POLFLIET
ActivePOLFLIET has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €-2k. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 2538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+56
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 95.69 against 25.55 in 2024; short-term debt: 0.9% and cash: 4.9% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
on the day
2023
48 d late
2022
31 d late
2021
78 d late
2020
62 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 1.6%
2024 · €127k
2018: €236k
2019: €213k
2020: €214k
2021: €186k
2022: €177k
2023: €144k
2024: €127k
2018 → 2025
Total assets
€126k▼ 4.0%
2024 · €131k
2018: €247k
2019: €225k
2020: €220k
2021: €222k
2022: €209k
2023: €147k
2024: €131k
2018 → 2025
Net result
€-2k▲ 88.0%
2024 · €-17k
2018: €-10k
2019: €-23k
2020: €352
2021: €-27k
2022: €-9k
2023: €-34k
2024: €-17k
2018 → 2025
Working capital
€107k▼ 0.1%
2024 · €107k
2018: €194k
2019: €168k
2020: €176k
2021: €155k
2022: €152k
2023: €123k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€177k▼ 4.9%€144k▼ 19.0%€127k▼ 11.6%€125k▼ 1.6%
Operating result€-5k-€-11k▼ 110%€-36k▼ 229%€-16k▲ 54.7%€-2k▲ 89.9%
Net result€-27k-€-9k▲ 66.9%€-34k▼ 272%€-17k▲ 50.4%€-2k▲ 88.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€18k▼ 9.6%
Current assets
€108k▼ 3.0%
Equity and liabilities €126k
Equity
€125k▼ 1.6%
Debt
€1k▼ 74.1%
The debt ratio falls from 3.3% to 0.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€281▲
2024 · €-16k
Cash flow
€-75▲
2024 · €-16k
Solvency
99.1%▲
2024 · 96.7%
Current ratio
95.69▲
2024 · 25.55
Quick ratio
52.19▲
2024 · 14.28
Debt / equity
0.01▼
2024 · 0.03
ROE
-1.6%▲
2024 · -13.2%
ROA
-1.6%▲
2024 · -12.7%
Interest coverage
5.04▲
2024 · -357.14
Debt
€1k▼
2024 · €4k
Debt ≤ 1 year
€1k▼
2024 · €4k
Income taxes
€301▼
2024 · €482
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€126k▼
Fixed assets21/28€20k€18k▼
Tangible fixed assets22/27€20k€18k▼
Land and buildings22€20k€18k▼
Financial fixed assets28€94€94=
Current assets29/58€111k€108k▼
Stocks and contracts in progress3€49k€49k=
Stocks30/36€49k€49k=
Amounts receivable within one year40/41€53k€53k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€51k€48k▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€131k€126k▼
Equity10/15€127k€125k▼
Contributions10/11€19k€19k=
Reserves13€140k€140k=
Distributable reserves133€140k€140k=
Profit (loss) carried forward14€-32k€-34k▼
Amounts payable17/49€4k€1k▼
Amounts payable within one year42/48€4k€1k▼
Trade debts44€3k€521▼
Suppliers440/4€3k€521▼
Taxes, remuneration and social security45€1k€607▼
Taxes450/3€1k€607▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€397€2k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-13k€4k▲
Operating profit (loss)9901€-16k€-2k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€44€56▲
Recurring financial charges65€44€56▲
Profit (loss) for the period before taxes9903€-16k€-2k▲
Income taxes67/77€482€301▼
Profit (loss) for the period9904€-17k€-2k▲
Profit (loss) for the period to be appropriated9905€-17k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-34k▼
Profit (loss) brought forward from the previous period14P€-15k€-32k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 95.69
Current ratio from 25.55 to 95.69; short-term debt falls from €4k to €1k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 43.97
Current ratio from 5.81 to 43.97; short-term debt falls from €32k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 62 days late
2020
31-12
Financial
Back to profitnet €352
Net result €352 after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirweg 109750 KruisemGround area
4,203 m²
Building footprint
680 m²
Volume, LiDAR
3,064 m³
Parcel 45057A0629/00B000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
POLFLIET
since 19892.045.133.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45057A0629/00B000 | Flanders | 4,203 m² | 1 · 680 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DESABLENS
BE 0449.799.490
Leuze-en-Hainaut · Eq €125k
Berth Johnny
BE 0841.664.743
Zele · Eq €125k
PREAT MOTOR
BE 0471.385.752
Thuin · Eq €126k
ROSMAN JP
BE 0463.929.719
Nivelles · Eq €124k
MOLENBERGHS
BE 0440.337.735
Mol · Eq €124k
Of 7,375 companies in sector 95311 we hold annual accounts for 2,958. 2,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-1989
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
50101
50103
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.