PLAN B AGENCY
ActivePLAN B AGENCY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85k and a net result of €-31k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 10.68 against 2.96 in 2023), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.9%
Return on assets
-32.8%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
49 d early
2022
14 d early
2021
4 d late
2020
3 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-31k
2023 · €27k
2018: €8k
2019: €17k
2020: €29k
2021: €30k
2022: €78k
2023: €27k
2018 → 2024
Working capital
€83k▼ 26.8%
2023 · €113k
2018: €13k
2019: €30k
2020: €100k
2021: €88k
2022: €167k
2023: €113k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€92k▲ 49.7%€170k▲ 85.1%€115k▼ 32.0%€85k▼ 26.5%
Operating result€37k-€39k▲ 4.7%€106k▲ 172%€50k▼ 53.0%€-31k
Net result€29k-€30k▲ 3.4%€78k▲ 157%€27k▼ 66.0%€-31k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €31k after €50k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93k
Fixed assets
€2k▼ 12.9%
Current assets
€91k▼ 46.5%
Equity and liabilities €93k
Equity
€85k▼ 26.5%
Debt
€9k▼ 85.2%
The debt ratio falls from 33.2% to 9.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-30k▼
2023 · €50k
Cash flow
€-30k▼
2023 · €27k
Solvency
90.9%▲
2023 · 66.8%
Current ratio
10.68▲
2023 · 2.96
Quick ratio
10.68▲
2023 · 2.96
Debt / equity
0.10▼
2023 · 0.50
ROE
-36.1%▼
2023 · 23.0%
ROA
-32.8%▼
2023 · 15.4%
Interest coverage
-1208.76▼
2023 · 75.32
Debt
€9k▼
2023 · €57k
Debt ≤ 1 year
€9k▼
2023 · €57k
Staff costs
€2k▼
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€173k€93k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€669€327▼
Furniture and vehicles24€669€327▼
Financial fixed assets28€2k€2k=
Current assets29/58€170k€91k▼
Amounts receivable within one year40/41€98k€70k▼
Trade receivables40€79k€29k▼
Other amounts receivable41€19k€41k▲
Cash at bank and in hand54/58€72k€21k▼
Equity and liabilities
Total equity and liabilities10/49€173k€93k▼
Equity10/15€115k€85k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€107k€77k▼
Amounts payable17/49€57k€9k▼
Amounts payable within one year42/48€57k€9k▼
Current portion of amounts payable after more than one year42€19k-
Trade debts44€33k€9k▼
Suppliers440/4€33k€9k▼
Taxes, remuneration and social security45€5k-
Taxes450/3€5k-
Other amounts payable47/48€386-
Income statement
Code20232024
Remuneration, social security and pensions62€35k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€365€342▼
Other operating charges640/8€949-
Gross operating margin9900€86k€-29k▼
Operating profit (loss)9901€50k€-31k▼
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€666€25▼
Recurring financial charges65€666€25▼
Profit (loss) for the period before taxes9903€49k€-31k▼
Income taxes67/77€23k-
Profit (loss) for the period9904€27k€-31k▼
Profit (loss) for the period to be appropriated9905€27k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€188k€77k▼
Profit (loss) brought forward from the previous period14P€162k€107k▼
Profit to be distributed694/7€81k-
Return on contributions (dividend)694€81k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-31k ▼215%
Net result drops to €-31k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 10.68
Current ratio from 2.96 to 10.68; short-term debt falls from €57k to €9k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €78k ▲157%
Operating result €106k, net result €78k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲85.1%
5 profitable years in a row build equity to €170k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Odile 21380 LasneGround area
8,755 m²
Building footprint
2,532 m²
Volume, LiDAR
821 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLAN B AGENCY
since 20182.274.943.869
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00D004 | Wallonia | 7,574 m² | 1 · 2,386 m² | - |
| 25051C0171/00W004 | Wallonia | 1,181 m² | 1 · 146 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,747. 6,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73200Market research and public opinion polling
73300Public relations and communication consultancy
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.