PLANETCONSTRUCT
ActiveSummary
PLANETCONSTRUCT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-4
Solvency38▼-62
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 61.68 in 2024; short-term debt: 86.7% and cash: 10.3% of total assets), and 86.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
48 d early
2023
26 d early
2022
52 d early
2021
31 d early
2020
19 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▲ 6.4%
2024 · €27k
2018: €38k
2019: €7k▼ -82.8% vs 2018
2020: €40k▲ +512% vs 2019
2021: €118k▲ +194% vs 2020highest in 8 years
2022: €39k▼ -66.8% vs 2021
2023: €-50k▼ -228% vs 2022lowest in 8 years
2024: €27k▲ +155% vs 2023
2025: €29k▲ +6.4% vs 2024
2018 → 2025
Working capital
€21k▼ 85.5%
2024 · €147k
2018: €-73klowest in 8 years
2019: €-28k▲ +62.2% vs 2018
2020: €-31k▼ -13.3% vs 2019
2021: €74k▲ +339% vs 2020
2022: €75k▲ +0.9% vs 2021
2023: €131k▲ +74.4% vs 2022
2024: €147k▲ +12.3% vs 2023highest in 8 years
2025: €21k▼ -85.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€195k▲ 25.0%€145k▼ 25.7%€154k▲ 6.1%€27k▼ 82.8%
2021: €156k
2022: €195k▲ +25.0% vs 2021highest in 5 years
2023: €145k▼ -25.7% vs 2022
2024: €154k▲ +6.1% vs 2023
2025: €27k▼ -82.8% vs 2024lowest in 5 years
Operating result€141k-€70k▼ 50.7%€63k▼ 10.0%€37k▼ 40.4%€42k▲ 12.6%
2021: €141khighest in 5 years
2022: €70k▼ -50.7% vs 2021
2023: €63k▼ -10.0% vs 2022
2024: €37k▼ -40.4% vs 2023lowest in 5 years
2025: €42k▲ +12.6% vs 2024
Net result€118k-€39k▼ 66.8%€-50k€27k€29k▲ 6.4%
2021: €118khighest in 5 years
2022: €39k▼ -66.8% vs 2021
2023: €-50k▼ -228% vs 2022lowest in 5 years
2024: €27k▲ +155% vs 2023
2025: €29k▲ +6.4% vs 2024
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€5k ▼ 25.2%
Current assets
€194k ▲ 29.5%
Equity and liabilities €199k
Equity
€27k ▼ 82.8%
Debt
€172k ▲ 6,706%
Debt's share of the balance-sheet total rises from 1.6% to 86.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €46k
Cash flow
€33k▼
2024 · €36k
Current ratio
1.12▼
2024 · 61.68
Debt to equity
6.50▲
2024 · 0.02
ROE
109.9%▲
2024 · 17.8%
ROA
14.7%▼
2024 · 17.5%
Interest coverage
167.03▼
2024 · 230.79
Debt ≤ 1 year
€172k▲
2024 · €2k
Income taxes
€16k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€157k€199k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€655€655=
Current assets29/58€150k€194k▲
Amounts receivable after more than one year29€80k€173k▲
Other amounts receivable291€80k€173k▲
Amounts receivable within one year40/41€1k€0▼
Trade receivables40€0-
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€68k€21k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€157k€199k▲
Equity10/15€154k€27k▼
Contributions10/11€0-
Reserves13€157k€27k▼
Distributable reserves133€157k€27k▼
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€3k€172k▲
Amounts payable within one year42/48€2k€172k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€0€3k▲
Credit institutions430/8€0€3k▲
Trade debts44€75€281▲
Suppliers440/4€75€281▲
Taxes, remuneration and social security45€2k€20k▲
Taxes450/3€2k€20k▲
Other amounts payable47/48€256€149k▲
Accrued charges and deferred income492/3€107€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€3k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€47k€46k▼
Operating profit (loss)9901€37k€42k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€199€272▲
Recurring financial charges65€199€272▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€40k€46k▲
Income taxes67/77€12k€16k▲
Profit (loss) for the period9904€27k€29k▲
Profit (loss) for the period to be appropriated9905€27k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€27k▲
Profit (loss) brought forward from the previous period14P€-30k€-3k▲
Transfer from equity791/2€0€157k▲
Transfer to equity691/2-€27k
To other reserves6921-€27k
Profit to be distributed694/7-€157k
Return on contributions (dividend)694-€157k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €99k | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3k | €10k | €9k | €3k | ▼ 61.0% |
| Other operating charges640/8 | €566 | €2k | €1k | €1k | €1k | ▲ 2.3% |
| Gross operating margin9900 | €142k | €75k | €73k | €47k | €46k | ▼ 1.1% |
| Operating profit (loss)9901 | €141k | €70k | €63k | €37k | €42k | ▲ 12.6% |
| Financial income75/76B | €0 | €0 | €2k | €2k | €4k | ▲ 57.9% |
| Recurring financial income75 | €0 | €0 | €2k | €2k | €4k | ▲ 57.9% |
| Financial charges65/66B | €2k | €1k | €111k | €199 | €272 | ▲ 36.6% |
| Recurring financial charges65 | €2k | €1k | €695 | €199 | €272 | ▲ 36.6% |
| Non-recurring financial charges66B | - | - | €110k | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €139k | €68k | €-46k | €40k | €46k | ▲ 15.3% |
| Income taxes67/77 | €22k | €29k | €4k | €12k | €16k | ▲ 35.3% |
| Profit (loss) for the period9904 | €118k | €39k | €-50k | €27k | €29k | ▲ 6.4% |
