Pieter De Laet
ActiveSummary
Pieter De Laet has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €98k. Equity is growing by ~5.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 10.45 against 7.69 in 2024; short-term debt: 9.2% and cash: 33.2% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
19.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
48 d early
2023
42 d early
2022
38 d early
2021
45 d early
2020
40 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€455k▲ 15.6%
2024 · €393k
2018: €308k
2019: €316k
2020: €314k
2021: €295k
2022: €324k
2023: €354k
2024: €393k
2018 → 2025
Total assets
€504k▲ 11.8%
2024 · €451k
2018: €318k
2019: €363k
2020: €365k
2021: €382k
2022: €374k
2023: €411k
2024: €451k
2018 → 2025
Net result
€98k▲ 16.7%
2024 · €84k
2018: €46k
2019: €46k
2020: €41k
2021: €59k
2022: €68k
2023: €74k
2024: €84k
2018 → 2025
Working capital
€438k▲ 19.3%
2024 · €368k
2018: €294k
2019: €308k
2020: €314k
2021: €297k
2022: €276k
2023: €316k
2024: €368k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€295k-€324k▲ 9.8%€354k▲ 9.1%€393k▲ 11.2%€455k▲ 15.6%
Operating result€78k-€89k▲ 14.2%€100k▲ 12.2%€108k▲ 7.7%€128k▲ 18.7%
Net result€59k-€68k▲ 15.5%€74k▲ 8.7%€84k▲ 13.1%€98k▲ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €504k
Fixed assets
€19k ▼ 32.7%
Current assets
€485k ▲ 14.8%
Equity and liabilities €504k
Equity
€455k ▲ 15.6%
Debt
€49k ▼ 14.6%
Debt's share of the balance-sheet total falls from 12.8% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141k▲
2024 · €120k
Cash flow
€111k▲
2024 · €96k
Current ratio
10.45▲
2024 · 7.69
Debt to equity
0.11▼
2024 · 0.15
ROE
21.5%▲
2024 · 21.3%
ROA
19.4%▲
2024 · 18.6%
Interest coverage
1122.17▲
2024 · 1100.46
Debt ≤ 1 year
€46k▼
2024 · €55k
Income taxes
€39k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€451k€504k▲
Fixed assets21/28€29k€19k▼
Tangible fixed assets22/27€29k€19k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€27k€16k▼
Current assets29/58€422k€485k▲
Current investments50/53€310k€317k▲
Cash at bank and in hand54/58€112k€167k▲
Equity and liabilities
Total equity and liabilities10/49€451k€504k▲
Equity10/15€393k€455k▲
Contributions10/11€6k€6k=
Reserves13€319k€380k▲
Distributable reserves133€319k€380k▲
Profit (loss) carried forward14€68k€68k=
Amounts payable17/49€58k€49k▼
Amounts payable within one year42/48€55k€46k▼
Trade debts44-€100
Suppliers440/4-€100
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€13k€12k▼
Other amounts payable47/48€42k€35k▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€763€256▼
Gross operating margin9900€121k€141k▲
Operating profit (loss)9901€108k€128k▲
Financial income75/76B€11k€9k▼
Recurring financial income75€11k€9k▼
Financial charges65/66B€109€125▲
Recurring financial charges65€109€125▲
Profit (loss) for the period before taxes9903€119k€137k▲
Income taxes67/77€35k€39k▲
Profit (loss) for the period9904€84k€98k▲
Profit (loss) for the period to be appropriated9905€84k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€166k▲
Profit (loss) brought forward from the previous period14P€68k€68k=
Transfer from equity791/2€44k€36k▼
Transfer to equity691/2€84k€98k▲
To other reserves6921€84k€98k▲
Profit to be distributed694/7€44k€36k▼
Return on contributions (dividend)694€44k€36k▼
Directors or managers695-€250
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €98k ▲16.7%
Operating result €128k, net result €98k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €41k ▼10.7%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Steenssensstraat(BEV) 68A9120 Beveren-Kruibeke-ZwijndrechtGround area
480 m²
Building footprint
224 m²
Volume, LiDAR
1,340 m³
Parcel 46503C0551/00M000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pieter De Laet
since 20062.154.896.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C0551/00M000 | Flanders | 480 m² | 1 · 224 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755004OXA4X4RGVNR32
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2006
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:delaet.hoste@telenet.be
Phone:0479/759705