Active BE 0835.409.035Private limited company

Plan 2 Invest

Maretak 41 ·2970 Schilde, Belgium· 15 yrs active

Sector: Design of textile patterns, clothing, jewellery, furniture and decorative items (74111)

Conclusion Checked

Plan 2 Invest has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €-284. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 44 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-18k
Net result	€-284
Better than sector	5%
Active	15 yrs

Financial profile 5 of 5 axes measured · computed by Checked

44 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 8

Solvency 33

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview12 NBB filings

Annual accounts filed on 03-04-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.7%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 74, Other professional, scientific and technical activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	-259.0%	46.6%	better than 5% of 44 sector peers
Net result	€-284	€27k	better than 26% of 44 sector peers
Equity	€-18k	€94k	better than 9% of 44 sector peers
Gross operating margin	€0	€72k	better than 16% of 44 sector peers
Total assets	€7k	€240k	better than 5% of 44 sector peers

EBITDA

€0

- 23-25

Net profit

€-284

- 23-25

Cash flow

€-45

- 23-25

Total assets

€7k

-3.9% 23-25

Equity

€-18k

-1.6% 23-25

Working capital

€-18k

-0.2% 23-25

Employees (FTE)

0

- 23-25

Debt

€25k

0.0% 23-25

Debt ≤ 1y

€25k

0.0% 23-25

Current ratio

0.27

-0.7% 23-25

Quick ratio

0.27

-0.7% 23-25

Solvency

-259.0%

-5.7% 23-25

Debt / equity

-1.39

+1.6% 23-25

ROE

1.6%

- 23-25

ROA

-4.1%

- 23-25

Interest coverage

0.00

- 23-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€0
Net profit	€-284
Cash flow	€-45
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€7k
Equity	€-18k
Debt	€25k
of which ≤ 1y	€25k
of which > 1y	-
Working capital	€-18k
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	0.27
Quick ratio	0.27
Working capital ratio	-262.4%
Solvency	-259.0%
Debt / equity	-1.39
Long-term debt ratio	-
Interest coverage	0.00
Gross margin	-
Net margin	-
ROA	-4.1%
ROE	1.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €239 · 3.4% Current assets €7k · 96.6%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€7k
Fixed assets	21/28	€239
Tangible fixed assets	22/27	€239
Current assets	29/58	€7k
Amounts receivable within one year	40/41	€760
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€7k
Equity	10/15	€-18k
Contributions / capital	10/11	€8k
Reserves	13	€600
Accumulated profits (losses)	14	€-27k
Amounts payable	17/49	€25k
Amounts payable within one year	42/48	€25k
Income statement
Gross operating margin	9900	€0
Operating result	9901	€-239
Financial income	75	€0
Financial charges	65	€45
Result before taxes	9903	€-284
Net result for the period	9904	€-284
Result to be appropriated	9905	€-284

Directors & mandates 2 directors

Current directors & mandates

DUWAER Ghislaine Aggy Gabrielle
Director
State Gazette act 24309395 (05-01-2024)

Current
22-12-2023 → present
VAN DOOREN Steven Louis Jeanne
Director
State Gazette act 24309395 (05-01-2024)

Current
22-12-2023 → present

Legal Structure

NACE primary	Design of textile patterns, clothing, jewellery, furniture and decorative items(74111)
Legal form	Private limited company(610)
Incorporation	06-04-2011
Status	Active
Postal code	2970

Establishment units 1 location

Plan 2 Invest

Maretak 41, 2970 SchildeRetail trade

since 20112.199.114.615

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11041A0237/00K000	Flanders	1,383 m²	1 · 205 m²	7.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 30-04-2027

2026

03-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-04

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

30-09

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

03-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

05-01

State Gazette act Director changes

Ellen VERHAERT

2023

13-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

27-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-04

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-04

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

30-04

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

31-05

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 31 days late

2016

25-05

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 25 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

05-01-2024 2 directors appointed Director changes·Ellen VERHAERT

DUWAER Ghislaine Aggy Gabrielle, Bestuurder
VAN DOOREN Steven Louis Jeanne, Bestuurder

Notary: Ellen VERHAERT · AntwerpenFirm: Ellen VERHAERT, Notarisvennootschap

Original publication ↗

Technical details

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  "act_meta": {
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  "co_filed_documents": [
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Design of textile patterns, clothing, jewellery, furniture and decorative items74111Other retail sale of new goods47789

Names & trade names

Legal nameNL

Plan 2 Invest

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