PONO
ActiveSummary
PONO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378k and a net result of €101k. Its solvency ranks better than 92% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth35
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.84 against 6.55 in 2024; short-term debt: 14.3% and cash: 1.1% of total assets), and 14.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
23%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€369k▼ 50.1%
2024 · €739k
2024: €739k
2025: €369k▼ -50.1% vs 2024
2024 → 2025
EBIT margin
36.0%▼ 2.4pp
2024 · 38.5%
2024: 38.5%
2025: 36.0%▼ -6.3% vs 2024
2024 → 2025
Net result
€101k▼ 52.7%
2024 · €214k
2024: €214k
2025: €101k▼ -52.7% vs 2024
2024 → 2025
Working capital
€368k▲ 38.7%
2024 · €265k
2024: €265k
2025: €368k▲ +38.7% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€739k-€369k▼ 50.1%
2024: €739k
2025: €369k▼ -50.1% vs 2024
Equity€276k-€378k▲ 36.7%
2024: €276k
2025: €378k▲ +36.7% vs 2024
Operating result€284k-€133k▼ 53.2%
2024: €284k
2025: €133k▼ -53.2% vs 2024
Net result€214k-€101k▼ 52.7%
2024: €214k
2025: €101k▼ -52.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€10k ▼ 11.7%
Current assets
€431k ▲ 37.7%
Equity and liabilities €441k
Equity
€378k ▲ 36.7%
Provisions
€74
Debt
€63k ▲ 31.7%
Debt's share of the balance-sheet total falls from 14.8% to 14.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€138k▼
2024 · €287k
Cash flow
€106k▼
2024 · €217k
Current ratio
6.84▲
2024 · 6.55
Debt to equity
0.17▼
2024 · 0.17
ROE
26.8%▼
2024 · 77.6%
ROA
23.0%▼
2024 · 66.1%
Interest coverage
51.16▼
2024 · 67.57
Debt ≤ 1 year
€63k▲
2024 · €48k
Income taxes
€36k▼
2024 · €73k
Staff costs
€159k▼
2024 · €251k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€324k€441k▲
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24-€1k
Current assets29/58€313k€431k▲
Amounts receivable within one year40/41€300k€416k▲
Trade receivables40€5k€19k▲
Other amounts receivable41€295k€397k▲
Cash at bank and in hand54/58€5k€5k▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€324k€441k▲
Equity10/15€276k€378k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€214k€315k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€208k€309k▲
Profit (loss) carried forward14€158€534▲
Provisions and deferred taxes16-€74
Provisions for liabilities and charges160/5-€74
Pensions and similar obligations160-€74
Amounts payable17/49€48k€63k▲
Amounts payable within one year42/48€48k€63k▲
Trade debts44€13k€19k▲
Suppliers440/4€13k€19k▲
Taxes, remuneration and social security45€35k€44k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€28k€37k▲
Income statement
Code20242025
Turnover70€739k€369k▼
Goods, raw materials, services and sundry goods60/61€236k€93k▼
Remuneration, social security and pensions62€251k€159k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€74
Other operating charges640/8€2k€838▼
Gross operating margin9900€540k€298k▼
Operating profit (loss)9901€284k€133k▼
Financial income75/76B€7k€7k▼
Recurring financial income75€7k€7k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€287k€137k▼
Income taxes67/77€73k€36k▼
Profit (loss) for the period9904€214k€101k▼
Profit (loss) for the period to be appropriated9905€214k€101k▼
Appropriation of the result
Profit (loss) to be appropriated9906€214k€102k▼
Profit (loss) brought forward from the previous period14P-€158
Transfer to equity691/2€214k€101k▼
To the legal reserve6920€6k-
To other reserves6921€208k€101k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €739k | €369k | ▼ 50.1% |
| Goods, raw materials, services and sundry goods60/61 | €236k | €93k | ▼ 60.7% |
