PRELUDIS
ActiveSummary
PRELUDIS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €74k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+29
Solvency72▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.31 in 2024; short-term debt: 47.5% and cash: 4.4% of total assets), and 52.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
12.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
56 d late
2023
40 d early
2022
36 d late
2021
34 d early
2020
45 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€74k
2024 · €-41k
2018: €3k
2019: €10k
2020: €16k
2021: €46k
2022: €38k
2023: €34k
2024: €-41k
2018 → 2025
Working capital
€128k▲ 156%
2024 · €50k
2018: €83k
2019: €93k
2020: €103k
2021: €109k
2022: €97k
2023: €119k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€205k▲ 23.1%€239k▲ 16.5%€198k▼ 17.0%€272k▲ 37.5%
Operating result€63k-€29k▼ 53.6%€41k▲ 40.1%€-40k€100k
Net result€46k-€38k▼ 15.7%€34k▼ 12.4%€-41k€74k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €100k after a loss of €40k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €575k
Fixed assets
€174k ▼ 7.7%
Current assets
€401k ▲ 90.9%
Equity and liabilities €575k
Equity
€272k ▲ 37.5%
Debt
€303k ▲ 51.0%
Debt's share of the balance-sheet total rises from 50.3% to 52.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€157k▲
2024 · €11k
Cash flow
€132k▲
2024 · €11k
Current ratio
1.47▲
2024 · 1.31
Debt to equity
1.11▲
2024 · 1.01
ROE
27.3%▲
2024 · -20.5%
ROA
12.9%▲
2024 · -10.2%
Interest coverage
13.01▲
2024 · 8.85
Debt ≤ 1 year
€273k▲
2024 · €160k
Debt > 1 year
€30k▼
2024 · €41k
Income taxes
€13k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€399k€575k▲
Fixed assets21/28€189k€174k▼
Tangible fixed assets22/27€188k€173k▼
Plant, machinery and equipment23€128k€138k▲
Furniture and vehicles24€39k€29k▼
Leasing and similar rights25€22k€7k▼
Financial fixed assets28€744€744=
Current assets29/58€210k€401k▲
Amounts receivable within one year40/41€146k€376k▲
Trade receivables40€137k€353k▲
Other amounts receivable41€9k€24k▲
Cash at bank and in hand54/58€64k€25k▼
Equity and liabilities
Total equity and liabilities10/49€399k€575k▲
Equity10/15€198k€272k▲
Contributions10/11€50k€50k=
Capital10€50k€50k=
Issued capital100€50k€50k=
Reserves13€24k€24k=
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€124k€199k▲
Amounts payable17/49€201k€303k▲
Amounts payable after more than one year17€41k€30k▼
Financial debts170/4€41k€30k▼
Amounts payable within one year42/48€160k€273k▲
Current portion of amounts payable after more than one year42€30k€32k▲
Trade debts44€54k€146k▲
Suppliers440/4€54k€146k▲
Advances received on contracts in progress46€6k€6k=
Taxes, remuneration and social security45-€13k
Taxes450/3-€13k
Other amounts payable47/48€70k€77k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€57k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€16k€159k▲
Operating profit (loss)9901€-40k€100k▲
Financial income75/76B€2k€83▼
Recurring financial income75€2k€83▼
Financial charges65/66B€1k€12k▲
Recurring financial charges65€1k€12k▲
Profit (loss) for the period before taxes9903€-39k€88k▲
Income taxes67/77€1k€13k▲
Profit (loss) for the period9904€-41k€74k▲
Profit (loss) for the period to be appropriated9905€-41k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€124k€199k▲
Profit (loss) brought forward from the previous period14P€165k€124k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Equity above €200kEq €272k ▲37.5%
Equity rises from €198k to €272k.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet €-41k ▼220%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 36 days late
2022
31-12
Financial
Equity above €200kEq €205k ▲23.1%
5 profitable years in a row build equity to €205k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €166k ▲37.8%
4 profitable years in a row build equity to €166k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Equity above €100kEq €104k ▲10.3%
2 profitable years in a row build equity to €104k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Reine Astrid 921310 La HulpeGround area
10.1 ha
Building footprint
113 m²
Volume, LiDAR
983 m³
Parcel 25050C0039/00K000, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRELUDIS
since 20102.186.119.385
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0039/00K000 | Wallonia | 10.1 ha | 1 · 113 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A & L
BE 0464.389.478
Westerlo · Eq €272,263
ALPHA MAT
BE 0633.851.844
Duffel · Eq €272,424
ALGEMENE BOUWONDERNEMING KOEN DE BOEVER
BE 0821.421.635
Lievegem · Eq €272,433
OLDYCK EN ZOON
BE 0439.576.284
Boortmeerbeek · Eq €272,481
MCC BUILD
BE 0671.848.625
Yvoir · Eq €272,588
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,260 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
46130Agents in the wholesale of timber and building materials
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.