POCHET
ActivePOCHET has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-44k) and a net result of €-879. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.3 in 2024; short-term debt: 59.9% and cash: 5.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-135.2%
Return on assets
-2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-44k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
2022
49 d early
2021
45 d early
2020
4 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-879
2023 · €7k
2018: €-32k
2019: €5k
2020: €-16k
2021: €-33k
2022: €6k
2023: €7k
2018 → 2025
Working capital
€-5k▲ 70.2%
2024 · €-16k
2018: €-9k
2019: €2k
2020: €-5k
2021: €-42k
2022: €-29k
2023: €-16k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-63k-€-56k▲ 10.3%€-49k▲ 12.6%€-49k=€-44k▲ 9.8%
Operating result€-28k-€11k€9k▼ 14.5%€3k
Net result€-33k-€6k€7k▲ 8.9%€-879
Result per fiscal year
Operating resultNet result
The operating result is €3k in 2025, compared with €9k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€18k▼ 53.8%
Current assets
€15k▲ 114%
Key figures and ratios
EBITDA
€16k
Cash flow
€12k
Solvency
-135.2%▼
2024 · -107.4%
Current ratio
0.76▲
2024 · 0.30
Quick ratio
0.76▲
2024 · 0.30
Debt / equity
-1.74▲
2024 · -1.93
ROA
-2.7%
Interest coverage
6.30
Debt
€77k▼
2024 · €95k
Debt ≤ 1 year
€20k▼
2024 · €23k
Debt > 1 year
€57k▼
2024 · €72k
Income taxes
€1k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€33k▼
Fixed assets21/28€39k€18k▼
Tangible fixed assets22/27€39k€18k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€36k€15k▼
Current assets29/58€7k€15k▲
Amounts receivable within one year40/41€2k€10k▲
Trade receivables40€2k-
Other amounts receivable41€0€10k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€840€3k▲
Equity and liabilities
Total equity and liabilities10/49€46k€33k▼
Equity10/15€-49k€-44k▲
Contributions10/11€13k€13k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Reserves not available under the articles1311€15k€13k▼
Own shares acquired1312-€2k
Profit (loss) carried forward14€-76k€-72k▲
Amounts payable17/49€95k€77k▼
Amounts payable after more than one year17€72k€57k▼
Financial debts170/4€72k€57k▼
Amounts payable within one year42/48€23k€20k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45€705€3k▲
Taxes450/3€705€3k▲
Other amounts payable47/48€8k-
Income statement
Code20242025
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€13k
Other operating charges640/8-€2k
Gross operating margin9900-€22k
Operating profit (loss)9901-€3k
Financial income75/76B-€200
Recurring financial income75-€200
Financial charges65/66B-€3k
Recurring financial charges65-€3k
Profit (loss) for the period before taxes9903-€590
Income taxes67/77-€1k
Profit (loss) for the period9904-€-879
Profit (loss) for the period to be appropriated9905-€-879
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-72k▲
Profit (loss) brought forward from the previous period14P€-76k€-71k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €7k ▲8.9%
Net result €7k, the highest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
04-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 4 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Moha 95030 GemblouxGround area
1,002 m²
Building footprint
158 m²
Parcel 92255B0044/00D003, Wallonia. Linked by address, not a title deed.
1 establishment unit
POCHET
since 20132.215.648.165
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92255B0044/00D003 | Wallonia | 1,002 m² | 1 · 158 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
The Body Knows
BE 0791.540.982
Wellen · Eq €13k
MYRIAM ELAZIM ACADEMY
BE 0763.468.291
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CENTRE DE KINESITHERAPIE DUMONT
BE 0886.540.705
Sambreville · Eq €13k
TENBERGEN SERVICES
BE 0800.072.034
Rumst · Eq €13k
MEDISCHE & PSYCHOLOGISCHE CONSULTING SERVICES
BE 0876.776.565
Haaltert · Eq €13k
Of 10,452 companies in sector 86995 we hold annual accounts for 885. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2012
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86909Human health activities
86951Physiotherapy
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.