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PREFAHAY

Active
Public limited company·Activiteiten van holdings· 24 yrs active
Lusambostraat 67 ·1190 Vorst, Belgium
KBO/BCE: BE 0475.853.591
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Age24 yrs
Board7

Summary

Conclusion

the dossier summarised in one paragraph

PREFAHAY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 02-06-2025 59 d early 2025-00119082
31-12-2023 31-07-2024 21-06-2024 40 d early 2024-00178356
31-12-2022 31-07-2023 25-07-2023 6 d early 2023-00300012
31-12-2021 31-07-2022 04-07-2022 27 d early 2022-20153790
31-12-2020 31-07-2021 25-05-2021 67 d early 2021-15400159
31-12-2019 31-07-2020 19-06-2020 42 d early 2020-19400291
31-12-2018 31-07-2019 09-07-2019 22 d early 2019-31200300
31-12-2017 31-07-2018 15-05-2018 77 d early 2018-13300051
31-12-2016 31-07-2017 13-06-2017 48 d early 2017-17300050
31-12-2015 31-07-2016 30-08-2016 30 d late 2016-54200406

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2001, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 02-06-2025 2025-00119082
31-12-2023 volledig 21-06-2024 2024-00178356
31-12-2022 volledig 25-07-2023 2023-00300012
31-12-2021 volledig 04-07-2022 2022-20153790
31-12-2020 volledig 25-05-2021 2021-15400159
31-12-2019 volledig 19-06-2020 2020-19400291
31-12-2018 volledig 09-07-2019 2019-31200300
31-12-2017 volledig 15-05-2018 2018-13300051
31-12-2016 volledig 13-06-2017 2017-17300050
31-12-2015 volledig 30-08-2016 2016-54200406

Directors

Directors & mandates

16 directors
Current directors & mandates
  • Cyrille Schréder
    Director
    State Gazette act 24108607 (18-07-2024)
    Current
    18-07-2024 → present
  • Delphine Gryspeerdt
    Director
    State Gazette act 23087187 (10-07-2023)
    Current
    10-07-2023 → present
  • Agnès Keutgen-Schréder
    Director
    State Gazette act 22078849 (04-07-2022)
    Current
    04-07-2022 → present
  • Coline Simmons
    Director
    State Gazette act 23087187 (10-07-2023)
    Current
    04-07-2022 → present
    3 events
    • 10-07-2023 Appointed· Director
    • 04-07-2022 Appointed· Director
    • 19-08-2021 Resigned· Director
  • Muriel Schréder
    Director
    State Gazette act 23087187 (10-07-2023)
    Current
    28-02-2020 → present
    3 events
    • 10-07-2023 Appointed· Director
    • 04-07-2022 Appointed· Director
    • 28-02-2020 Appointed· Director
  • Maximilien Schréder
    Director
    State Gazette act 23087187 (10-07-2023)
    Current
    18-04-2018 → present
    3 events
    • 10-07-2023 Appointed· Director
    • 19-08-2021 Appointed· Director
    • 18-04-2018 Appointed· Administrator
  • Agnès Keutgen
    Director
    State Gazette act 23087187 (10-07-2023)
    Current
    29-03-2011 → present
    2 events
    • 10-07-2023 Appointed· Director
    • 29-03-2011 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Julia Keutgen
    Administrator
    State Gazette act 18063803 (18-04-2018)
    Not recently confirmed
    last confirmed in an act from 2018
  • Edith Gryspeerdt
    Director
    State Gazette act 11047147 (29-03-2011)
    Not recently confirmed
    last confirmed in an act from 2011
Former directors (7)
  • Nicolas Keutgen
    Director
    State Gazette act 21099930 (19-08-2021)
    Former
    19-08-2021 → 10-07-2023
    2 events
    • 10-07-2023 Resigned· Director
    • 19-08-2021 Appointed· Director
  • Renaud Gryspeerdt
    Director
    State Gazette act 23087187 (10-07-2023)
    Former
    - → 10-07-2023
  • Liliane Schréder
    Director
    State Gazette act 11047147 (29-03-2011)
    Former
    29-03-2011 → 04-07-2022
    2 events
    • 04-07-2022 Resigned· Director
    • 29-03-2011 Appointed· Director
  • Alexandra Schréder
    Director
    State Gazette act 17063039 (04-05-2017)
    Former
    04-05-2017 → 19-08-2021
    2 events
    • 19-08-2021 Resigned· Director
    • 04-05-2017 Appointed· Director
  • Edith Schréder
    Director
    State Gazette act 21099930 (19-08-2021)
    Former
    - → 19-08-2021
  • Francis Schréder
    Director
    State Gazette act 11047147 (29-03-2011)
    Former
    29-03-2011 → 28-02-2020
    2 events
    • 28-02-2020 Resigned· Director
    • 29-03-2011 Appointed· Director
  • Jean Schréder
    Director
    State Gazette act 11047147 (29-03-2011)
    Former
    29-03-2011 → 04-05-2017
    2 events
    • 04-05-2017 Resigned· Director
    • 29-03-2011 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Statutory auditor

