Polygoon Consult
ActiveSummary
Polygoon Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €464k and a net result of €118k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 14.26 against 9.09 in 2024; short-term debt: 6.7% and cash: 83.7% of total assets), and 6.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
51 d early
2024
44 d early
2023
55 d early
2022
32 d early
2021
46 d early
2020
54 d early
2019
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€464k▲ 34.1%
2024 · €346k
2018: €70k
2019: €129k
2020: €205k
2021: €195k
2022: €233k
2023: €316k
2024: €346k
2018 → 2025
Total assets
€497k▲ 27.6%
2024 · €389k
2018: €80k
2019: €142k
2020: €216k
2021: €284k
2022: €304k
2023: €371k
2024: €389k
2018 → 2025
Net result
€118k▲ 39.1%
2024 · €85k
2018: €57k
2019: €59k
2020: €69k
2021: €61k
2022: €37k
2023: €83k
2024: €85k
2018 → 2025
Working capital
€443k▲ 42.2%
2024 · €311k
2018: €69k
2019: €131k
2020: €201k
2021: €179k
2022: €197k
2023: €278k
2024: €311k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€233k▲ 19.1%€316k▲ 35.7%€346k▲ 9.4%€464k▲ 34.1%
Operating result€86k-€70k▼ 18.0%€102k▲ 44.9%€104k▲ 1.9%€139k▲ 34.2%
Net result€61k-€37k▼ 38.6%€83k▲ 123%€85k▲ 2.0%€118k▲ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€21k ▼ 47.4%
Current assets
€476k ▲ 36.1%
Equity and liabilities €497k
Equity
€464k ▲ 34.1%
Debt
€33k ▼ 23.8%
Debt's share of the balance-sheet total falls from 11.2% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158k▲
2024 · €122k
Cash flow
€137k▲
2024 · €104k
Current ratio
14.26▲
2024 · 9.09
Debt to equity
0.07▼
2024 · 0.13
ROE
25.4%▲
2024 · 24.5%
ROA
23.7%▲
2024 · 21.8%
Interest coverage
46.44▲
2024 · -21.26
Debt ≤ 1 year
€33k▼
2024 · €38k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€46k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€389k€497k▲
Fixed assets21/28€40k€21k▼
Tangible fixed assets22/27€40k€21k▼
Plant, machinery and equipment23€1k€457▼
Furniture and vehicles24€23k€7k▼
Other tangible fixed assets26€15k€13k▼
Current assets29/58€350k€476k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€6€2k▲
Other amounts receivable41€996€0▼
Current investments50/53€253k€58k▼
Cash at bank and in hand54/58€96k€416k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€389k€497k▲
Equity10/15€346k€464k▲
Contributions10/11€19k€19k=
Reserves13€327k€445k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€325k€443k▲
Profit (loss) carried forward14€148€153▲
Amounts payable17/49€44k€33k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€38k€33k▼
Current portion of amounts payable after more than one year42€16k€5k▼
Trade debts44€145€750▲
Suppliers440/4€145€750▲
Taxes, remuneration and social security45€22k€25k▲
Taxes450/3€22k€25k▲
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€124k€160k▲
Operating profit (loss)9901€104k€139k▲
Financial income75/76B€6k€28k▲
Recurring financial income75€6k€28k▲
Financial charges65/66B€-6k€3k▲
Recurring financial charges65€-6k€3k▲
Profit (loss) for the period before taxes9903€116k€164k▲
Income taxes67/77€31k€46k▲
Profit (loss) for the period9904€85k€118k▲
Profit (loss) for the period to be appropriated9905€85k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€118k▲
Profit (loss) brought forward from the previous period14P€139€148▲
Transfer from equity791/2€55k€0▼
Transfer to equity691/2€85k€118k▲
To other reserves6921€85k€118k▲
Profit to be distributed694/7€55k€0▼
Return on contributions (dividend)694€55k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €118k ▲39.1%
Operating result €139k, net result €118k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €37k ▼38.6%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €233k ▲19.1%
5 profitable years in a row build equity to €233k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €205k ▲58.7%
3 profitable years in a row build equity to €205k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €129k ▲84.6%
2 profitable years in a row build equity to €129k.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldslei 93 B2930 BrasschaatGround area
996 m²
Building footprint
317 m²
Volume, LiDAR
4,147 m³
2 parcels, Flanders · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Polygoon Consult
since 20182.271.583.909
Zeedijk-Heist 113, 8301 Knokke-Heist
since 20202.302.306.975
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0745/00L002indicative | Flanders | 881 m² | 1 · 202 m² | 8.6 m · 2 fl. |
| 31008A0001/00R002 | Flanders | 115 m² | 1 · 115 m² | 29.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500AGWXCMY1RJOY81
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.