Active BE 0424.851.189Public limited company

POLYMAT

Ottergemsesteenweg 248 ·9000 Gent, Belgium· 42 yrs active

Sector: Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment) (47521)

Conclusion Checked

The computed 12-month bankruptcy probability of POLYMAT is 0.7% (low). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	42 yrs
Board	2
Locations	3
Publications	5

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Long track record −Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1983, 42 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2025	verkort	08-06-2026	2026-00148891
31-12-2024	verkort	23-05-2025	2025-00110091
31-12-2023	volledig	22-04-2024	2024-00067525
31-12-2022	volledig	28-04-2023	2023-00080466
31-12-2021	volledig	04-07-2022	2022-20123039
31-12-2020	volledig	01-04-2021	2021-09600206
31-12-2019	volledig	23-04-2020	2020-09700006
31-12-2018	volledig	14-05-2019	2019-13000229
31-12-2017	volledig	11-06-2018	2018-17500586
31-12-2016	volledig	25-07-2017	2017-37900290

Directors & mandates 4 directors

Current directors & mandates

De Moor Anne
Director
State Gazette act 25138309 (30-10-2025)

Current
30-06-2014 → present
3 events
- 10-05-2025 Mandate renewed· Director
- 15-04-2019 Mandate renewed· Director
- 30-06-2014 Appointed· Director
De Cuyper Jan
Director
State Gazette act 25138309 (30-10-2025)

Current
29-06-2013 → present
8 events
- 10-05-2025 Mandate renewed· Director
- 10-05-2025 Mandate renewed· Managing director
- 15-04-2019 Mandate renewed· Director
- 15-04-2019 Mandate renewed· Managing director
- 29-06-2013 Mandate renewed· Director
- 29-06-2013 Appointed· Director
- 29-06-2013 Mandate renewed· Managing director
- 29-06-2013 Appointed· Managing director

Former directors (2)

Polymat HoldingLegal entity
Director· perm. rep.: Jan DE CUYPER
State Gazette act 14019801 (20-01-2014)

Former
20-12-2013 → 15-04-2019
2 events
- 15-04-2019 Resigned· Director
- 20-12-2013 Appointed· Director
Eric DE CUYPER
Director
State Gazette act 13137288 (06-09-2013)

Former
29-06-2013 → 18-12-2013
5 events
- 18-12-2013 Resigned· Director
- 18-12-2013 Resigned· Managing director
- 29-06-2013 Mandate renewed· Director
- 29-06-2013 Mandate renewed· Managing director
- 29-06-2013 Appointed· Managing director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521)
Legal form	Public limited company(014)
Incorporation	01-12-1983
Status	Active
Postal code	9000

Connections & network 2 connected companies

Group structure

Polymat Holding

Sits on the board · 1 subsidiary · 1 location

Control→

Linked via shared directors

Polymat Holding

viaDe Cuyper Jan · Permanent representative

former→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control 1 parties

Control over this companysits on this company's board1

Polymat Holding

1 subsidiary · 1 location

controls

POLYMATBE 0424.851.189

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 3 locations

POLYMAT

Ottergemsesteenweg 248, 9000 GentOverige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)

since 19832.023.349.625

Polymat

Hundelgemsesteenweg 25, 9820 Merelbeke-MelleOverige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)

since 20032.135.190.526

Polymat

Oude Westtragel 1a, 9060 ZelzateDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)

since 20142.231.021.873

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44043A0184/00M007	Flanders	5,851 m²	1 · 2,028 m²	9.1 m · 2 fl.
44808H0210/00Z000	Flanders	3,341 m²	1 · 2,725 m²	8.5 m · 2 fl.
43018D0825/00N002	Flanders	213 m²	1 · 229 m²	8.7 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

08-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

30-10-2025

State Gazette act Director changes

v3.2

23-05-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

22-04-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

28-04-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

2022

04-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

01-04-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

23-04-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

16-12-2019

State Gazette act Director changes

v3.2

14-05-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

11-06-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

25-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2014

28-08-2014

State Gazette act Director changes

v3.2

20-01-2014

State Gazette act Capital & shares

v3.2

2013

06-09-2013

State Gazette act Statutes amendment

v3.2

Belgisch Staatsblad, acts 5 acts

Capital history · 1

20-01-2014

v3.2

All acts · 5 updated 9 months ago

2025

30-10-2025 3 reappointed Director changes

De Cuyper Jan, Bestuurder
De Moor Anne, Bestuurder
De Cuyper Jan, Gedelegeerd bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "De Cuyper Jan",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-05-10",
      "evidence_quote": "het besluit te herbenoemen tot bestuurder voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 2031: - De heer De Cuyper Jan, wonende te Bergbosstraat 115, 9820 Merelbeke"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "De Moor Anne",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-05-10",
      "evidence_quote": "het besluit te herbenoemen tot bestuurder voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 2031: - Mevrouw De Moor Anne, wonende te Bergbosstraat 115, 9820 Merelbeke"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "De Cuyper Jan",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-05-10",
      "evidence_quote": "het besluit te herbenoemen voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 2031: -De heer De Cuyper Jan, wonende te Bergbosstraat 115, 9820 Merelbeke, tot gedelegeerd bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0424.851.189",
    "name_full": "POLYMAT",
    "legal_form": "NV"
  }
}