3 auditors
Statutory auditor IRE/IBR number Tenure
Christophe ColsonCurrent
Company auditor
- 10-07-2023 → present
BDO
Commissaire
succeeded by Christophe Colson in 2023
- 19-08-2021 → 10-07-2023
Félix Fank
Commissaire
succeeded by BDO in 2021
- 18-04-2018 → 19-08-2021
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Public limited company(014)
Incorporation15-10-2001
StatusActive
Postal code1190

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lusambostraat 671190 Vorst

Establishment units

1 location
PREFAHAY
Lusambostraat 67, 1190 VorstFinanciële holdings
since 20022.093.411.141
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area7,436 m²
Buildings1
Building footprint3,211 m²
Volume (LiDAR)24,780 m³
Tallest building10.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21384D0085/00E003 Brussels 7,436 m² 1 · 3,211 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

12 acts
All acts · 12 updated 2 years ago
2024
18-07-2024 Cyrille Schréder appointed as director Director changes
  • Cyrille Schréder, Bestuurder
Summary: v3.2
2023
28-08-2023 Articles of association amended Statutes amendment
10-07-2023 6 directors appointed, 2 resigning Director changes
  • Muriel Schréder, Bestuurder
  • Agnès Keutgen, Bestuurder
  • Coline Simmons, Bestuurder
  • Maximilien Schréder, Bestuurder
  • Delphine Gryspeerdt, Bestuurder
  • Christophe Colson, Bedrijfsrevisor
  • Nicolas Keutgen, Bestuurder
  • Renaud Gryspeerdt, Bestuurder
Summary: v3.2
2022
04-07-2022 3 directors appointed, 1 resigning Director changes
  • Agnès Keutgen-Schréder, Bestuurder
  • Muriel Schréder, Bestuurder
  • Coline Simmons, Bestuurder
  • Liliane Schréder, Bestuurder
Summary: v3.2
2021
31-12-2021 Change in the board of directors Director changes
19-08-2021 3 directors appointed, 3 resigning Director changes
  • Nicolas Keutgen, Bestuurder
  • Maximilien Schréder, Bestuurder
  • BDO, Commissaire
  • Coline Simmons, Bestuurder
  • Edith Schréder, Bestuurder
  • Alexandra Schréder, Bestuurder
Summary: v3.2
2020
28-02-2020 1 director appointed, 1 resigning Director changes
  • Muriel Schréder, Bestuurder
  • Francis Schréder, Bestuurder
Summary: v3.2
2018
04-07-2018 Change in the board of directors Director changes
18-04-2018 3 directors appointed Director changes
  • Julia Keutgen, Administrator
  • Maximilien Schréder, Administrator
  • Félix Fank, Commissaire
Summary: v3.2
2017
04-05-2017 1 director appointed, 1 resigning Director changes
  • Alexandra Schréder, Bestuurder
  • Jean Schréder, Bestuurder
Summary: v3.2
2016
28-06-2016 Change in the board of directors Director changes
2011
29-03-2011 5 directors appointed Director changes
  • Edith Gryspeerdt, Bestuurder
  • Francis Schréder, Bestuurder
  • Jean Schréder, Bestuurder
  • Liliane Schréder, Bestuurder
  • Agnès Keutgen, Bestuurder
Summary: v3.2

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,518 of the 24,679 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameFR PREFAHAY
AbbreviationFR P.R.F.
Registered office
Lusambostraat 67
1190 Vorst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.