board meeting , 01/07/2026
- Director resignation, Wim Schmitt (bestuurder)
- Director appointment, BV Adagia Fiscalia (bestuurder)
- Permanent representative, Jan Verhoeye
- Director appointment, NV Vijverbos (bestuurder)
+23 further facts
Analysis
Snowflake analysis
financial profile on 5 axes65
/ 100
Strong profile, led by profitability.
Health
51
Profitability
100
Solvency
0
Growth
78
Stability
94
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100
Primary activity highlighted.
Names & trade names
| Legal nameNL | PREVIUS |
Registered office
Sint-Clarastraat 48
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.