PIZZA FRESCA

Active

Private limited companyfounded 200817 yrs activeBosstraat 292, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0807.746.318

Summary

The computed 12-month bankruptcy probability of PIZZA FRESCA is 3.4% (moderate). The 2024 annual accounts show equity of €80k and a net result of €65k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 18941 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

81 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+40

Solvency96▲+45

Growth78▲+46

Track record100

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity ample (current ratio 3.23 against 1.07 in 2023; short-term debt: 29.2% and cash: 83.8% of total assets), and 29.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year €80k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

70 d late

2023

30 d late

2022

3 d late

2021

13 d late

2020

11 d late

2019

15 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€80k▲ 420%

2023 · €15k

2018: €30k 2019: €15k 2020: €68k 2021: €43k 2022: €19k 2023: €15k

2018 → 2024

Total assets

€113k▲ 92.1%

2023 · €59k

2018: €155k 2019: €174k 2020: €106k 2021: €87k 2022: €165k 2023: €59k

2018 → 2024

Net result

€65k

2023 · €-4k

2018: €11k 2019: €-15k 2020: €53k 2021: €-26k 2022: €-23k 2023: €-4k

2018 → 2024

Working capital

€74k▲ 2,471%

2023 · €3k

2018: €4k 2019: €53k 2020: €19k 2021: €19k 2022: €117k 2023: €3k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€68k-€43k▼ 37.6%€19k▼ 54.6%€15k▼ 20.3%€80k▲ 420%

Operating result€69k-€-25k€-23k▲ 10.9%€-4k▲ 84.2%€74k

Net result€53k-€-26k€-23k▲ 9.5%€-4k▲ 83.1%€65k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €74k after a loss of €4k in 2023, the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €113k

94.5%

Fixed assets €6k ▼ 50.6%

Current assets €107k ▲ 131%

Equity and liabilities €113k

70.8%

29.2%

Equity €80k ▲ 420%

Debt €33k ▼ 24.0%

Debt's share of the balance-sheet total falls from 73.9% to 29.2%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€82k▲

2023 · €7k

Cash flow

€72k▲

2023 · €7k

Current ratio

3.23▲

2023 · 1.07

Quick ratio

3.23▲

2023 · 0.87

Debt to equity

0.41▼

2023 · 2.83

ROE

80.8%▲

2023 · -25.5%

ROA

57.2%▲

2023 · -6.7%

Interest coverage

335.31▲

2023 · 29.24

Debt ≤ 1 year

€33k▼

2023 · €44k

Income taxes

€9k▲

2023 · €132

Staff costs

€85k▲

2023 · €54k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines

Balance sheet Code20232024

Assets

Total assets20/58€59k€113k▲

Fixed assets21/28€13k€6k▼

Tangible fixed assets22/27€12k€6k▼

Plant, machinery and equipment23€3k€3k▼

Furniture and vehicles24€611-

Other tangible fixed assets26€9k€4k▼

Financial fixed assets28€60€60=

Current assets29/58€47k€107k▲

Stocks and contracts in progress3€8k€20▼

Stocks30/36€8k€20▼

Amounts receivable within one year40/41€19k€11k▼

Trade receivables40€13k€485▼

Other amounts receivable41€6k€11k▲

Cash at bank and in hand54/58€18k€95k▲

Deferred charges and accrued income490/1€1k€966▼

Equity and liabilities

Total equity and liabilities10/49€59k€113k▲

Equity10/15€15k€80k▲

Contributions10/11€9k€9k=

Capital10€9k-

Issued capital100€19k-

Uncalled capital101€10k-

Reserves13€34k€34k=

Non-distributable reserves130/1€965€965=

Legal reserve130€965-

Reserves not available under the articles1311-€965

Tax-exempt reserves132€33k€33k=

Profit (loss) carried forward14€-27k€38k▲

Amounts payable17/49€44k€33k▼

Amounts payable within one year42/48€44k€33k▼

Trade debts44€28k€50▼

Suppliers440/4€28k€50▼

Taxes, remuneration and social security45€16k€23k▲

Taxes450/3€132€10k▲

Remuneration and social security454/9€16k€14k▼

Other amounts payable47/48-€10k

Income statement Code20232024

Remuneration, social security and pensions62€54k€85k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼

Other operating charges640/8€956€508▼

Non-recurring operating charges66A€1k-

Gross operating margin9900€63k€167k▲

Operating profit (loss)9901€-4k€74k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€238€243▲

Recurring financial charges65€238€243▲

Profit (loss) for the period before taxes9903€-4k€74k▲

Income taxes67/77€132€9k▲

Profit (loss) for the period9904€-4k€65k▲

Profit (loss) for the period to be appropriated9905€-4k€65k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-27k€38k▲

Profit (loss) brought forward from the previous period14P€-23k€-27k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

2025

09-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 70 days late

2024

31-12

Financial Back to profitnet €65k

Net result €65k after 3 loss-making years.

31-12

Financial Liquidity triplescurrent ratio 3.23

Current ratio from 1.07 to 3.23; short-term debt falls from €44k to €33k.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

03-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 3 days late

2022

31-12

Financial Liquidity triplescurrent ratio 5.75

Current ratio from 1.71 to 5.75; short-term debt falls from €28k to €25k.

13-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 13 days late

2021

31-12

Financial Weakest financial yearnet €-26k ▼148%

Net result drops to €-26k, the lowest in the series; recovery starts the following year.

11-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 11 days late

2020

31-12

Financial Back to profitnet €53k

Net result €53k after one loss-making year.

15-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 15 days late

2019

23-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 23 days late

Show earlier events

2018

21-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 21 days late

2017

09-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 9 days late

2016

17-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

23 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Pieters-Woluwe · 2 establishment units since 2008

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bosstraat 2921150 Sint-Pieters-Woluwe

Ground area

223 m²

Building footprint

193 m²

Volume, LiDAR

2,150 m³

2 parcels, Brussels · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

Pizza Fresca

Bosstraat 292, 1150 Sint-Pieters-WoluweFull-service restaurants

since 20082.174.451.770

PIZZA FRESCA

Loixplein 2, 1060 Sint-Gillis (bij-Brussel)Food and beverage service activities

since 20172.266.456.963

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21683D0331/00B005	Brussels	183 m²	1 · 154 m²	14.6 m · 4 fl.
21013B0036/00T020	Brussels	40 m²	1 · 40 m²	17.1 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Gillis2.266.456.963

1 permission

Toelating · Eetgelegenheid · since 01-09-2017

Similar companies · same sector, comparable size

C&DV

BE 0632.693.980

Brasschaat · Eq €80,225

Sint-Gillis (bij-Brussel) · Eq €80,293

Scherpenheuvel-Zichem · Eq €80,341

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,038 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-11-2008

Fiscal year end31-12

Activities, NACEBEL 2025

56112Limited-service restaurants, excluding mobile food services

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

Phone:0478/329637

Establishment Sint-Pieters-Woluwe 2.174.451.770