PREVENTIC
ActiveSummary
The computed 12-month bankruptcy probability of PREVENTIC is 1.8% (moderate). The 2025 annual accounts show equity of €151k and a net result of €59k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 27787 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-5
Solvency54▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.52 in 2024; short-term debt: 47.1% and cash: 36.5% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
9 d early
2022
60 d late
2021
114 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€151k▲ 1.7%
2024 · €149k
2020: €28k
2021: €119k
2022: €130k
2023: €83k
2024: €149k
2020 → 2025
Total assets
€527k▲ 21.1%
2024 · €435k
2020: €140k
2021: €353k
2022: €393k
2023: €415k
2024: €435k
2020 → 2025
Net result
€59k▼ 12.5%
2024 · €68k
2020: €23k
2021: €92k
2022: €13k
2023: €11k
2024: €68k
2020 → 2025
Working capital
€94k▲ 21.2%
2024 · €78k
2020: €11k
2021: €54k
2022: €47k
2023: €1k
2024: €78k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€130k▲ 9.3%€83k▼ 36.3%€149k▲ 79.8%€151k▲ 1.7%
Operating result€125k-€41k▼ 67.1%€30k▼ 27.2%€103k▲ 243%€93k▼ 9.3%
Net result€92k-€13k▼ 86.3%€11k▼ 15.8%€68k▲ 537%€59k▼ 12.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €527k
Fixed assets
€184k▼ 10.8%
Current assets
€343k▲ 49.9%
Equity and liabilities €527k
Equity
€151k▲ 1.7%
Debt
€376k▲ 31.2%
The debt ratio rises from 65.9% to 71.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€124k▼
2024 · €137k
Cash flow
€90k▼
2024 · €102k
Solvency
28.7%▼
2024 · 34.1%
Current ratio
1.38▼
2024 · 1.52
Quick ratio
1.35▼
2024 · 1.48
Debt / equity
2.49▲
2024 · 1.93
ROE
39.2%▼
2024 · 45.5%
ROA
11.2%▼
2024 · 15.5%
Interest coverage
13.43▲
2024 · 12.88
Debt
€376k▲
2024 · €287k
Debt ≤ 1 year
€248k▲
2024 · €151k
Debt > 1 year
€128k▼
2024 · €136k
Income taxes
€29k▼
2024 · €32k
Staff costs
€207k▲
2024 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€435k€527k▲
Fixed assets21/28€207k€184k▼
Tangible fixed assets22/27€207k€184k▼
Land and buildings22€102k€57k▼
Plant, machinery and equipment23€20k€24k▲
Furniture and vehicles24€36k€61k▲
Leasing and similar rights25€2k€0▼
Other tangible fixed assets26€47k€41k▼
Financial fixed assets28€100€100=
Current assets29/58€229k€343k▲
Amounts receivable after more than one year29-€109k
Other amounts receivable291-€109k
Stocks and contracts in progress3€5k€9k▲
Stocks30/36€5k€9k▲
Amounts receivable within one year40/41€84k€13k▼
Trade receivables40€22k€7k▼
Other amounts receivable41€62k€6k▼
Current investments50/53€13k€13k=
Cash at bank and in hand54/58€123k€192k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€435k€527k▲
Equity10/15€149k€151k▲
Contributions10/11€6k€6k=
Reserves13€143k€145k▲
Distributable reserves133€143k€145k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€287k€376k▲
Amounts payable after more than one year17€136k€128k▼
Financial debts170/4€136k€128k▼
Amounts payable within one year42/48€151k€248k▲
Current portion of amounts payable after more than one year42€24k€35k▲
Financial debts43€43k€41k▼
Credit institutions430/8€43k€41k▼
Trade debts44€69k€136k▲
Suppliers440/4€69k€136k▲
Taxes, remuneration and social security45€12k€35k▲
Taxes450/3€2k€16k▲
Remuneration and social security454/9€10k€19k▲
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€190k€207k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€31k▼
Other operating charges640/8€13k€5k▼
Gross operating margin9900€340k€337k▼
Operating profit (loss)9901€103k€93k▼
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€100k€89k▼
Income taxes67/77€32k€29k▼
Profit (loss) for the period9904€68k€59k▼
Profit (loss) for the period to be appropriated9905€68k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€59k▼
Transfer from equity791/2€0€55k▲
Transfer to equity691/2€66k€58k▼
To other reserves6921€66k€58k▼
Profit to be distributed694/7€2k€57k▲
Return on contributions (dividend)694€2k€57k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €151k ▲1.7%
6 profitable years in a row build equity to €151k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €149k ▲79.8%
5 profitable years in a row build equity to €149k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €11k ▼15.8%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
31-12
Financial
Highest result since 2020net €92k ▲294%
Operating result €125k, net result €92k, both a record.
31-12
Financial
Equity above €100kEq €119k ▲317%
2 profitable years in a row build equity to €119k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooistraat 269041 GentGround area
647 m²
Building footprint
124 m²
Volume, LiDAR
576 m³
Parcel 44051A1340/00R002, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
preventic
since 20192.294.839.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051A1340/00R002 | Flanders | 647 m² | 1 · 124 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,365 EUR awarded · 2,365 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 1,065 EUR | 1,065 EUR |
| 2022 | 1 | 300 EUR | 300 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsTechnicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Similar companies · same sector, comparable size
Dewaele A.
BE 0641.723.393
De Haan · Eq €151k
Sanipo
BE 0795.809.279
Waregem · Eq €151k
JK Technieken
BE 0556.763.964
Tongeren-Borgloon · Eq €152k
ADAM STAF
BE 0841.516.966
Harelbeke · Eq €152k
REYNDERS SANNIMO
BE 0477.220.105
Brecht · Eq €151k
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 2,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2019
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
43211General electrical installation work
43350Other building finishing work
47529Retail trade
68201Renting and operating of own or leased residential real estate, excluding social housing
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.