PL SOFTCARE
ActiveSummary
The annual accounts of PL SOFTCARE for fiscal year 2024 show a net loss of 70% of total assets. The 2024 annual accounts show equity of €10k and a net result of €-7k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 95% of 20782 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth35▼-23
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 22.56 against 14.33 in 2023; short-term debt: 4.4% and cash: 39.9% of total assets), and 4.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.6%
Return on assets
-69.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
33 d early
2022
61 d early
2021
68 d early
2020
33 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€3k▼ 67.9%
2023 · €9k
2021: €7k
2022: €7k
2023: €9k
2021 → 2024
EBIT margin
-235.6%▼ 206.4pp
2023 · -29.2%
2021: 88.6%
2022: 62.9%
2023: -29.2%
2021 → 2024
Net result
€-7k▼ 138%
2023 · €-3k
2018: €329
2019: €-1k
2020: €6k
2021: €6k
2022: €3k
2023: €-3k
2018 → 2024
Working capital
€10k▼ 42.1%
2023 · €16k
2021: €16k
2022: €19k
2023: €16k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€7k€7k▼ 6.8%€9k▲ 31.8%€3k▼ 67.9%
Equity€11k-€16k▲ 52.6%€19k▲ 19.0%€16k▼ 15.0%€10k▼ 42.1%
Operating result€6k-€7k▲ 12.1%€4k▼ 33.9%€-3k€-7k▼ 159%
Net result€6k-€6k▼ 2.9%€3k▼ 44.8%€-3k€-7k▼ 138%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €3k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €10k
Equity
€10k ▼ 42.1%
Debt
€441 ▼ 64.2%
Debt's share of the balance-sheet total falls from 7.0% to 4.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
22.56▲
2023 · 14.33
Quick ratio
11.28▲
2023 · 9.10
Debt to equity
0.05▼
2023 · 0.08
ROE
-72.8%▼
2023 · -17.7%
ROA
-69.6%▼
2023 · -16.4%
Debt ≤ 1 year
€441▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€18k€10k▼
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0-
Furniture and vehicles24€0€0=
Current assets29/58€18k€10k▼
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€10k€1k▼
Trade receivables40€10k€0▼
Other amounts receivable41€165€1k▲
Cash at bank and in hand54/58€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€18k€10k▼
Equity10/15€16k€10k▼
Contributions10/11€6k€6k=
Reserves13€800€800=
Distributable reserves133€800€800=
Profit (loss) carried forward14€9k€3k▼
Amounts payable17/49€1k€441▼
Amounts payable within one year42/48€1k€441▼
Trade debts44€110€441▲
Suppliers440/4€110€441▲
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Income statement
Code20232024
Turnover70€9k€3k▼
Goods, raw materials, services and sundry goods60/61€11k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Other operating charges640/8€384€483▲
Gross operating margin9900€-2k€-6k▼
Operating profit (loss)9901€-3k€-7k▼
Financial charges65/66B€265€96▼
Recurring financial charges65€265€96▼
Profit (loss) for the period before taxes9903€-3k€-7k▼
Profit (loss) for the period9904€-3k€-7k▼
Profit (loss) for the period to be appropriated9905€-3k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€3k▼
Profit (loss) brought forward from the previous period14P€12k€9k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bas Pierremont 44530 Villers-le-BouilletGround area
207 m²
Building footprint
105 m²
Volume, LiDAR
659 m³
Parcel 61021B0407/00N000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PL SOFTCARE
since 20152.247.993.410
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61021B0407/00N000 | Wallonia | 207 m² | 1 · 105 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0768.426.773
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BE 0770.986.781
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 4,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.