POOLPLUS
ActiveSummary
POOLPLUS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €279 and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+3
Solvency25▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
31 d early
2023
19 d early
2022
25 d early
2021
30 d early
2020
31 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€279
2024 · €-17k
2018: €-46k
2019: €-15k
2020: €-5k
2021: €6k
2022: €12k
2023: €-14k
2024: €-17k
2018 → 2025
Total assets
€557k▲ 45.1%
2024 · €383k
2018: €365k
2019: €356k
2020: €322k
2021: €294k
2022: €295k
2023: €256k
2024: €383k
2018 → 2025
Net result
€18k
2024 · €-3k
2018: €139k
2019: €47k
2020: €9k
2021: €12k
2022: €5k
2023: €-25k
2024: €-3k
2018 → 2025
Working capital
€247k▲ 74.5%
2024 · €141k
2018: €6k
2019: €60k
2020: €101k
2021: €104k
2022: €163k
2023: €65k
2024: €141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€12k▲ 84.8%€-14k€-17k▼ 25.3%€279
Operating result€23k-€13k▼ 43.6%€-26k€2k€31k▲ 1,362%
Net result€12k-€5k▼ 54.8%€-25k€-3k▲ 86.2%€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,362% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557k
Fixed assets
€50k ▲ 180%
Current assets
€506k ▲ 38.5%
Equity and liabilities €557k
Equity
€279
Debt
€556k
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k▲
2024 · €18k
Cash flow
€26k▲
2024 · €13k
Current ratio
1.95▲
2024 · 1.63
Quick ratio
0.36▼
2024 · 0.83
ROA
3.2%▲
2024 · -0.9%
Interest coverage
3.07▼
2024 · 3.25
Debt ≤ 1 year
€260k▲
2024 · €224k
Debt > 1 year
€297k▲
2024 · €177k
Income taxes
€747
Staff costs
€58k▲
2024 · €55k
Equity ratios withheld: equity of €279 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€383k€557k▲
Fixed assets21/28€18k€50k▲
Tangible fixed assets22/27€17k€49k▲
Land and buildings22-€32k
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€4k€10k▲
Other tangible fixed assets26€2k-
Financial fixed assets28€985€985=
Current assets29/58€366k€506k▲
Stocks and contracts in progress3€179k€413k▲
Stocks30/36€179k€413k▲
Amounts receivable within one year40/41€184k€93k▼
Trade receivables40€184k€90k▼
Other amounts receivable41€688€3k▲
Cash at bank and in hand54/58€2k-
Equity and liabilities
Total equity and liabilities10/49€383k€557k▲
Equity10/15€-17k€279▲
Contributions10/11€19k€19k=
Reserves13€24k€24k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-60k€-42k▲
Amounts payable17/49€401k€556k▲
Amounts payable after more than one year17€177k€297k▲
Financial debts170/4€41k€161k▲
Other amounts payable178/9€136k€136k=
Amounts payable within one year42/48€224k€260k▲
Financial debts43€56k€45k▼
Credit institutions430/8€56k€45k▼
Trade debts44€123k€107k▼
Suppliers440/4€123k€107k▼
Taxes, remuneration and social security45€34k€56k▲
Taxes450/3€3k€902▼
Remuneration and social security454/9€30k€55k▲
Other amounts payable47/48€11k€53k▲
Income statement
Code20242025
Non-recurring operating income76A€65k€132▼
Remuneration, social security and pensions62€55k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€9k▼
Other operating charges640/8€3k€7k▲
Gross operating margin9900€77k€105k▲
Operating profit (loss)9901€2k€31k▲
Financial income75/76B€0€496▲
Recurring financial income75€0€496▲
Financial charges65/66B€6k€13k▲
Recurring financial charges65€6k€13k▲
Profit (loss) for the period before taxes9903€-3k€18k▲
Income taxes67/77-€747
Profit (loss) for the period9904€-3k€18k▲
Profit (loss) for the period to be appropriated9905€-3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-42k▲
Profit (loss) brought forward from the previous period14P€-56k€-60k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-25k ▼578%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruineikestraat(TIL) 1513150 HaachtGround area
2,079 m²
Building footprint
887 m²
Volume, LiDAR
6,697 m³
Parcel 24122B0151/00A002, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kruineikestraat(TIL) 151, 3150 Haacht
since 19892.044.184.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24122B0151/00A002 | Flanders | 2,079 m² | 1 · 887 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0459.817.711
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ADDITEC
BE 0865.566.137
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EURONET WINE INT.
BE 0888.734.487
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BE COSY
BE 0682.820.810
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Pietra Construct
BE 0759.373.903
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-07-1989
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.