2019

16-12-2019 1 resigning, 3 reappointed Director changes

Jan DE CUYPER, Bestuurder
Anne DE MOOR, Bestuurder
Jan DE CUYPER, Bestuurder
Jan DE CUYPER, Gedelegeerd bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne DE MOOR",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-04-15",
      "evidence_quote": "De vergadering besluit tot herbenoeming tot bestuurders van de vennootschap voor een periode ingaand op 15 april 2019 en eindigend onmiddellijk na de jaarvergadering van 2025, van: - mevrouw Anne DE MOOR;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan DE CUYPER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-04-15",
      "evidence_quote": "De vergadering besluit tot herbenoeming tot bestuurders van de vennootschap voor een periode ingaand op 15 april 2019 en eindigend onmiddellijk na de jaarvergadering van 2025, van: - mevrouw Anne DE MOOR; - de heer Jan DE CUYPER."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan DE CUYPER",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0889982720",
        "name": "POLYMAT HOLDING",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2019-04-15",
      "evidence_quote": "De vergadering gaat over tot de vaststelling van het einde van het mandaat als bestuurder van vennootschap met ingang van 15 april 2019, van: de besloten vennootschap met beperkte aansprakelijkheid \u0022POLYMAT HOLDING\u0022, met zetel te 9820 Merelbeke, Bergbosstraat 115, BTW BE 0889.982.720, RPR Gent, afde"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan DE CUYPER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-04-15",
      "evidence_quote": "De raad van bestuur besluit te herbenoemen voor een periode ingaand op 15 april 2019 en eindigend onmiddellijk na de jaarvergadering van 2025: - de heer Jan DE CUYPER tot gedelegeerd bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0424.851.189",
    "name_full": "POLYMAT",
    "legal_form": "NV"
  }
}

2014

28-08-2014 Anne DE MOOR appointed as director Director changes

Anne DE MOOR, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne DE MOOR",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2014-06-30",
      "evidence_quote": "De benoeming tot bestuurder van de vennootschap, voor een periode ingaand op 30 juni 2014 en eindigend onmiddellijk na de jaarvergadering van 2019, van: - Mevrouw Anne DE MOOR, wonende te 9820 Merelbeke, Bergbosstraat 115."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0424.851.189",
    "name_full": "POLYMAT",
    "legal_form": "NV"
  }
}

20-01-2014 Capital increase of €62,000 to €62,000 Capital & shares

€0 → €62.000

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 62000,
      "currency": "EUR",
      "after_eur": 62000,
      "delta_eur": 62000,
      "before_eur": 0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2013-12-20",
      "evidence_quote": "ARTIKEL VIJF - KAPITAAL Het maatschappelijk kapitaal bedraagt twee\u00EBnzestigduizend euro (\u20AC 62.000,00) en is verdeeld in driehonderd (300) aandelen zonder aanduiding van nominale waarde",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0424.851.189",
    "name_full": "POLYMAT",
    "legal_form": "NV"
  }
}

2013

06-09-2013 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2013-06-29",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0424.851.189",
    "name_full": "POLYMAT",
    "legal_form": "NV"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": [
      {
        "name": "Jan DE CUYPER",
        "quote": "De herbenoeming tot gedelegeerd bestuurders van de vennootschap voor een periode ingaand op 29 juni 2013 en eindigend onmiddellijk na de jaarvergadering van 2019, van: - De heer Jan DE CUYPER, wonende te 9820 Merelbeke, Bergbosstraat 115;",
        "excluded_powers": null
      },
      {
        "name": "Eric DE CUYPER",
        "quote": "De herbenoeming tot gedelegeerd bestuurders van de vennootschap voor een periode ingaand op 29 juni 2013 en eindigend onmiddellijk na de jaarvergadering van 2019, van: ... - De heer Eric DE CUYPER, wonende te 9890 Gavere, Bossemstraat 29.",
        "excluded_powers": null
      }
    ]
  }
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Company registry (CBE) Crossroads Bank

Activities

Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)47191Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Overige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)52122Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m252461

Primary activity highlighted.

Names & trade names

Legal nameNL

POLYMAT

Registered office

Ottergemsesteenweg 248

9000 Gent, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same sector and region · no size comparison possible · 161 of 1,712 with filed accounts

BOUWLAND GENT BE 0865.685.408 · Gent

Brico Sari BE 0877.206.632 · Gent

CASA ARGENTAURUM BE 0434.930.677 · Gent

Elektro-Zeeland BE 1029.983.117 · Gent

ENIMEX BE 0414.009.955 · Gent