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PR-PRO

Active
Private limited company (pre-2019)·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 18 yrs active
Fabrieksstraat 14 ·1000 Brussel, Belgium
KBO/BCE: BE 0895.565.762
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age18 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PR-PRO is 1.4% (low). The 2025 annual accounts show equity of €159k and a net result of €-16k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 1408 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 91% of 1408 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-01-2026 and is due by 31-08-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-01. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-01-2025, that is 31-08-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-01-2025 31-08-2025 30-09-2025 30 d late 2025-00521275
31-01-2024 31-08-2024 16-04-2025 228 d late 2025-00071808
31-01-2023 31-08-2023 10-10-2023 40 d late 2023-00487313
31-01-2022 31-08-2022 04-11-2022 65 d late 2022-20516046
31-01-2021 31-08-2021 07-12-2021 98 d late 2021-79500562
31-01-2020 31-08-2020 27-11-2020 88 d late 2020-72800147
31-01-2019 31-08-2019 28-10-2019 58 d late 2019-72200209
31-01-2018 31-08-2018 28-09-2018 28 d late 2018-66800553
31-01-2017 31-08-2017 27-09-2017 27 d late 2017-63200531
31-01-2016 31-08-2016 22-09-2016 22 d late 2016-60700569

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Higher-failure-rate sector +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-16k
Working capital€156k+5.1%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2025 · micro
€-40k€-20k€0€20kOperating result 2021: €-34k€-34kNet result 2021: €-28k€-28kOperating result 2022: €13k€13kNet result 2022: €6k€6kOperating result 2023: €-13k€-13kNet result 2023: €-13k€-13kOperating result 2024: €2k€2kNet result 2024: €4k€4kOperating result 2025: €-16k€-16kNet result 2025: €-16k€-16k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~6.9%/year over 7 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k€250k2026: €139k (€120k - €157k)2027: €129k (€100k - €158k)2028: €120k (€80k - €160k)2019: €267k2020: €213k2021: €179k2022: €185k2023: €171k2024: €175k2025: €159k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.9% 23.8%
better than 91% of 1408 sector peers
Net result €-16k €8k
better than 12% of 1405 sector peers
Equity €159k €26k
better than 88% of 1409 sector peers
Gross operating margin €-15k €36k
better than 5% of 1402 sector peers
Total assets €192k €133k
better than 61% of 1409 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P91
2020: P82 · n=13652021: P87 · n=25422022: P93 · n=42902023: P95 · n=57142024: P95 · n=66982025: P91 · n=14082020 2025
Stable position over 2020-2025 · n=1365-6698
Net result P12
2020: P5 · n=13612021: P7 · n=25352022: P58 · n=42772023: P17 · n=56942024: P50 · n=66782025: P12 · n=14052020 2025
Stable position over 2020-2025 · n=1361-6678
Equity P88
2020: P91 · n=13672021: P92 · n=25452022: P94 · n=42982023: P93 · n=57212024: P92 · n=67122025: P88 · n=14092020 2025
Stable position over 2020-2025 · n=1367-6712
Gross operating margin P5
2020: P5 · n=13562021: P5 · n=25222022: P6 · n=42672023: P8 · n=56682024: P26 · n=66572025: P5 · n=14022020 2025
Stable position over 2020-2025 · n=1356-6657
Describes the position versus peers, not a forecast.
EBITDA
€-15k
- 19-25
Net profit
€-16k
- 19-25
Cash flow
€-16k
- 19-25
Total assets
€192k
+0.2% 19-25
Equity
€159k
-9.1% 19-25
Working capital
€156k
+5.1% 19-25
Income taxes
€-2k
- 19-25
Debt
€33k
+99.2% 19-25
Debt ≤ 1y
€33k
+99.2% 19-25
Current ratio
5.74
-42.5% 19-25
Quick ratio
5.74
-42.5% 19-25
Solvency
82.9%
-9.3% 19-25
Debt / equity
0.21
+119.0% 19-25
ROE
-10.0%
- 19-25
ROA
-8.3%
- 19-25
Interest coverage
-51.47
- 19-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€-15k
Net profit€-16k
Cash flow€-16k
Staff costs-
Income taxes-
Dividends-
Total assets€192k
Equity€159k
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capital€156k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.74
Quick ratio5.74
Working capital ratio81.1%
Solvency82.9%
Debt / equity0.21
Long-term debt ratio-
Interest coverage-51.47
Gross margin-
Net margin-
ROA-8.3%
ROE-10.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€192k
Fixed assets 21/28€3k
Financial fixed assets 28€3k
Current assets 29/58€188k
Amounts receivable within one year 40/41€183k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€192k
Equity 10/15€159k
Contributions / capital 10/11€14k
Reserves 13€152k
Accumulated profits (losses) 14€-7k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€29k
Income statement
Gross operating margin 9900€-15k
Operating result 9901€-16k
Financial charges 65€298
Result before taxes 9903€-16k
Net result for the period 9904€-16k
Result to be appropriated 9905€-16k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
52 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
6 companies at this address See who is registered here

Establishment units

1 location
PR-PRO
Fabrieksstraat 14, 1000 BrusselHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20082.168.724.119
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,377 m²
Buildings1
Building footprint1,302 m²
Volume (LiDAR)13,070 m³
Tallest building21.7 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21811M1423/00K002 Brussels 1,377 m² 1 · 1,302 m² 21.7 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
04-11-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
04-11-2024 Registered office moved to Bruxelles Registered-office change
  • Rue des Fabriques 14 Bt 202 1000 Bruxelles

Analysis

Snowflake analysis

financial profile on 5 axes
Health52Profitability0Solvency100Growth32Stability100
57 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 52
Profitability 0
Solvency 100
Growth 32
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Handelsbemiddeling in de groothandel in andere specifieke goederen46180
Primary activity highlighted.
Names & trade names
Legal nameFR PR-PRO
Registered office
Fabrieksstraat 14 bus 202
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.