PITopia
ActiveSummary
PITopia has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €390k and a net result of €78k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+7
Solvency95=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.55 in 2024; short-term debt: 30.5% and cash: 9.9% of total assets), and 30.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
13.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
92 d early
2023
33 d early
2022
94 d early
2021
31 d early
2020
99 d early
2019
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€390k▲ 25.0%
2024 · €312k
2018: €101klowest in 8 years
2019: €127k▲ +26.6% vs 2018
2020: €114k▼ -10.1% vs 2019
2021: €145k▲ +26.8% vs 2020
2022: €241k▲ +66.0% vs 2021
2023: €294k▲ +22.2% vs 2022
2024: €312k▲ +5.9% vs 2023
2025: €390k▲ +25.0% vs 2024highest in 8 years
2018 → 2025
Total assets
€561k▲ 26.3%
2024 · €444k
2018: €115klowest in 8 years
2019: €164k▲ +43.5% vs 2018
2020: €183k▲ +11.6% vs 2019
2021: €278k▲ +51.4% vs 2020
2022: €371k▲ +33.6% vs 2021
2023: €412k▲ +10.9% vs 2022
2024: €444k▲ +7.9% vs 2023
2025: €561k▲ +26.3% vs 2024highest in 8 years
2018 → 2025
Net result
€78k▲ 111%
2024 · €37k
2018: €20k
2019: €28k▲ +35.9% vs 2018
2020: €-13k▼ -147% vs 2019lowest in 8 years
2021: €62k▲ +580% vs 2020
2022: €109k▲ +75.9% vs 2021highest in 8 years
2023: €85k▼ -21.5% vs 2022
2024: €37k▼ -56.7% vs 2023
2025: €78k▲ +111% vs 2024
2018 → 2025
Working capital
€291k▲ 42.5%
2024 · €204k
2018: €85klowest in 8 years
2019: €112k▲ +32.0% vs 2018
2020: €101k▼ -10.0% vs 2019
2021: €122k▲ +20.7% vs 2020
2022: €222k▲ +82.2% vs 2021
2023: €227k▲ +2.2% vs 2022
2024: €204k▼ -10.1% vs 2023
2025: €291k▲ +42.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€241k▲ 66.0%€294k▲ 22.2%€312k▲ 5.9%€390k▲ 25.0%
2021: €145klowest in 5 years
2022: €241k▲ +66.0% vs 2021
2023: €294k▲ +22.2% vs 2022
2024: €312k▲ +5.9% vs 2023
2025: €390k▲ +25.0% vs 2024highest in 5 years
Operating result€85k-€170k▲ 100.0%€124k▼ 27.1%€61k▼ 50.9%€120k▲ 96.9%
2021: €85k
2022: €170k▲ +100.0% vs 2021highest in 5 years
2023: €124k▼ -27.1% vs 2022
2024: €61k▼ -50.9% vs 2023lowest in 5 years
2025: €120k▲ +96.9% vs 2024
Net result€62k-€109k▲ 75.9%€85k▼ 21.5%€37k▼ 56.7%€78k▲ 111%
2021: €62k
2022: €109k▲ +75.9% vs 2021highest in 5 years
2023: €85k▼ -21.5% vs 2022
2024: €37k▼ -56.7% vs 2023lowest in 5 years
2025: €78k▲ +111% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 97% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €561k
Fixed assets
€99k ▼ 8.1%
Current assets
€462k ▲ 37.3%
Equity and liabilities €561k
Equity
€390k ▲ 25.0%
Debt
€171k ▲ 29.3%
Debt's share of the balance-sheet total rises from 29.8% to 30.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€134k▲
2024 · €70k
Cash flow
€92k▲
2024 · €46k
Current ratio
2.70▲
2024 · 2.55
Quick ratio
2.70▲
2024 · 2.54
Debt to equity
0.44▲
2024 · 0.42
ROE
20.0%▲
2024 · 11.8%
ROA
13.9%▲
2024 · 8.3%
Interest coverage
15.05▲
2024 · 8.34
Debt ≤ 1 year
€171k▲
2024 · €132k
Income taxes
€36k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€444k€561k▲
Fixed assets21/28€108k€99k▼
Intangible fixed assets21€167€0▼
Tangible fixed assets22/27€107k€99k▼
Land and buildings22€39k€38k▼
Furniture and vehicles24€56k€49k▼
Other tangible fixed assets26€12k€12k=
Current assets29/58€336k€462k▲
Stocks and contracts in progress3€436€422▼
Stocks30/36€436€422▼
Amounts receivable within one year40/41€14k€20k▲
Trade receivables40€7k€16k▲
Other amounts receivable41€7k€3k▼
Current investments50/53€283k€385k▲
Cash at bank and in hand54/58€36k€55k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€444k€561k▲
Equity10/15€312k€390k▲
Contributions10/11€3k€3k=
Reserves13€309k€387k▲
Distributable reserves133€309k€387k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€132k€171k▲
Amounts payable within one year42/48€132k€171k▲
Trade debts44€413€961▲
Suppliers440/4€413€961▲
Taxes, remuneration and social security45€12k€29k▲
Taxes450/3€12k€29k▲
Other amounts payable47/48€120k€141k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€651€665▲
Gross operating margin9900€70k€135k▲
Operating profit (loss)9901€61k€120k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€54k€114k▲
Income taxes67/77€17k€36k▲
Profit (loss) for the period9904€37k€78k▲
Profit (loss) for the period to be appropriated9905€37k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€78k▲
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€37k€78k▲
