Checked.be
Active
BE 0876.607.311Private limited company
PRECITOOL.be
Rue de la Sarte 84 ·4671 Blégny, Belgium· 20 yrs active
Sector: Agents in the wholesale of industrial machinery, ships and aircraft
(46140)
Conclusion
PRECITOOL.be has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €38k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 19% of 7728 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €147k |
| Net result | €38k |
| Staff (FTE) | 5.7 |
| Better than sector | 19% |
Financial profile
70
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
56
Profitability
100
Solvency
18
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
56
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€8k
estimate, not credit advice
Score history
23
2021
56
2022
20
2023
44
2024
56
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.97 (< 1.0)
-10
Leverage
Debt/equity 7.20 (> 3.0)
-10
Profitability
ROE 26% (≥ 10%)
+10
Interest coverage
Interest coverage 3.8× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~6%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.2% | 44.7% | |
| Net result | €38k | €31k | |
| Equity | €147k | €398k | |
| Gross operating margin | €551k | €211k | |
| Staff costs | €414k | €189k |
€132k
+41.1%
21-25
€38k
+1066.4%
21-25
€93k
+57.3%
21-25
€1.20M
-8.8%
21-25
€147k
+15.3%
21-25
€-24k
+28.4%
21-25
6
+9.6%
21-25
€414k
+10.3%
21-25
€19k
+102.9%
21-25
€8k
-
21-25
€1.06M
-11.4%
21-25
€693k
-14.5%
21-25
€363k
-4.6%
21-25
0.97
+0.7%
21-25
0.97
+0.7%
21-25
12.2%
+26.5%
21-25
7.20
-23.2%
21-25
26.1%
+911.2%
21-25
3.2%
+1178.8%
21-25
3.80
+90.8%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | full schema | full schema | full schema | full schema |
| Revenue | - | - | - | - | - |
| EBITDA | €132k | €94k | €80k | €90k | €34k |
| Net profit | €38k | €3k | €-2k | €31k | €-23k |
| Cash flow | €93k | €59k | €52k | €68k | €13k |
| Staff costs | €414k | €375k | €364k | €289k | €267k |
| Income taxes | €19k | €10k | €8k | €14k | €5k |
| Dividends | - | - | - | - | €8k |
| Total assets | €1.20M | €1.32M | €1.35M | €1.31M | €1.09M |
| Equity | €147k | €127k | €124k | €126k | €108k |
| Debt | €1.06M | €1.19M | €1.23M | €1.18M | €982k |
| of which ≤ 1y | €693k | €810k | €815k | €804k | €631k |
| of which > 1y | €363k | €381k | €413k | €377k | €351k |
| Working capital | €-24k | €-34k | €-49k | €-15k | €-8k |
| Employees (FTE) | 5.7 | 5.2 | 5.0 | 4.3 | 4.0 |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.97 | 0.96 | 0.94 | 0.98 | 0.99 |
| Quick ratio | 0.97 | 0.96 | 0.91 | 0.95 | 0.95 |
| Working capital ratio | -2.0% | -2.5% | -3.6% | -1.1% | -0.8% |
| Solvency | 12.2% | 9.6% | 9.2% | 9.6% | 9.9% |
| Debt / equity | 7.20 | 9.37 | 9.91 | 9.40 | 9.13 |
| Long-term debt ratio | 2.48 | 3.00 | 3.33 | 3.00 | 3.26 |
| Interest coverage | 3.80 | 1.99 | 2.10 | 4.00 | 1.81 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 3.2% | 0.2% | -0.1% | 2.4% | -2.1% |
| ROE | 26.1% | 2.6% | -1.5% | 25.0% | -21.6% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.20M | €1.32M | €1.35M | €1.31M | €1.09M |
| Fixed assets | 21/28 | €534k | €542k | €586k | €518k | €468k |
| Intangible fixed assets | 21 | €4k | €8k | €13k | €16k | €15k |
| Tangible fixed assets | 22/27 | €530k | €534k | €572k | €502k | €450k |
| Financial fixed assets | 28 | €60 | €60 | €60 | €60 | €3k |
| Current assets | 29/58 | €668k | €777k | €766k | €790k | €622k |
| Stocks & contracts in progress | 3 | - | - | €23k | €23k | €23k |
| Amounts receivable within one year | 40/41 | €628k | €730k | €702k | €675k | €515k |
| Cash & bank | 54/58 | €38k | €43k | €38k | €86k | €73k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.20M | €1.32M | €1.35M | €1.31M | €1.09M |
| Equity | 10/15 | €147k | €127k | €124k | €126k | €108k |
| Contributions / capital | 10/11 | €12k | €12k | €12k | €12k | €12k |
| Reserves | 13 | €2k | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €132k | €113k | €110k | €111k | €93k |
| Amounts payable | 17/49 | €1.06M | €1.19M | €1.23M | €1.18M | €982k |
| Amounts payable after one year | 17 | €363k | €381k | €413k | €377k | €351k |
| Amounts payable within one year | 42/48 | €693k | €810k | €815k | €804k | €631k |
| Trade debts payable within one year | 44 | €381k | €383k | €326k | €248k | €367k |
| Income statement | ||||||
| Gross operating margin | 9900 | €551k | €473k | €449k | €386k | €301k |
| Operating result | 9901 | €77k | €38k | €27k | €53k | €-2k |
| Financial income | 75 | €15k | €22k | €17k | €14k | €3k |
| Financial charges | 65 | €35k | €47k | €38k | €22k | €19k |
| Result before taxes | 9903 | €58k | €13k | €6k | €45k | €-18k |
| Income taxes | 67/77 | €19k | €10k | €8k | €14k | €5k |
| Net result for the period | 9904 | €38k | €3k | €-2k | €31k | €-23k |
| Result to be appropriated | 9905 | €38k | €3k | €-2k | €31k | €-3k |
Directors & mandates
Current directors & mandates
-
Vincent ANDREACOLADirectorState Gazette act 24441118 (04-11-2024)Current04-11-2024 → present
Legal Structure
| NACE primary | Agents in the wholesale of industrial machinery, ships and aircraft(46140) |
| Legal form | Private limited company(610) |
| Incorporation | 11-10-2005 |
| Status | Active |
| Postal code | 4671 |
Establishment units
PRECITOOL.be
since 20052.150.028.358
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62049A0871/00_000 | Wallonia | 3,861 m² | - | - |
| 62095B0505/00H000 | Wallonia | 1,110 m² | 1 · 175 m² | 7.9 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Highest result since 2021net €38k ▲1066%
Operating result €77k, net result €38k, both a record.
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 130 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 140 days late
04-11
State Gazette act
Director changes
v3.2
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 143 days late
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 1 year ago
2024
04-11-2024 Vincent ANDREACOLA appointed as director
- Vincent ANDREACOLA, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Vincent ANDREACOLA",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0876.607.311",
"name_full": "PRECITOOL.be SPRL"
}
}Credit advice
Company registry (CBE)
Activities
Agents in the wholesale of industrial machinery, ships and aircraft46140Wholesale of machine tools46620
Names & trade names
| Legal nameFR | PRECITOOL.be |
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