POCHET - DE WALEFFE
ActivePOCHET - DE WALEFFE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €179k and a net result of €22k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 39% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-3
Solvency62▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.27 in 2023; short-term debt: 61.5% and cash: 33.3% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
48 d early
2022
56 d early
2021
44 d early
2020
54 d early
2019
53 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22k▼ 28.1%
2023 · €30k
2018: €41k
2019: €52k
2020: €58k
2021: €53k
2022: €62k
2023: €30k
2018 → 2024
Working capital
€57k▼ 12.4%
2023 · €65k
2018: €61k
2019: €87k
2020: €103k
2021: €55k
2022: €50k
2023: €65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€245k-€248k▲ 1.3%€220k▼ 11.1%€209k▼ 5.0%€179k▼ 14.4%
Operating result€80k-€69k▼ 14.3%€83k▲ 19.8%€50k▼ 39.9%€44k▼ 10.8%
Net result€58k-€53k▼ 8.5%€62k▲ 16.8%€30k▼ 51.2%€22k▼ 28.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 11% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €489k
Fixed assets
€131k▼ 8.8%
Current assets
€358k▲ 17.5%
Equity and liabilities €489k
Equity
€179k▼ 14.4%
Debt
€310k▲ 29.5%
The debt ratio rises from 53.3% to 63.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€93k▼
2023 · €97k
Cash flow
€71k▼
2023 · €78k
Solvency
36.6%▼
2023 · 46.7%
Current ratio
1.19▼
2023 · 1.27
Quick ratio
0.77▼
2023 · 0.80
Debt / equity
1.73▲
2023 · 1.14
ROE
12.1%▼
2023 · 14.5%
ROA
4.4%▼
2023 · 6.8%
Interest coverage
7.66▼
2023 · 17.18
Debt
€310k▲
2023 · €239k
Debt ≤ 1 year
€301k▲
2023 · €239k
Debt > 1 year
€9k
Income taxes
€11k▼
2023 · €14k
Staff costs
€68k▲
2023 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€449k€489k▲
Fixed assets21/28€144k€131k▼
Tangible fixed assets22/27€144k€131k▼
Land and buildings22€58k€40k▼
Plant, machinery and equipment23€47k€38k▼
Furniture and vehicles24€36k€52k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€305k€358k▲
Stocks and contracts in progress3€113k€128k▲
Stocks30/36€113k€128k▲
Amounts receivable within one year40/41€58k€62k▲
Trade receivables40€58k€58k▲
Other amounts receivable41€0€4k▲
Cash at bank and in hand54/58€128k€163k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€449k€489k▲
Equity10/15€209k€179k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€148k€118k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€142k€112k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€239k€310k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€239k€301k▲
Current portion of amounts payable after more than one year42€0€13k▲
Trade debts44€47k€56k▲
Suppliers440/4€47k€56k▲
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€173k€214k▲
Accrued charges and deferred income492/3-€362
Income statement
Code20232024
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€65k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€49k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€168k€168k▲
Operating profit (loss)9901€50k€44k▼
Financial income75/76B€280€724▲
Recurring financial income75€280€724▲
Financial charges65/66B€6k€12k▲
Recurring financial charges65€6k€12k▲
Profit (loss) for the period before taxes9903€44k€33k▼
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€30k€22k▼
Profit (loss) for the period to be appropriated9905€30k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€22k▼
Profit (loss) brought forward from the previous period14P€57k€0▼
Transfer from equity791/2€41k€52k▲
Transfer to equity691/2€87k€22k▼
To other reserves6921€87k€22k▼
Profit to be distributed694/7€41k€52k▲
Return on contributions (dividend)694€41k€52k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €22k ▼28.1%
Net result drops to €22k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €62k ▲16.8%
Net result €62k, the highest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €200kEq €207k ▲33.5%
2 profitable years in a row build equity to €207k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Buisson-Saint-Guibert 95030 GemblouxGround area
215 m²
Building footprint
43 m²
Parcel 92053A0205/00A004, Wallonia. Linked by address, not a title deed.
1 establishment unit
POCHET-de WALEFFE
since 20012.095.066.970
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0205/00A004 | Wallonia | 215 m² | 1 · 43 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGembloux2.095.066.970
Similar companies · same sector, comparable size
MARGAUX MANAGEMENT
BE 1024.241.905
Braine-l'Alleud · Eq €179k
REVIVE BUSINESS
BE 0476.274.552
Berlare · Eq €179k
Aucliff
BE 0837.104.060
Wevelgem · Eq €179k
ConsulDMi
BE 0731.980.311
Merelbeke-Melle · Eq €179k
HOTELCONCEPT
BE 0873.830.141
Watermaal-Bosvoorde · Eq €179k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-01-2001
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.