To other reserves6921€37k€78k▲
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €6k | €6k | €9k | €14k | ▲ 57.6% |
| Other operating charges640/8 | €1k | €1k | €1k | €651 | €665 | ▲ 2.0% |
| Gross operating margin9900 | €90k | €177k | €131k | €70k | €135k | ▲ 91.1% |
| Operating profit (loss)9901 | €85k | €170k | €124k | €61k | €120k | ▲ 96.9% |
| Financial income75/76B | €1k | €2k | €1k | €1k | €3k | ▲ 73.8% |
| Recurring financial income75 | €1k | €2k | €1k | €1k | €3k | ▲ 73.8% |
| Financial charges65/66B | €3k | €8k | €561 | €8k | €9k | ▲ 6.4% |
| Recurring financial charges65 | €3k | €8k | €561 | €8k | €9k | ▲ 6.4% |
| Profit (loss) for the period before taxes9903 | €83k | €163k | €125k | €54k | €114k | ▲ 110% |
| Income taxes67/77 | €21k | €54k | €39k | €17k | €36k | ▲ 108% |
| Profit (loss) for the period9904 | €62k | €109k | €85k | €37k | €78k | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | €62k | €109k | €85k | €37k | €78k | ▲ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €278k | €371k | €412k | €444k | €561k | ▲ 26.3% |
| Fixed assets21/28 | €23k | €19k | €67k | €108k | €99k | ▼ 8.1% |
| Intangible fixed assets21 | €2k | €1k | €517 | €167 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €21k | €17k | €67k | €107k | €99k | ▼ 8.0% |
| Land and buildings22 | - | - | €41k | €39k | €38k | ▼ 3.6% |
| Furniture and vehicles24 | €12k | €7k | €14k | €56k | €49k | ▼ 12.7% |
| Other tangible fixed assets26 | €9k | €10k | €12k | €12k | €12k | = |
| Current assets29/58 | €255k | €353k | €344k | €336k | €462k | ▲ 37.3% |
| Stocks and contracts in progress3 | €899 | €656 | €505 | €436 | €422 | ▼ 3.2% |
| Stocks30/36 | €899 | €656 | €505 | €436 | €422 | ▼ 3.2% |
| Amounts receivable within one year40/41 | €44k | €23k | €42k | €14k | €20k | ▲ 37.7% |
| Trade receivables40 | €44k | €22k | €34k | €7k | €16k | ▲ 123% |
| Other amounts receivable41 | €5 | €760 | €7k | €7k | €3k | ▼ 53.3% |
| Current investments50/53 | €97k | €167k | €283k | €283k | €385k | ▲ 35.9% |
| Cash at bank and in hand54/58 | €112k | €160k | €18k | €36k | €55k | ▲ 54.5% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €2k | €1k | ▼ 53.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €278k | €371k | €412k | €444k | €561k | ▲ 26.3% |
| Equity10/15 | €145k | €241k | €294k | €312k | €390k | ▲ 25.0% |
| Contributions10/11 | €19k | €19k | €3k | €3k | €3k | = |
| Reserves13 | €127k | €222k | €291k | €309k | €387k | ▲ 25.3% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €125k | €220k | €291k | €309k | €387k | ▲ 25.3% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €133k | €130k | €117k | €132k | €171k | ▲ 29.3% |
| Amounts payable within one year42/48 | €133k | €130k | €117k | €132k | €171k | ▲ 29.3% |
| Trade debts44 | €11k | €482 | €5k | €413 | €961 | ▲ 132% |
| Suppliers440/4 | €11k | €482 | €5k | €413 | €961 | ▲ 132% |
| Taxes, remuneration and social security45 | €36k | €43k | €10k | €12k | €29k | ▲ 143% |
| Taxes450/3 | €36k | €43k | €10k | €12k | €29k | ▲ 143% |
| Other amounts payable47/48 | €86k | €87k | €102k | €120k | €141k | ▲ 17.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €109k | €85k | €37k | €78k | ▲ 111% |
| + Depreciation and write-downs630 | €4k | €6k | €6k | €9k | €14k | ▲ 57.6% |
| Operating cash flow (approximation) | €66k | €115k | €91k | €46k | €92k | ▲ 101% |
| Investment in fixed assets (approximation) | - | €-1k | €-54k | €-49k | €-5k | ▲ 89.4% |
| Change in cash | - | €49k | €-142k | €18k | €20k | ▲ 11.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €109k ▲75.9%
Operating result €170k, net result €109k, both a record.
31-12
Financial
Equity above €200kEq €241k ▲66%
2 profitable years in a row build equity to €241k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2013
Ground area
1,360 m²
Building footprint
221 m²
Volume, LiDAR
1,629 m³
Parcel 31027D0070/00E000, Flanders · tallest building 19.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PITopia
since 20132.218.860.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0070/00E000 | Flanders | 1,360 m² | 1 · 221 m² | 19.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 75 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 4,512 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
78100Employment placement agencies
Scores and ratios are computed by Checked and are not a credit decision.