PRECONSULT
ActiveSummary
PRECONSULT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €84k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 7.0 against 12.23 in 2024; short-term debt: 9.2% and cash: 33.2% of total assets), and 17.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
32%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
50 d early
2023
71 d early
2022
37 d early
2021
32 d early
2020
31 d early
2019
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€217k▲ 49.4%
2024 · €145k
2018: €123k
2019: €135k
2020: €145k
2021: €150k
2022: €137k
2023: €131k
2024: €145k
2018 → 2025
Total assets
€262k▲ 71.4%
2024 · €153k
2018: €125k
2019: €161k
2020: €168k
2021: €169k
2022: €153k
2023: €137k
2024: €153k
2018 → 2025
Net result
€84k▲ 238%
2024 · €25k
2018: €8k
2019: €13k
2020: €12k
2021: €13k
2022: €18k
2023: €9k
2024: €25k
2018 → 2025
Working capital
€145k▲ 60.4%
2024 · €91k
2018: €116k
2019: €85k
2020: €91k
2021: €87k
2022: €82k
2023: €81k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€137k▼ 9.0%€131k▼ 4.3%€145k▲ 10.8%€217k▲ 49.4%
Operating result€18k-€26k▲ 46.7%€14k▼ 45.8%€38k▲ 170%€123k▲ 227%
Net result€13k-€18k▲ 39.3%€9k▼ 47.5%€25k▲ 162%€84k▲ 238%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 227% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets
€93k ▲ 70.4%
Current assets
€169k ▲ 71.8%
Equity and liabilities €262k
Equity
€217k ▲ 49.4%
Debt
€46k ▲ 467%
Debt's share of the balance-sheet total rises from 5.3% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€133k▲
2024 · €40k
Cash flow
€93k▲
2024 · €27k
Current ratio
7.00▼
2024 · 12.23
Quick ratio
6.80▼
2024 · 10.81
Debt to equity
0.21▲
2024 · 0.06
ROE
38.7%▲
2024 · 17.1%
ROA
32.0%▲
2024 · 16.2%
Interest coverage
70.11▲
2024 · 32.31
Debt ≤ 1 year
€24k▲
2024 · €8k
Debt > 1 year
€22k
Income taxes
€41k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€153k€262k▲
Fixed assets21/28€55k€93k▲
Tangible fixed assets22/27€12k€67k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€7k€62k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€42k€26k▼
Current assets29/58€99k€169k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€12k€5k▼
Contracts in progress37€12k€5k▼
Amounts receivable within one year40/41€26k€11k▼
Trade receivables40€15k€4k▼
Other amounts receivable41€11k€7k▼
Current investments50/53€35k€65k▲
Cash at bank and in hand54/58€26k€87k▲
Deferred charges and accrued income490/1€784€914▲
Equity and liabilities
Total equity and liabilities10/49€153k€262k▲
Equity10/15€145k€217k▲
Contributions10/11€19k€19k=
Reserves13€126k€197k▲
Tax-exempt reserves132€6k€6k=
Distributable reserves133€120k€191k▲
Profit (loss) carried forward14€49€125▲
Amounts payable17/49€8k€46k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€8k€24k▲
Current portion of amounts payable after more than one year42€0€6k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Non-recurring operating income76A-€107k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€764€652▼
Gross operating margin9900€41k€133k▲
Operating profit (loss)9901€38k€123k▲
Financial income75/76B€644€3k▲
Recurring financial income75€644€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€37k€125k▲
Income taxes67/77€12k€41k▲
Profit (loss) for the period9904€25k€84k▲
Profit (loss) for the period to be appropriated9905€25k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€84k▲
Profit (loss) brought forward from the previous period14P€68€49▼
Transfer from equity791/2€10k€12k▲
Transfer to equity691/2€25k€84k▲
To other reserves6921€25k€84k▲
Profit to be distributed694/7€11k€12k▲
Return on contributions (dividend)694€11k€12k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €84k ▲238%
Operating result €123k, net result €84k, both a record.
30-09
Financial
Equity above €200kEq €217k ▲49.4%
8 profitable years in a row build equity to €217k.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 14.39
Current ratio from 6.81 to 14.39; short-term debt falls from €14k to €6k.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €150k ▲3.7%
4 profitable years in a row build equity to €150k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastorijweg 498560 WevelgemGround area
584 m²
Building footprint
158 m²
Volume, LiDAR
980 m³
Parcel 34012C0532/00L002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Preconsult
since 19992.091.403.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012C0532/00L002 | Flanders | 584 m² | 1 · 158 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500VPYPOP57MVXX16
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PAISA
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ELYOR Energy Group
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BUILD CONCEPT
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HARPE-CHOCOLATS & PÂTISSERIES
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,842 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-1999
Fiscal year end30-09
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
43211General electrical installation work
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.