POTCHELLI-SEMPRE
ActivePOTCHELLI-SEMPRE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €508k and a net result of €143k. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency60▲+13
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.1 in 2024), and 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
13.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €508k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
23 d early
2022
45 d early
2021
11 d early
2020
51 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€508k▲ 39.1%
2024 · €365k
2018: €820k
2019: €671k
2020: €511k
2021: €427k
2022: €355k
2023: €240k
2024: €365k
2018 → 2025
Total assets
€1.04M▲ 6.3%
2024 · €981k
2018: €2.53M
2019: €1.73M
2020: €972k
2021: €919k
2022: €1.16M
2023: €985k
2024: €981k
2018 → 2025
Net result
€143k▲ 13.8%
2024 · €125k
2018: €-280k
2019: €-149k
2020: €-160k
2021: €-84k
2022: €-72k
2023: €-115k
2024: €125k
2018 → 2025
Working capital
€-370k▲ 31.5%
2024 · €-540k
2018: €491k
2019: €370k
2020: €243k
2021: €185k
2022: €-455k
2023: €-635k
2024: €-540k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€427k-€355k▼ 16.8%€240k▼ 32.5%€365k▲ 52.3%€508k▲ 39.1%
Operating result€-83k-€-71k▲ 14.2%€-27k▲ 61.9%€153k€234k▲ 53.5%
Net result€-84k-€-72k▲ 14.2%€-115k▼ 60.7%€125k€143k▲ 13.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 53% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€897k▼ 2.8%
Current assets
€146k▲ 147%
Equity and liabilities €1.04M
Equity
€508k▲ 39.1%
Debt
€535k▼ 13.1%
The debt ratio falls from 62.8% to 51.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€266k▲
2024 · €186k
Cash flow
€174k▲
2024 · €159k
Solvency
48.7%▲
2024 · 37.2%
Current ratio
0.28▲
2024 · 0.10
Quick ratio
0.28▲
2024 · 0.10
Debt / equity
1.05▼
2024 · 1.69
ROE
28.1%▼
2024 · 34.3%
ROA
13.7%▲
2024 · 12.8%
Interest coverage
13.55▼
2024 · 47.61
Debt
€535k▼
2024 · €616k
Debt ≤ 1 year
€517k▼
2024 · €600k
Debt > 1 year
€0▼
2024 · €16k
Income taxes
€72k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€981k€1.04M▲
Fixed assets21/28€922k€897k▼
Tangible fixed assets22/27€922k€897k▼
Land and buildings22€918k€894k▼
Plant, machinery and equipment23€36€0▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€59k€146k▲
Amounts receivable within one year40/41€424€29k▲
Trade receivables40-€29k
Other amounts receivable41€424€0▼
Cash at bank and in hand54/58€55k€114k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€981k€1.04M▲
Equity10/15€365k€508k▲
Contributions10/11€20k€20k=
Reserves13€356k€488k▲
Distributable reserves133€356k€488k▲
Profit (loss) carried forward14€-10k€0▲
Amounts payable17/49€616k€535k▼
Amounts payable after more than one year17€16k€0▼
Financial debts170/4€16k€0▼
Amounts payable within one year42/48€600k€517k▼
Current portion of amounts payable after more than one year42€64k€16k▼
Trade debts44€31k€273▼
Suppliers440/4€31k€273▼
Taxes, remuneration and social security45€21k€72k▲
Taxes450/3€21k€72k▲
Other amounts payable47/48€483k€429k▼
Accrued charges and deferred income492/3-€18k
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€31k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-60k
Other operating charges640/8€30k€37k▲
Gross operating margin9900€217k€242k▲
Operating profit (loss)9901€153k€234k▲
Financial income75/76B€50€85▲
Recurring financial income75€50€85▲
Financial charges65/66B€4k€20k▲
Recurring financial charges65€4k€20k▲
Profit (loss) for the period before taxes9903€149k€215k▲
Income taxes67/77€23k€72k▲
Profit (loss) for the period9904€125k€143k▲
Profit (loss) for the period to be appropriated9905€125k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€132k▲
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
Transfer to equity691/2€125k€132k▲
To other reserves6921€125k€132k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €143k ▲13.8%
Operating result €234k, net result €143k, both a record.
31-12
Financial
Equity above €500kEq €508k ▲39.1%
2 profitable years in a row build equity to €508k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €125k
Net result €125k after 6 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambertusheide 112288 GrobbendonkGround area
2,356 m²
Building footprint
333 m²
Volume, LiDAR
1,484 m³
Parcel 13005B0058/00H005, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
POTCHELLI
since 20012.100.435.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13005B0058/00H005 | Flanders | 2,355 m² | 1 · 333 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,163 companies in sector 46499 we hold annual accounts for 737. 538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2001
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.