PMR CONSULTING
ActiveSummary
PMR CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €42k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 8.35 in 2024; short-term debt: 20.4% and cash: 37.5% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
204 d late
2023
26 d late
2022
3 d late
2021
48 d early
2020
31 d early
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€153k
EBIT margin
39.5%
Net result
€42k▼ 6.8%
2024 · €45k
2018: €14k
2019: €35k
2020: €30k
2021: €42k
2022: €41k
2023: €27k
2024: €45k
2018 → 2025
Working capital
€161k▲ 1.3%
2024 · €159k
2018: €17k
2019: €27k
2020: €23k
2021: €50k
2022: €88k
2023: €98k
2024: €159k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€153k
Equity€206k-€230k▲ 11.9%€244k▲ 5.9%€289k▲ 18.5%€277k▼ 4.2%
Operating result€60k-€58k▼ 3.5%€46k▼ 20.1%€61k▲ 30.7%€45k▼ 25.6%
Net result€42k-€41k▼ 1.7%€27k▼ 34.7%€45k▲ 67.1%€42k▼ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €348k
Fixed assets
€116k ▼ 10.8%
Current assets
€232k ▲ 28.5%
Equity and liabilities €348k
Equity
€277k ▼ 4.2%
Debt
€71k ▲ 228%
Debt's share of the balance-sheet total rises from 7.0% to 20.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €76k
Cash flow
€59k▼
2024 · €61k
Current ratio
3.27▼
2024 · 8.35
Quick ratio
3.06▼
2024 · 7.65
Debt to equity
0.26▲
2024 · 0.07
ROE
15.2%▼
2024 · 15.6%
ROA
12.1%▼
2024 · 14.5%
Interest coverage
234.83▼
2024 · 440.89
Debt ≤ 1 year
€71k▲
2024 · €22k
Income taxes
€4k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€310k€348k▲
Formation expenses20€0-
Fixed assets21/28€130k€116k▼
Tangible fixed assets22/27€130k€116k▼
Land and buildings22€118k€106k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€4k€4k▲
Current assets29/58€180k€232k▲
Stocks and contracts in progress3€15k€15k▼
Stocks30/36€15k€15k▼
Amounts receivable within one year40/41€13k€33k▲
Trade receivables40€10k€30k▲
Other amounts receivable41€3k€3k▼
Current investments50/53-€51k
Cash at bank and in hand54/58€149k€130k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€310k€348k▲
Equity10/15€289k€277k▼
Contributions10/11€20k€20k=
Reserves13€138k€125k▼
Distributable reserves133€138k€125k▼
Profit (loss) carried forward14€131k€131k▲
Amounts payable17/49€22k€71k▲
Amounts payable within one year42/48€22k€71k▲
Current portion of amounts payable after more than one year42€545-
Trade debts44€0€63▲
Suppliers440/4-€63
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€18k€12k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€928€58k▲
Accrued charges and deferred income492/3-€29
Income statement
Code20242025
Turnover70€153k-
Goods, raw materials, services and sundry goods60/61€92k-
Remuneration, social security and pensions62€-89-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€79k€65k▼
Operating profit (loss)9901€61k€45k▼
Financial income75/76B€400€1k▲
Recurring financial income75€400€1k▲
Financial charges65/66B€173€265▲
Recurring financial charges65€173€265▲
Profit (loss) for the period before taxes9903€61k€46k▼
Income taxes67/77€16k€4k▼
Profit (loss) for the period9904€45k€42k▼
Profit (loss) for the period to be appropriated9905€45k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€173k▲
Profit (loss) brought forward from the previous period14P€86k€131k▲
Transfer from equity791/2-€54k
Transfer to equity691/2-€42k
To other reserves6921-€42k
Profit to be distributed694/7-€54k
Return on contributions (dividend)694-€54k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 204 days late
2024
31-12
Financial
Highest result since 2018net €45k ▲67.1%
Operating result €61k, net result €45k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.35
Current ratio from 3.92 to 8.35; short-term debt falls from €33k to €22k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €206k ▲20.5%
4 profitable years in a row build equity to €206k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gaston Delvaux 1411450 ChastreGround area
4,632 m²
Building footprint
114 m²
Volume, LiDAR
851 m³
Parcel 25022A0138/00A003, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PMR Consulting
since 20082.168.323.944
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25022A0138/00A003 | Wallonia | 4,632 m² | 1 · 114 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EJ9
BE 0849.336.453
Schilde · Eq €276,836
JOVO COM
BE 0845.211.973
Lubbeek · Eq €276,796
C.N. INVEST
BE 0788.661.963
Liège · Eq €276,793
LEOMACHE
BE 0777.802.022
Ukkel · Eq €276,767
Farmelis
BE 0726.782.990
Londerzeel · Eq €276,880
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46150Agents in the wholesale of furniture, household goods and hardware
46411Wholesale trade
47400Retail sale of information and communication equipment
47559Retail sale of other household articles
71121Engineering and related technical consultancy, excluding land surveyors
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pmarot@hotmail.com
Phone:0496/10.44.93