| Remuneration, social security and pensions62 | €251k | €159k | ▼ 36.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | ▲ 111% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €74 | - |
| Other operating charges640/8 | €2k | €838 | ▼ 55.5% |
| Gross operating margin9900 | €540k | €298k | ▼ 44.7% |
| Operating profit (loss)9901 | €284k | €133k | ▼ 53.2% |
| Financial income75/76B | €7k | €7k | ▼ 4.2% |
| Recurring financial income75 | €7k | €7k | ▼ 4.2% |
| Financial charges65/66B | €4k | €3k | ▼ 36.4% |
| Recurring financial charges65 | €4k | €3k | ▼ 36.4% |
| Profit (loss) for the period before taxes9903 | €287k | €137k | ▼ 52.3% |
| Income taxes67/77 | €73k | €36k | ▼ 51.0% |
| Profit (loss) for the period9904 | €214k | €101k | ▼ 52.7% |
| Profit (loss) for the period to be appropriated9905 | €214k | €101k | ▼ 52.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €324k | €441k | ▲ 36.0% |
| Fixed assets21/28 | €11k | €10k | ▼ 11.7% |
| Tangible fixed assets22/27 | €11k | €10k | ▼ 11.7% |
| Plant, machinery and equipment23 | €11k | €9k | ▼ 21.7% |
| Furniture and vehicles24 | - | €1k | - |
| Current assets29/58 | €313k | €431k | ▲ 37.7% |
| Amounts receivable within one year40/41 | €300k | €416k | ▲ 38.8% |
| Trade receivables40 | €5k | €19k | ▲ 261% |
| Other amounts receivable41 | €295k | €397k | ▲ 34.8% |
| Cash at bank and in hand54/58 | €5k | €5k | ▼ 7.0% |
| Deferred charges and accrued income490/1 | €8k | €10k | ▲ 22.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €324k | €441k | ▲ 36.0% |
| Equity10/15 | €276k | €378k | ▲ 36.7% |
| Contributions10/11 | €62k | €62k | = |
| Capital10 | €62k | €62k | = |
| Issued capital100 | €62k | €62k | = |
| Reserves13 | €214k | €315k | ▲ 47.2% |
| Non-distributable reserves130/1 | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | = |
| Distributable reserves133 | €208k | €309k | ▲ 48.6% |
| Profit (loss) carried forward14 | €158 | €534 | ▲ 239% |
| Provisions and deferred taxes16 | - | €74 | - |
| Provisions for liabilities and charges160/5 | - | €74 | - |
| Pensions and similar obligations160 | - | €74 | - |
| Amounts payable17/49 | €48k | €63k | ▲ 31.7% |
| Amounts payable within one year42/48 | €48k | €63k | ▲ 31.7% |
| Trade debts44 | €13k | €19k | ▲ 40.5% |
| Suppliers440/4 | €13k | €19k | ▲ 40.5% |
| Taxes, remuneration and social security45 | €35k | €44k | ▲ 28.4% |
| Taxes450/3 | €6k | €7k | ▲ 11.4% |
| Remuneration and social security454/9 | €28k | €37k | ▲ 32.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €214k | €101k | ▼ 52.7% |
| + Depreciation and write-downs630 | €2k | €5k | ▲ 111% |
| Operating cash flow (approximation) | €217k | €106k | ▼ 50.9% |
| Investment in fixed assets (approximation) | - | €-4k | - |
| Change in cash | - | €-350 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
449 m²
Building footprint
231 m²
Volume, LiDAR
3,119 m³
Parcel 11804D1464/00F000, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
30
companies at this address
See who is registered here
1 establishment unit
PONO
since 20232.345.834.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1464/00F000 | Flanders | 449 m² | 1 · 231 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector, comparable size
BMR - ENGINEERING
BE 0827.693.971
Rijkevorsel · Eq €377,752
LEGOREUS
BE 0890.513.844
Antwerpen · Eq €377,763
MECANO
BE 0465.635.533
Leuven · Eq €377,785
ELEVATE-IT
BE 0708.925.983
Kontich · Eq €377,803
VRG CONSULTING
BE 0878.802.083
Rijkevorsel · Eq €377,630
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 13,049 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
78100Employment placement agencies
Scores and ratios are computed by Checked and are not a credit decision.