PRAKTIJK JACOBS
ActivePRAKTIJK JACOBS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €38k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 16359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-1
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 12.27 against 9.11 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
11%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
13 d early
2023
30 d late
2022
6 d early
2021
31 d early
2020
9 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€317k▲ 13.5%
2024 · €279k
2018: €210k
2019: €213k
2020: €172k
2021: €191k
2022: €285k
2023: €245k
2024: €279k
2018 → 2025
Total assets
€344k▲ 10.6%
2024 · €311k
2018: €280k
2019: €228k
2020: €271k
2021: €300k
2022: €314k
2023: €332k
2024: €311k
2018 → 2025
Net result
€38k▲ 10.1%
2024 · €34k
2018: €50k
2019: €3k
2020: €3k
2021: €80k
2022: €93k
2023: €13k
2024: €34k
2018 → 2025
Working capital
€302k▲ 17.4%
2024 · €257k
2018: €135k
2019: €140k
2020: €99k
2021: €129k
2022: €174k
2023: €196k
2024: €257k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€285k▲ 48.8%€245k▼ 14.0%€279k▲ 14.0%€317k▲ 13.5%
Operating result€112k-€107k▼ 4.5%€116k▲ 7.9%€99k▼ 14.2%€107k▲ 7.7%
Net result€80k-€93k▲ 16.3%€13k▼ 85.7%€34k▲ 157%€38k▲ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€15k▼ 31.8%
Current assets
€329k▲ 13.7%
Equity and liabilities €344k
Equity
€317k▲ 13.5%
Debt
€27k▼ 15.6%
The debt ratio falls from 10.2% to 7.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€114k▼
2024 · €130k
Cash flow
€45k▼
2024 · €65k
Solvency
92.2%▲
2024 · 89.8%
Current ratio
12.27▲
2024 · 9.11
Quick ratio
12.27▲
2024 · 9.11
Debt / equity
0.08▼
2024 · 0.11
ROE
11.9%▼
2024 · 12.3%
ROA
11.0%▼
2024 · 11.0%
Interest coverage
2.14▼
2024 · 2.72
Debt
€27k▼
2024 · €32k
Debt ≤ 1 year
€27k▼
2024 · €32k
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€311k€344k▲
Fixed assets21/28€22k€15k▼
Tangible fixed assets22/27€22k€15k▼
Plant, machinery and equipment23€460€0▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€18k€13k▼
Current assets29/58€289k€329k▲
Amounts receivable within one year40/41€87k€24k▼
Other amounts receivable41€87k€24k▼
Current investments50/53€43k€43k=
Cash at bank and in hand54/58€156k€259k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€311k€344k▲
Equity10/15€279k€317k▲
Contributions10/11€6k€6k=
Reserves13€267k€305k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€265k€303k▲
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€32k€27k▼
Amounts payable within one year42/48€32k€27k▼
Trade debts44€1k€250▼
Suppliers440/4€1k€250▼
Taxes, remuneration and social security45€684€559▼
Taxes450/3€684€559▼
Other amounts payable47/48€30k€26k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€7k▼
Other operating charges640/8€985€1k▲
Gross operating margin9900€131k€115k▼
Operating profit (loss)9901€99k€107k▲
Financial income75/76B€321€2k▲
Recurring financial income75€321€2k▲
Financial charges65/66B€48k€53k▲
Recurring financial charges65€48k€53k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€52k€56k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€34k€38k▲
Profit (loss) for the period to be appropriated9905€34k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€43k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2€0-
Transfer to equity691/2€34k€38k▲
To other reserves6921€34k€38k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.11
Current ratio from 3.26 to 9.11; short-term debt falls from €87k to €32k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €93k ▲16.3%
Net result €93k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 6.96
Current ratio from 2.19 to 6.96; short-term debt falls from €109k to €29k.
31-12
Financial
Equity above €200kEq €285k ▲48.8%
5 profitable years in a row build equity to €285k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼93.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 10.47
Current ratio from 3.68 to 10.47; short-term debt falls from €50k to €15k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse Steenweg 4519160 LokerenGround area
2,695 m²
Building footprint
240 m²
Volume, LiDAR
1,615 m³
Parcel 46383D3142/00F000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRAKTIJK JACOBS
since 20102.185.449.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D3142/00F000 | Flanders | 2,695 m² | 1 · 240 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KINEMOTIONS.BE
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D SMART SOLUTION
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SPORTKINE PAUL VAN LOON
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JVD Performance
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Of 12,680 companies in sector 86951 we hold annual accounts for 2,133. 1,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2010
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.