Summary
PIU PLUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.23M and a net result of €324k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 8023 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
6 d early
2023
50 d early
2022
77 d early
2021
76 d early
2020
72 d early
2019
77 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.23M▲ 35.8%
2024 · €904k
2018: €246k
2019: €342k
2020: €464k
2021: €512k
2022: €613k
2023: €755k
2024: €904k
2018 → 2025
Net result
€324k▲ 117%
2024 · €150k
2018: €36k
2019: €96k
2020: €121k
2021: €119k
2022: €129k
2023: €141k
2024: €150k
2018 → 2025
Total assets
€1.27M▲ 26.3%
2024 · €1.01M
2018: €295k
2019: €501k
2020: €630k
2021: €748k
2022: €793k
2023: €935k
2024: €1.01M
2018 → 2025
Solvency
96.5%▲ 6.8pp
2024 · 89.7%
2018: 83.5%
2019: 68.4%
2020: 73.6%
2021: 68.5%
2022: 77.3%
2023: 80.8%
2024: 89.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€512k-€613k▲ 19.8%€755k▲ 23.0%€904k▲ 19.8%€1.23M▲ 35.8%
Operating result€170k-€172k▲ 1.3%€204k▲ 18.6%€210k▲ 3.1%€116k▼ 44.6%
Net result€119k-€129k▲ 8.9%€141k▲ 9.2%€150k▲ 5.8%€324k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€69k ▼ 24.4%
Current assets
€1.20M ▲ 31.3%
Equity and liabilities €1.27M
Equity
€1.23M ▲ 35.8%
Debt
€45k ▼ 56.7%
Debt's share of the balance-sheet total falls from 10.3% to 3.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
26.4%▲
2024 · 16.5%
ROA
25.4%▲
2024 · 14.8%
Debt ≤ 1 year
€45k▼
2024 · €104k
Income taxes
€61k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.27M▲
Formation expenses20€0€0=
Fixed assets21/28€91k€69k▼
Tangible fixed assets22/27€91k€69k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€66k€51k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€917k€1.20M▲
Amounts receivable after more than one year29€100k-
Other amounts receivable291€100k-
Amounts receivable within one year40/41€38k€117k▲
Trade receivables40€35k€570▼
Other amounts receivable41€2k€116k▲
Current investments50/53€660k€103k▼
Cash at bank and in hand54/58€117k€982k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.27M▲
Equity10/15€904k€1.23M▲
Contributions10/11€12k€12k=
Reserves13€892k€1.22M▲
Distributable reserves133€892k€1.22M▲
Amounts payable17/49€104k€45k▼
Amounts payable within one year42/48€104k€45k▼
Trade debts44€7k€290▼
Suppliers440/4€7k€290▼
Taxes, remuneration and social security45€97k€45k▼
Taxes450/3€97k€45k▼
Accrued charges and deferred income492/3€176-
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€22k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€225k€140k▼
Operating profit (loss)9901€210k€116k▼
Financial income75/76B€9k€269k▲
Recurring financial income75€9k€269k▲
Financial charges65/66B€1k€185▼
Recurring financial charges65€1k€185▼
Profit (loss) for the period before taxes9903€218k€385k▲
Income taxes67/77€68k€61k▼
Profit (loss) for the period9904€150k€324k▲
Profit (loss) for the period to be appropriated9905€150k€324k▲
Appropriation of the result
Profit (loss) to be appropriated9906€150k€324k▲
Transfer to equity691/2€150k€324k▲
To other reserves6921€150k€324k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €324k ▲117%
Net result €324k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 26.70
Current ratio from 8.82 to 26.70; short-term debt falls from €104k to €45k.
31-12
Financial
Equity above €1MEq €1.23M ▲35.8%
8 profitable years in a row build equity to €1.23M.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €512k ▲10.5%
4 profitable years in a row build equity to €512k.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 133090 OverijseGround area
94 m²
Building footprint
96 m²
Volume, LiDAR
696 m³
Parcel 23544D0234/00B002, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Più Plus
since 20052.144.720.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0234/00B002 | Flanders | 94 m² | 1 · 96 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NALA INVEST
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.