PREGE
ActiveSummary
PREGE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €83k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-8
Solvency41▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.1 in 2024; short-term debt: 21.5% and cash: 1% of total assets), and 84.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
31 d late
2023
56 d late
2022
24 d late
2021
31 d late
2020
8 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€396k▲ 26.6%
2024 · €313k
2018: €134k
2019: €165k
2020: €216k
2021: €199k
2022: €239k
2023: €241k
2024: €313k
2018 → 2025
Total assets
€2.51M▼ 0.4%
2024 · €2.52M
2018: €444k
2019: €422k
2020: €396k
2021: €397k
2022: €1.71M
2023: €2.54M
2024: €2.52M
2018 → 2025
Net result
€83k▲ 15.2%
2024 · €72k
2018: €7k
2019: €46k
2020: €52k
2021: €-18k
2022: €41k
2023: €1k
2024: €72k
2018 → 2025
Working capital
€-476k▲ 20.4%
2024 · €-598k
2018: €-54k
2019: €-57k
2020: €-20k
2021: €-43k
2022: €-305k
2023: €-604k
2024: €-598k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€239k▲ 20.5%€241k▲ 0.5%€313k▲ 30.0%€396k▲ 26.6%
Operating result€-15k-€63k€32k▼ 48.9%€93k▲ 188%€128k▲ 37.4%
Net result€-18k-€41k€1k▼ 96.9%€72k▲ 5,573%€83k▲ 15.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.51M
Fixed assets
€2.44M ▼ 0.1%
Current assets
€64k ▼ 8.6%
Equity and liabilities €2.51M
Equity
€396k ▲ 26.6%
Debt
€2.11M ▼ 4.2%
Debt's share of the balance-sheet total falls from 87.6% to 84.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€219k▲
2024 · €182k
Cash flow
€175k▲
2024 · €161k
Current ratio
0.12▲
2024 · 0.10
Debt to equity
5.33▼
2024 · 7.04
ROE
21.0%▼
2024 · 23.1%
ROA
3.3%▲
2024 · 2.9%
Interest coverage
4.90▼
2024 · 8.77
Debt ≤ 1 year
€539k▼
2024 · €667k
Debt > 1 year
€1.57M▲
2024 · €1.54M
Staff costs
€180k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.52M€2.51M▼
Fixed assets21/28€2.45M€2.44M▼
Intangible fixed assets21€629€345▼
Tangible fixed assets22/27€2.45M€2.44M▼
Land and buildings22€2.40M€2.41M▲
Plant, machinery and equipment23€40k€33k▼
Furniture and vehicles24€2k€4k▲
Financial fixed assets28-€1
Current assets29/58€70k€64k▼
Amounts receivable within one year40/41€40k€37k▼
Trade receivables40€40k€37k▼
Other amounts receivable41€122€327▲
Cash at bank and in hand54/58€25k€26k▲
Deferred charges and accrued income490/1€5k€188▼
Equity and liabilities
Total equity and liabilities10/49€2.52M€2.51M▼
Equity10/15€313k€396k▲
Contributions10/11€38k€38k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€272k€355k▲
Amounts payable17/49€2.20M€2.11M▼
Amounts payable after more than one year17€1.54M€1.57M▲
Financial debts170/4€1.54M€1.57M▲
Amounts payable within one year42/48€667k€539k▼
Current portion of amounts payable after more than one year42€84k€80k▼
Trade debts44€71k€13k▼
Suppliers440/4€71k€13k▼
Advances received on contracts in progress46€15k€17k▲
Taxes, remuneration and social security45€45k€33k▼
Taxes450/3€21k€18k▼
Remuneration and social security454/9€24k€15k▼
Other amounts payable47/48€452k€396k▼
Accrued charges and deferred income492/3€750€900▲
Income statement
Code20242025
Non-recurring operating income76A€52-
Remuneration, social security and pensions62€110k€180k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€91k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€294k€403k▲
Operating profit (loss)9901€93k€128k▲
Financial income75/76B€264€1▼
Recurring financial income75€264€1▼
Financial charges65/66B€21k€45k▲
Recurring financial charges65€21k€45k▲
Profit (loss) for the period before taxes9903€73k€83k▲
Income taxes67/77€471-
Profit (loss) for the period9904€72k€83k▲
Profit (loss) for the period to be appropriated9905€72k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€272k€355k▲
Profit (loss) brought forward from the previous period14P€199k€272k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Highest result since 2018net €83k ▲15.2%
Operating result €128k, net result €83k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Equity above €200kEq €239k ▲20.5%
Equity rises from €199k to €239k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-18k ▼134%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €216k ▲31.4%
3 profitable years in a row build equity to €216k.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Equity above €150kEq €165k ▲23%
2 profitable years in a row build equity to €165k.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Scohy(B) 186222 FleurusGround area
1,277 m²
Building footprint
141 m²
Volume, LiDAR
841 m³
Parcel 52008A0153/02R002, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PREGE
since 20062.153.344.273
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52008A0153/02R002 | Wallonia | 1,277 m² | 1 · 141 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fechner Invest
BE 0758.915.825
Lochristi · Eq €396,152
PH Advisory
BE 0831.168.353
Ninove · Eq €396,133
Groep Valgaeren
BE 0846.802.971
Meerhout · Eq €396,201
GOANNA
BE 0459.682.010
Temse · Eq €396,114
AIVB Advisory
BE 0729.545.215
Elsene · Eq €396,099
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gerard.preat@gmail.com