PLOTS Consulting
ActiveSummary
PLOTS Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €39k. Equity is shrinking by ~27.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
45.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
123 d early
2024
40 d early
2023
29 d early
2022
28 d early
2021
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2021: €76k
2022: €133k
2023: €185k
2024: €5k
2021 → 2025
Total assets
€86k▼ 16.5%
2024 · €102k
2021: €111k
2022: €198k
2023: €232k
2024: €102k
2021 → 2025
Net result
€39k▲ 12.9%
2024 · €34k
2021: €71k
2022: €57k
2023: €52k
2024: €34k
2021 → 2025
Working capital
€-16k▼ 0.8%
2024 · €-16k
2021: €73k
2022: €105k
2023: €155k
2024: €-16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€133k▲ 75.5%€185k▲ 39.2%€5k▼ 97.1%€5k=
Operating result€94k-€79k▼ 16.4%€67k▼ 14.9%€24k▼ 63.4%€53k▲ 114%
Net result€71k-€57k▼ 19.2%€52k▼ 9.0%€34k▼ 34.3%€39k▲ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€29k ▲ 34.5%
Current assets
€57k ▼ 30.1%
Equity and liabilities €86k
Equity
€5k =
Debt
€80k ▼ 17.4%
Debt's share of the balance-sheet total falls from 94.7% to 93.6%. Debt is lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €33k
Cash flow
€51k▲
2024 · €43k
Current ratio
0.78▼
2024 · 0.83
Debt to equity
14.74▼
2024 · 17.85
ROE
712.8%▲
2024 · 631.3%
ROA
45.3%▲
2024 · 33.5%
Interest coverage
79.01▲
2024 · 37.98
Debt ≤ 1 year
€73k▼
2024 · €97k
Debt > 1 year
€7k
Income taxes
€13k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€102k€86k▼
Fixed assets21/28€22k€29k▲
Tangible fixed assets22/27€22k€29k▲
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€18k€25k▲
Current assets29/58€81k€57k▼
Amounts receivable within one year40/41€31k€21k▼
Trade receivables40€23k€19k▼
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€47k€36k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€102k€86k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Reserves13€431€433▲
Distributable reserves133€431€433▲
Amounts payable17/49€97k€80k▼
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€97k€73k▼
Current portion of amounts payable after more than one year42-€8k
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€23k€13k▼
Taxes450/3€23k€13k▼
Other amounts payable47/48€69k€47k▼
Accrued charges and deferred income492/3-€580
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€126€128▲
Gross operating margin9900€33k€65k▲
Operating profit (loss)9901€24k€53k▲
Financial income75/76B€18k-
Recurring financial income75€18k-
Financial charges65/66B€874€827▼
Recurring financial charges65€874€827▼
Profit (loss) for the period before taxes9903€41k€52k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€34k€39k▲
Profit (loss) for the period to be appropriated9905€34k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€39k▲
Transfer from equity791/2€180k-
Transfer to equity691/2-€2
To other reserves6921-€2
Profit to be distributed694/7€214k€39k▼
Return on contributions (dividend)694€34k€39k▲
Directors or managers695€180k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €34k ▼34.3%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €185k ▲39.2%
3 profitable years in a row build equity to €185k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €133k ▲75.5%
2 profitable years in a row build equity to €133k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olivier de Wreestraat 78200 BruggeGround area
1,362 m²
Building footprint
299 m²
Volume, LiDAR
1,491 m³
Parcel 31027D0091/00B000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLOTS Consulting
since 20202.304.545.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0091/00B000 | Flanders | 1,362 m² | 1 · 298 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 16,340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lodeprovost@gmail.com