PoolGroup
ActivePoolGroup has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €834k and a net result of €112k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 395 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-29
Solvency53▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.07 in 2024), but 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
3.7%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
4 d early
2022
3 d early
2021
1 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€834k▲ 15.5%
2024 · €722k
2018: €31k
2019: €53k
2020: €218k
2021: €345k
2022: €415k
2023: €583k
2024: €722k
2018 → 2025
Total assets
€3.05M▲ 30.9%
2024 · €2.33M
2018: €270k
2019: €495k
2020: €1.14M
2021: €1.78M
2022: €1.59M
2023: €2.01M
2024: €2.33M
2018 → 2025
Net result
€112k▼ 19.8%
2024 · €139k
2018: €11k
2019: €22k
2020: €165k
2021: €127k
2022: €70k
2023: €168k
2024: €139k
2018 → 2025
Working capital
€802k▲ 675%
2024 · €104k
2018: €17k
2019: €-22k
2020: €48k
2021: €34k
2022: €106k
2023: €-170k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€345k-€415k▲ 20.3%€583k▲ 40.4%€722k▲ 23.9%€834k▲ 15.5%
Operating result€161k-€126k▼ 21.8%€232k▲ 84.1%€220k▼ 5.2%€206k▼ 6.4%
Net result€127k-€70k▼ 44.8%€168k▲ 139%€139k▼ 17.0%€112k▼ 19.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.05M
Fixed assets
€669k▼ 13.4%
Current assets
€2.38M▲ 52.8%
Equity and liabilities €3.05M
Equity
€834k▲ 15.5%
Debt
€2.22M▲ 37.7%
The debt ratio rises from 69.1% to 72.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€390k▼
2024 · €420k
Cash flow
€295k▼
2024 · €339k
Solvency
27.3%▼
2024 · 30.9%
Current ratio
1.51▲
2024 · 1.07
Quick ratio
1.17▲
2024 · 0.77
Debt / equity
2.66▲
2024 · 2.23
ROE
13.4%▼
2024 · 19.3%
ROA
3.7%▼
2024 · 6.0%
Interest coverage
8.26▼
2024 · 18.45
Debt
€2.22M▲
2024 · €1.61M
Debt ≤ 1 year
€1.58M▲
2024 · €1.46M
Debt > 1 year
€597k▲
2024 · €98k
Income taxes
€49k▼
2024 · €60k
Staff costs
€1.04M▲
2024 · €911k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.33M€3.05M▲
Fixed assets21/28€773k€669k▼
Tangible fixed assets22/27€772k€667k▼
Plant, machinery and equipment23€224k€186k▼
Furniture and vehicles24€80k€92k▲
Leasing and similar rights25€0-
Other tangible fixed assets26€468k€389k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€1.56M€2.38M▲
Stocks and contracts in progress3€441k€535k▲
Stocks30/36€441k€535k▲
Amounts receivable within one year40/41€741k€1.32M▲
Trade receivables40€689k€1.27M▲
Other amounts receivable41€52k€50k▼
Cash at bank and in hand54/58€161k€448k▲
Deferred charges and accrued income490/1€217k€85k▼
Equity and liabilities
Total equity and liabilities10/49€2.33M€3.05M▲
Equity10/15€722k€834k▲
Contributions10/11€20k€20k=
Reserves13€702k€814k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€701k€812k▲
Amounts payable17/49€1.61M€2.22M▲
Amounts payable after more than one year17€98k€597k▲
Financial debts170/4€98k€597k▲
Amounts payable within one year42/48€1.46M€1.58M▲
Current portion of amounts payable after more than one year42€54k€169k▲
Financial debts43€58k€76k▲
Credit institutions430/8€18k€76k▲
Other loans439€40k€0▼
Trade debts44€1.21M€1.08M▼
Suppliers440/4€1.21M€1.08M▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€135k€257k▲
Taxes450/3€60k€146k▲
Remuneration and social security454/9€75k€111k▲
Other amounts payable47/48€0€1k▲
Accrued charges and deferred income492/3€57k€41k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€25k▲
Remuneration, social security and pensions62€911k€1.04M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200k€183k▼
Other operating charges640/8€16k€20k▲
Non-recurring operating charges66A€1k€11k▲
Gross operating margin9900€1.35M€1.46M▲
Operating profit (loss)9901€220k€206k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€23k€47k▲
Recurring financial charges65€23k€47k▲
Profit (loss) for the period before taxes9903€199k€160k▼
Income taxes67/77€60k€49k▼
Profit (loss) for the period9904€139k€112k▼
Profit (loss) for the period to be appropriated9905€139k€112k▼
Appropriation of the result
Profit (loss) to be appropriated9906€139k€112k▼
Transfer to equity691/2€139k€112k▼
To other reserves6921€139k€112k▼
Social balance
Average headcount (FTE)908713.012.4▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €168k ▲139%
Operating result €232k, net result €168k, both a record.
30-09
Financial
Equity above €500kEq €583k ▲40.4%
6 profitable years in a row build equity to €583k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €200kEq €218k ▲314%
3 profitable years in a row build equity to €218k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berchemweg 579700 OudenaardeGround area
2,929 m²
Building footprint
1,475 m²
Volume, LiDAR
7,645 m³
Parcel 45023A1480/00D000, Flanders · tallest building 26.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PoolGroup
since 20172.272.190.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45023A1480/00D000 | Flanders | 2,929 m² | 1 · 1,475 m² | 26.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GLOBAL HERPELGEM
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ZWEMBADEN DE WILDE
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ZWEMBADEN VALKENBORGH PLUS
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Of 387 companies in sector 42990 we hold annual accounts for 179. 82 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2017
Fiscal year end30-09
Activities, NACEBEL
42990Civil engineering
81300Landscape service activities
43221Plumbing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.