Place Romain
ActivePlace Romain has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €48k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency38▼-29
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.25 against 1.32 in 2024; short-term debt: 42.6% and cash: 9.4% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
31.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 16424 sector peers (2025).
NBB · sector comparisonPosition among 16424 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
133 d early
2024
43 d late
2023
48 d late
2022
49 d late
2019
71 d late
2018
61 d late
2016
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 76.8%
2024 · €88k
2018: €24k
2019: €55k
2022: €101k
2023: €119k
2024: €88k
2018 → 2025
Total assets
€152k▼ 27.3%
2024 · €209k
2018: €248k
2019: €161k
2022: €181k
2023: €249k
2024: €209k
2018 → 2025
Net result
€48k▲ 64.8%
2024 · €29k
2018: €24k
2019: €30k
2022: €15k
2023: €18k
2024: €29k
2018 → 2025
Working capital
€-48k
2024 · €13k
2018: €-24k
2019: €-14k
2022: €57k
2023: €38k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192022202320242025Trend
Equity€55k-€101k▲ 84.4%€119k▲ 18.1%€88k▼ 26.0%€20k▼ 76.8%
Operating result€41k-€23k▼ 44.7%€27k▲ 16.4%€46k▲ 74.2%€69k▲ 48.6%
Net result€30k-€15k▼ 49.3%€18k▲ 18.4%€29k▲ 58.8%€48k▲ 64.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€136k▼ 12.9%
Current assets
€16k▼ 69.5%
Equity and liabilities €152k
Equity
€20k▼ 76.8%
Debt
€131k▲ 8.8%
The debt ratio rises from 57.8% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €70k
Cash flow
€73k▲
2024 · €53k
Solvency
13.5%▼
2024 · 42.2%
Current ratio
0.25▼
2024 · 1.32
Quick ratio
0.25▼
2024 · 1.32
Debt / equity
6.42▲
2024 · 1.37
ROE
234.0%▲
2024 · 32.9%
ROA
31.5%▲
2024 · 13.9%
Interest coverage
33.55▲
2024 · 21.53
Debt
€131k▲
2024 · €121k
Debt ≤ 1 year
€65k▲
2024 · €40k
Debt > 1 year
€59k▼
2024 · €73k
Income taxes
€18k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€152k▼
Fixed assets21/28€156k€136k▼
Tangible fixed assets22/27€156k€136k▼
Land and buildings22€88k€85k▼
Furniture and vehicles24€68k€51k▼
Current assets29/58€53k€16k▼
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Cash at bank and in hand54/58€49k€14k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€209k€152k▼
Equity10/15€88k€20k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€68k-
Amounts payable17/49€121k€131k▲
Amounts payable after more than one year17€73k€59k▼
Financial debts170/4€73k€59k▼
Amounts payable within one year42/48€40k€65k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€26k€48k▲
Taxes450/3€26k€48k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€7k€7k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k▲
Other operating charges640/8€10k€519▼
Gross operating margin9900€81k€95k▲
Operating profit (loss)9901€46k€69k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€43k€66k▲
Income taxes67/77€14k€18k▲
Profit (loss) for the period9904€29k€48k▲
Profit (loss) for the period to be appropriated9905€29k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€116k▼
Profit (loss) brought forward from the previous period14P€99k€68k▼
Profit to be distributed694/7€60k€116k▲
Return on contributions (dividend)694€60k€116k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €48k ▲64.8%
Operating result €69k, net result €48k, both a record.
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
31-12
Financial
Weakest financial yearnet €15k ▼49.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 3.33
Current ratio from 0.70 to 3.33; short-term debt falls from €47k to €25k.
31-12
Financial
Equity above €100kEq €101k ▲84.4%
3 profitable years in a row build equity to €101k.
2020
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 71 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2017
23-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 115 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edgard Wademant(Mou) 307812 AthGround area
1,009 m²
Building footprint
158 m²
Volume, LiDAR
881 m³
Parcel 51044A0453/00K000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51044A0453/00K000 | Wallonia | 1,009 m² | 1 · 158 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,137. 1,840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-12-2014
Fiscal year end31-12
Activities, NACEBEL
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.