PJM Tuinen
ActivePJM Tuinen is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €33k and a net result of €32k. Its solvency ranks better than 64% of 4444 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency79
Growth-
Track record50
Credit verdict
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.91; short-term debt: 44.8% and cash: 6.2% of total assets), and 46.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€33k
Total assets
€61k
Net result
€32k
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €61k
Fixed assets
€36k
Current assets
€25k
Equity and liabilities €61k
Equity
€33k
Debt
€28k
Debt finances 46.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€46k
Cash flow
€36k
Solvency
53.6%
Current ratio
0.91
Quick ratio
0.83
Debt / equity
0.86
ROE
96.9%
ROA
52.0%
Interest coverage
8928.02
Debt
€28k
Debt ≤ 1 year
€27k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€61k
Fixed assets21/28€36k
Tangible fixed assets22/27€36k
Plant, machinery and equipment23€6k
Furniture and vehicles24€30k
Current assets29/58€25k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€18k
Trade receivables40€18k
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€667
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€33k
Contributions10/11€1k
Reserves13€32k
Distributable reserves133€32k
Amounts payable17/49€28k
Amounts payable within one year42/48€27k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€14k
Accrued charges and deferred income492/3€974
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€620
Gross operating margin9900€47k
Operating profit (loss)9901€42k
Financial charges65/66B€5
Recurring financial charges65€5
Profit (loss) for the period before taxes9903€42k
Income taxes67/77€11k
Profit (loss) for the period9904€32k
Profit (loss) for the period to be appropriated9905€32k
Appropriation of the result
Profit (loss) to be appropriated9906€32k
Transfer to equity691/2€32k
To other reserves6921€32k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat 128810 LichterveldeGround area
3,148 m²
Building footprint
686 m²
Volume, LiDAR
2,372 m³
Parcel 36011D0575/00F000, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PJM Tuinen
since 20252.384.648.988
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011D0575/00F000 | Flanders | 3,148 m² | 1 · 686 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 3,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2025
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.