POLLENSA
ActivePOLLENSA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €782k and a net result of €25k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+8
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 5.07 against 5.45 in 2024; short-term debt: 17.7% and cash: 27.8% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
137 d late
2023
12 d late
2022
28 d late
2021
12 d early
2020
352 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▲ 197%
2024 · €9k
2018: €-103k
2019: €-7k
2020: €-129k
2021: €67k
2022: €-269k
2023: €9k
2024: €9k
2018 → 2025
Working capital
€686k▼ 3.7%
2024 · €712k
2018: €784k
2019: €864k
2020: €841k
2021: €945k
2022: €682k
2023: €703k
2024: €712k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€739k▼ 26.7%€748k▲ 1.2%€757k▲ 1.1%€782k▲ 3.3%
Operating result€88k-€-255k€-4k▲ 98.5%€5k€20k▲ 329%
Net result€67k-€-269k€9k€9k▼ 5.4%€25k▲ 197%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 329% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €951k
Fixed assets
€96k▲ 109%
Current assets
€855k▼ 2.1%
Equity and liabilities €951k
Equity
€782k▲ 3.3%
Debt
€169k▲ 4.2%
The debt ratio rises from 17.6% to 17.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €15k
Cash flow
€29k▲
2024 · €19k
Solvency
82.2%▼
2024 · 82.4%
Current ratio
5.07▼
2024 · 5.45
Quick ratio
5.07▼
2024 · 5.45
Debt / equity
0.22▲
2024 · 0.21
ROE
3.2%▲
2024 · 1.1%
ROA
2.7%▲
2024 · 0.9%
Interest coverage
1.75▲
2024 · 1.04
Debt
€169k▲
2024 · €162k
Debt ≤ 1 year
€168k▲
2024 · €160k
Staff costs
€386k▲
2024 · €315k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€919k€951k▲
Fixed assets21/28€46k€96k▲
Tangible fixed assets22/27€9k€56k▲
Other tangible fixed assets26€9k€56k▲
Financial fixed assets28€37k€40k▲
Current assets29/58€873k€855k▼
Amounts receivable after more than one year29€542k€180k▼
Trade receivables290€542k€180k▼
Amounts receivable within one year40/41€256k€410k▲
Trade receivables40€238k€341k▲
Other amounts receivable41€19k€68k▲
Cash at bank and in hand54/58€74k€265k▲
Equity and liabilities
Total equity and liabilities10/49€919k€951k▲
Equity10/15€757k€782k▲
Contributions10/11€19k€19k=
Reserves13€1.52M€1.52M=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.52M€1.52M=
Profit (loss) carried forward14€-783k€-758k▲
Amounts payable17/49€162k€169k▲
Amounts payable within one year42/48€160k€168k▲
Trade debts44€92k€98k▲
Suppliers440/4€92k€98k▲
Taxes, remuneration and social security45€65k€68k▲
Taxes450/3€10k€27k▲
Remuneration and social security454/9€55k€41k▼
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3€2k€360▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€315k€386k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-742€626▲
Other operating charges640/8€12k€17k▲
Non-recurring operating charges66A€2k€703▼
Gross operating margin9900€343k€427k▲
Operating profit (loss)9901€5k€20k▲
Financial income75/76B€19k€19k▲
Recurring financial income75€19k€19k▲
Non-recurring financial income76B€7-
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€9k€25k▲
Profit (loss) for the period9904€9k€25k▲
Profit (loss) for the period to be appropriated9905€9k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-783k€-758k▲
Profit (loss) brought forward from the previous period14P€-792k€-783k▲
Social balance
Average headcount (FTE)90879.011.4▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 45 days late
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 137 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 12 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-269k ▼501%
Net result drops to €-269k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
18-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 352 days late
2021
31-12
Financial
Back to profitnet €67k
Net result €67k after 3 loss-making years.
31-12
Financial
Equity above €1MEq €1.01M ▲7.1%
Equity rises from €941k to €1.01M.
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 58 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleerkopersstraat 371000 BrusselGround area
60 m²
Building footprint
53 m²
Volume, LiDAR
1,088 m³
Parcel 21802B1432/00D000, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
POLLENSA
since 20092.178.557.741
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1432/00D000 | Brussels | 60 m² | 1 · 53 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SHOE-LUX
BE 0435.301.257
Tessenderlo-Ham · Eq €783k
IRONIE
BE 0464.774.213
Knokke-Heist · Eq €780k
ANZEGEMS VERHUURBEDRIJF
BE 0877.347.083
Anzegem · Eq €784k
DANIELS-BOGEMANN
BE 0415.231.462
Genk · Eq €789k
SADALI
BE 0432.607.330
Schilde · Eq €773k
Of 1,035 companies in sector 47721 we hold annual accounts for 583. 335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2009
Fiscal year end31-12
Activities, NACEBEL
46425Wholesale trade
47721Retail sale of footwear
46422Wholesale trade
46424Wholesale trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.