POISSONNERIE BEN
ActivePOISSONNERIE BEN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €47k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 8.48 against 3.23 in 2024; short-term debt: 11% and cash: 58.1% of total assets), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
26.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
56 d late
2023
96 d late
2022
96 d late
2021
31 d late
2020
61 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47k▲ 711%
2024 · €6k
2018: €616
2019: €7k
2020: €40k
2021: €32k
2022: €-4k
2023: €38k
2024: €6k
2018 → 2025
Working capital
€147k▲ 41.8%
2024 · €104k
2018: €24k
2019: €31k
2020: €38k
2021: €30k
2022: €40k
2023: €90k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€67k▼ 5.6%€105k▲ 57.0%€112k▲ 5.9%€159k▲ 41.9%
Operating result€41k-€5k▼ 88.6%€43k▲ 837%€10k▼ 76.7%€58k▲ 475%
Net result€32k-€-4k€38k€6k▼ 84.9%€47k▲ 711%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 475% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€11k▲ 43.0%
Current assets
€167k▲ 11.0%
Equity and liabilities €178k
Equity
€159k▲ 41.9%
Debt
€20k▼ 57.7%
The debt ratio falls from 29.4% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €17k
Cash flow
€56k▲
2024 · €13k
Solvency
89.0%▲
2024 · 70.6%
Current ratio
8.48▲
2024 · 3.23
Quick ratio
8.38▲
2024 · 3.18
Debt / equity
0.12▼
2024 · 0.42
ROE
29.5%▲
2024 · 5.2%
ROA
26.3%▲
2024 · 3.6%
Interest coverage
71.40▲
2024 · 53.81
Debt
€20k▼
2024 · €47k
Debt ≤ 1 year
€20k▼
2024 · €47k
Income taxes
€10k▲
2024 · €4k
Staff costs
€53k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€178k▲
Fixed assets21/28€8k€11k▲
Tangible fixed assets22/27€8k€11k▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€6k€7k▲
Financial fixed assets28€110€110=
Current assets29/58€150k€167k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€71k€61k▼
Trade receivables40€27k€27k=
Other amounts receivable41€44k€34k▼
Cash at bank and in hand54/58€76k€103k▲
Deferred charges and accrued income490/1€1k€497▼
Equity and liabilities
Total equity and liabilities10/49€158k€178k▲
Equity10/15€112k€159k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€627€627=
Non-distributable reserves130/1€627€627=
Reserves not available under the articles1311€627€627=
Profit (loss) carried forward14€92k€139k▲
Amounts payable17/49€47k€20k▼
Amounts payable within one year42/48€47k€20k▼
Trade debts44€31k€8k▼
Suppliers440/4€31k€8k▼
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€648€3k▲
Remuneration and social security454/9€14k€9k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€49k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€68k€122k▲
Operating profit (loss)9901€10k€58k▲
Financial charges65/66B€325€943▲
Recurring financial charges65€325€943▲
Profit (loss) for the period before taxes9903€10k€57k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€6k€47k▲
Profit (loss) for the period to be appropriated9905€6k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€139k▲
Profit (loss) brought forward from the previous period14P€87k€92k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 35 days late
2025
31-12
Financial
Highest result since 2018net €47k ▲711%
Operating result €58k, net result €47k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.48
Current ratio from 3.23 to 8.48; short-term debt falls from €47k to €20k.
31-12
Financial
Equity above €150kEq €159k ▲41.9%
3 profitable years in a row build equity to €159k.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
2023
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 10.18
Current ratio from 1.93 to 10.18; short-term debt falls from €43k to €10k.
31-12
Financial
Equity above €100kEq €105k ▲57%
Equity rises from €67k to €105k.
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 96 days late
2022
31-12
Financial
Weakest financial yearnet €-4k ▼113%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 13 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-12-2024
Resigned as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chavannes 56000 CharleroiGround area
145 m²
Building footprint
79 m²
Volume, LiDAR
864 m³
Parcel 52011B0108/00R000, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Chavannes 5, 6000 Charleroi
since 20092.180.437.264
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0108/00R000 | Wallonia | 144 m² | 1 · 79 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.180.437.264
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Of 466 companies in sector 47230 we hold annual accounts for 269. 212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2009
Fiscal year end31-12
Activities, NACEBEL
47230Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.