| Profit (loss) for the period to be appropriated9905 | €118k | €39k | €-50k | €27k | €29k | ▲ 6.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228k | €261k | €155k | €157k | €199k | ▲ 27.1% |
| Fixed assets21/28 | €111k | €126k | €14k | €7k | €5k | ▼ 25.2% |
| Tangible fixed assets22/27 | - | €15k | €13k | €6k | €4k | ▼ 27.9% |
| Plant, machinery and equipment23 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | - | €15k | €13k | €6k | €3k | ▼ 45.7% |
| Financial fixed assets28 | €111k | €111k | €655 | €655 | €655 | = |
| Current assets29/58 | €117k | €135k | €141k | €150k | €194k | ▲ 29.5% |
| Amounts receivable after more than one year29 | - | - | €76k | €80k | €173k | ▲ 118% |
| Other amounts receivable291 | - | - | €76k | €80k | €173k | ▲ 118% |
| Amounts receivable within one year40/41 | €6k | €0 | €11k | €1k | €0 | ▼ 100% |
| Trade receivables40 | €6k | €0 | €4k | €0 | - | - |
| Other amounts receivable41 | €0 | - | €7k | €1k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €111k | €135k | €54k | €68k | €21k | ▼ 69.6% |
| Deferred charges and accrued income490/1 | - | €215 | €0 | €1k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228k | €261k | €155k | €157k | €199k | ▲ 27.1% |
| Equity10/15 | €156k | €195k | €145k | €154k | €27k | ▼ 82.8% |
| Contributions10/11 | €19k | €19k | €19k | €0 | - | - |
| Reserves13 | €138k | €177k | €157k | €157k | €27k | ▼ 83.1% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €136k | €175k | €157k | €157k | €27k | ▼ 83.1% |
| Profit (loss) carried forward14 | €0 | - | €-30k | €-3k | €0 | ▲ 100% |
| Amounts payable17/49 | €72k | €65k | €10k | €3k | €172k | ▲ 6,706% |
| Amounts payable after more than one year17 | €29k | €6k | €0 | - | - | - |
| Financial debts170/4 | €29k | €6k | €0 | - | - | - |
| Amounts payable within one year42/48 | €43k | €60k | €10k | €2k | €172k | ▲ 7,007% |
| Current portion of amounts payable after more than one year42 | €23k | €23k | €6k | €0 | - | - |
| Financial debts43 | €4k | €4k | €3k | €0 | €3k | - |
| Credit institutions430/8 | €4k | €4k | €3k | €0 | €3k | - |
| Trade debts44 | €2k | €2k | €399 | €75 | €281 | ▲ 277% |
| Suppliers440/4 | €2k | €2k | €399 | €75 | €281 | ▲ 277% |
| Taxes, remuneration and social security45 | €13k | €30k | €0 | €2k | €20k | ▲ 854% |
| Taxes450/3 | €13k | €30k | €0 | €2k | €20k | ▲ 854% |
| Other amounts payable47/48 | €421 | €919 | €563 | €256 | €149k | ▲ 58,111% |
| Accrued charges and deferred income492/3 | €0 | €24 | €0 | €107 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €118k | €39k | €-50k | €27k | €29k | ▲ 6.4% |
| + Depreciation and write-downs630 | - | €3k | €10k | €9k | €3k | ▼ 61.0% |
| Operating cash flow (approximation) | €118k | €42k | €-41k | €36k | €33k | ▼ 9.7% |
| Investment in fixed assets (approximation) | - | €-19k | €102k | €-1k | €-2k | ▼ 19.1% |
| Change in cash | - | €23k | €-80k | €13k | €-47k | ▼ 451% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 61.68
Current ratio from 13.92 to 61.68; short-term debt falls from €10k to €2k.
31-12
Financial
Equity above €150kEq €154k ▲6.1%
Equity rises from €145k to €154k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 13.92
Current ratio from 2.26 to 13.92; short-term debt falls from €60k to €10k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €118k ▲194%
Operating result €141k, net result €118k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.73
Current ratio from 0.63 to 2.73; short-term debt falls from €85k to €43k.
Show earlier events
31-12
Financial
Equity above €150kEq €156k ▲304%
4 profitable years in a row build equity to €156k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2001
Ground area
1,310 m²
Building footprint
172 m²
Volume, LiDAR
886 m³
Parcel 54004H0531/00A000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLANETCONSTRUCT
since 20012.098.419.806
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54004H0531/00A000indicative | Wallonia | 1,310 m² | 1 · 172 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 13,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2000
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
66129Activities auxiliary to financial services and insurance activities
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
43341Painting of buildings
43343Specialised construction activities
43350Other building finishing work
61100Wired, wireless and satellite telecommunications
64921Financial service activities, except insurance and pension funding
64922Financial service activities, except insurance and pension funding
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
Contact
E-mail
info@planetconstruct.be
Phone
056330427
Fax
056330602
Scores and ratios are computed by Checked and are not a credit decision.