PIGS INFORMATIQUE
ActiveThe computed 12-month bankruptcy probability of PIGS INFORMATIQUE is 2.4% (moderate). The 2025 annual accounts show equity of €19k and a net result of €8k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 18039 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+23
Solvency39▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.86 against 0.89 in 2024; short-term debt: 86.1% and cash: 0.5% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
36 d late
2023
90 d late
2022
31 d late
2021
127 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 70.5%
2024 · €11k
2020: €11k
2021: €15k
2022: €25k
2023: €10k
2024: €11k
2020 → 2025
Total assets
€135k▲ 43.4%
2024 · €94k
2020: €137k
2021: €121k
2022: €123k
2023: €108k
2024: €94k
2020 → 2025
Net result
€8k▲ 648%
2024 · €1k
2020: €981
2021: €4k
2022: €10k
2023: €2k
2024: €1k
2020 → 2025
Working capital
€-16k▼ 78.5%
2024 · €-9k
2020: €17k
2021: €5k
2022: €9k
2023: €-10k
2024: €-9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€25k▲ 63.8%€10k▼ 59.5%€11k▲ 10.4%€19k▲ 70.5%
Operating result€4k-€17k▲ 299%€6k▼ 63.5%€3k▼ 50.7%€18k▲ 487%
Net result€4k-€10k▲ 135%€2k▼ 76.0%€1k▼ 54.8%€8k▲ 648%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 487% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€35k▲ 74.1%
Current assets
€101k▲ 35.1%
Equity and liabilities €135k
Equity
€19k▲ 70.5%
Debt
€116k▲ 39.8%
The debt ratio falls from 88.3% to 86.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €8k
Cash flow
€17k▲
2024 · €6k
Solvency
13.9%▲
2024 · 11.7%
Current ratio
0.86▼
2024 · 0.89
Quick ratio
0.79▲
2024 · 0.55
Debt / equity
6.18▼
2024 · 7.54
ROE
41.3%▲
2024 · 9.4%
ROA
5.8%▲
2024 · 1.1%
Interest coverage
15.81▲
2024 · 3.94
Debt
€116k▲
2024 · €83k
Debt ≤ 1 year
€116k▲
2024 · €83k
Debt > 1 year
€0=
2024 · €0
Income taxes
€9k
Staff costs
€65k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€135k▲
Fixed assets21/28€20k€35k▲
Intangible fixed assets21€16k€13k▼
Tangible fixed assets22/27€4k€22k▲
Furniture and vehicles24€4k€22k▲
Current assets29/58€74k€101k▲
Stocks and contracts in progress3€29k€8k▼
Stocks30/36€29k€8k▼
Amounts receivable within one year40/41€45k€92k▲
Trade receivables40€28k€75k▲
Other amounts receivable41€17k€17k▼
Cash at bank and in hand54/58€364€612▲
Equity and liabilities
Total equity and liabilities10/49€94k€135k▲
Equity10/15€11k€19k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€1k€9k▲
Amounts payable17/49€83k€116k▲
Amounts payable after more than one year17€0€0=
Financial debts170/4€0€0=
Amounts payable within one year42/48€83k€116k▲
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€35k€50k▲
Suppliers440/4€35k€50k▲
Advances received on contracts in progress46-€21k
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€2k€12k▲
Remuneration and social security454/9€13k€8k▼
Other amounts payable47/48€28k€25k▼
Income statement
Code20242025
Remuneration, social security and pensions62€80k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€1k€7k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€91k€99k▲
Operating profit (loss)9901€3k€18k▲
Financial income75/76B€7€8▲
Recurring financial income75€7€8▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€1k€17k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€1k€8k▲
Profit (loss) for the period to be appropriated9905€1k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€9k▲
Profit (loss) brought forward from the previous period14P-€1k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €10k ▲135%
Net result €10k, the highest in the series.
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 2 establishment units since 2020
Ground area
2,136 m²
Building footprint
210 m²
Volume, LiDAR
817 m³
2 parcels, Wallonia · tallest building 22.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PIGS INFORMATIQUE
since 20202.300.674.704
PIGS INFORMATIQUE
since 20252.376.025.688
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058B0570/00M002 | Wallonia | 1,850 m² | 1 · 133 m² | 22.1 m · 2 fl. |
| 93076D0034/00W002indicative | Wallonia | 286 m² | 1 · 77 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIGITAL DATA MINDS
BE 0712.595.058
Dilbeek · Eq €19k
INFOCOM
BE 0725.506.847
Floreffe · Eq €19k
SWEET TECHNOLOGIES
BE 0823.715.783
Beringen · Eq €19k
COMPUTERSTORE COM 1
BE 0478.230.685
Ninove · Eq €19k
VM COMPUTERS
BE 0463.752.248
Tienen · Eq €19k
Of 3,225 companies in sector 47400 we hold annual accounts for 1,806. 1,166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2020
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
47420Retail trade
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.pigs-informatique.be
E-mail:info@pigs-informatique.be