Checked.be
Active
BE 0644.922.712Private limited company (pre-2019)
plakkepolle
Willebeeklaan 50 ·2180 Antwerpen, Belgium· 10 yrs active
Sector: Day nurseries and crèches
(88911)
Conclusion
plakkepolle has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €21k. Equity is growing by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 703 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €47k |
| Net result | €21k |
| Staff (FTE) | 1.8 |
| Better than sector | 75% |
Financial profile
95
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
99
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score history
83
2021
100
2022
93
2023
100
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.69 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.69 (≥ 1.0)
+5
Leverage
Debt/equity 0.56 (< 1.0)
+10
Profitability
ROE 44% (≥ 10%)
+10
Interest coverage
Interest coverage 218.1× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 23-09-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~51.1%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 88, Social work activities without accommodation · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 64.1% | 38.6% | |
| Net result | €21k | €12k | |
| Equity | €47k | €71k | |
| Gross operating margin | €108k | €257k | |
| Staff costs | €74k | €287k |
€32k
+300.4%
21-24
€21k
+380.3%
21-24
€21k
+288.6%
21-24
€73k
+72.9%
21-24
€47k
+77.7%
21-24
€45k
+92.2%
21-24
2
-21.7%
21-24
€74k
+14.1%
21-24
€11k
+348.2%
21-24
€26k
+64.9%
21-24
€26k
+64.9%
21-24
2.69
+9.8%
21-24
2.69
+9.8%
21-24
64.1%
+2.8%
21-24
0.56
-7.2%
21-24
43.7%
+170.3%
21-24
28.0%
+177.8%
21-24
218.08
+287.6%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €32k | €8k | €18k | €7k |
| Net profit | €21k | €4k | €12k | €5k |
| Cash flow | €21k | €5k | €13k | €6k |
| Staff costs | €74k | €65k | €55k | €43k |
| Income taxes | €11k | €2k | €5k | €1k |
| Dividends | - | - | - | - |
| Total assets | €73k | €42k | €41k | €30k |
| Equity | €47k | €26k | €22k | €10k |
| Debt | €26k | €16k | €19k | €20k |
| of which ≤ 1y | €26k | €16k | €19k | €19k |
| of which > 1y | - | - | - | - |
| Working capital | €45k | €23k | €21k | €10k |
| Employees (FTE) | 1.8 | 2.3 | 3.6 | 3.0 |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 2.69 | 2.45 | 2.10 | 1.55 |
| Quick ratio | 2.69 | 2.45 | 2.10 | 1.55 |
| Working capital ratio | 60.8% | 54.7% | 49.5% | 34.0% |
| Solvency | 64.1% | 62.3% | 53.4% | 32.2% |
| Debt / equity | 0.56 | 0.60 | 0.87 | 2.10 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 218.08 | 56.26 | 150.98 | 96.17 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 28.0% | 10.1% | 29.2% | 16.7% |
| ROE | 43.7% | 16.2% | 54.7% | 51.8% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €73k | €42k | €41k | €30k |
| Fixed assets | 21/28 | €2k | €3k | €2k | €1k |
| Tangible fixed assets | 22/27 | €2k | €3k | €2k | €1k |
| Current assets | 29/58 | €71k | €39k | €39k | €29k |
| Amounts receivable within one year | 40/41 | €7k | €2k | €0 | €61 |
| Cash & bank | 54/58 | €36k | €13k | €16k | €28k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €73k | €42k | €41k | €30k |
| Equity | 10/15 | €47k | €26k | €22k | €10k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k |
| Reserves | 13 | €37k | €16k | €12k | - |
| Accumulated profits (losses) | 14 | €4k | €4k | €4k | €4k |
| Amounts payable | 17/49 | €26k | €16k | €19k | €20k |
| Amounts payable within one year | 42/48 | €26k | €16k | €19k | €19k |
| Trade debts payable within one year | 44 | €4k | €2k | €3k | €2k |
| Income statement | |||||
| Gross operating margin | 9900 | €108k | €78k | €80k | €56k |
| Operating result | 9901 | €32k | €7k | €17k | €7k |
| Financial income | 75 | €176 | €18 | €3 | €0 |
| Financial charges | 65 | €149 | €144 | €122 | €76 |
| Result before taxes | 9903 | €32k | €7k | €17k | €7k |
| Income taxes | 67/77 | €11k | €2k | €5k | €1k |
| Net result for the period | 9904 | €21k | €4k | €12k | €5k |
| Result to be appropriated | 9905 | €21k | €4k | €12k | €5k |
Legal Structure
| NACE primary | Day nurseries and crèches(88911) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 29-12-2015 |
| Status | Active |
| Postal code | 2180 |
Establishment units
plakkepolle
since 20162.248.726.353
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11363E0083/00S006 | Flanders | 184 m² | 1 · 72 m² | 9.0 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2021net €21k ▲380%
Operating result €32k, net result €21k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼64.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Day nurseries and crèches88911
Names & trade names
| Legal nameNL | plakkepolle |
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