PIERRE VANHOEF
ActivePIERRE VANHOEF has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €491k and a net result of €29k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 20.68 against 16.18 in 2024; short-term debt: 3.2% and cash: 20.6% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
5.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €491k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
44 d early
2022
6 d early
2021
22 d late
2020
19 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€491k▲ 3.4%
2024 · €475k
2018: €444k
2019: €451k
2020: €456k
2021: €456k
2022: €418k
2023: €420k
2024: €475k
2018 → 2025
Total assets
€507k▲ 2.5%
2024 · €495k
2018: €541k
2019: €533k
2020: €528k
2021: €470k
2022: €455k
2023: €440k
2024: €495k
2018 → 2025
Net result
€29k▼ 48.6%
2024 · €56k
2018: €2k
2019: €10k
2020: €5k
2021: €1k
2022: €9k
2023: €11k
2024: €56k
2018 → 2025
Working capital
€321k▲ 5.4%
2024 · €305k
2018: €134k
2019: €144k
2020: €154k
2021: €124k
2022: €88k
2023: €102k
2024: €305k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€456k-€418k▼ 8.4%€420k▲ 0.7%€475k▲ 13.0%€491k▲ 3.4%
Operating result€8k-€21k▲ 171%€17k▼ 18.7%€31k▲ 81.5%€35k▲ 11.2%
Net result€1k-€9k▲ 622%€11k▲ 19.9%€56k▲ 394%€29k▼ 48.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€170k▼ 0.2%
Current assets
€337k▲ 3.9%
Equity and liabilities €507k
Equity
€491k▲ 3.4%
Debt
€16k▼ 18.7%
The debt ratio falls from 4.1% to 3.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €32k
Cash flow
€29k▼
2024 · €57k
Solvency
96.8%▲
2024 · 95.9%
Current ratio
20.68▲
2024 · 16.18
Quick ratio
20.68▲
2024 · 16.18
Debt / equity
0.03▼
2024 · 0.04
ROE
5.9%▼
2024 · 11.8%
ROA
5.7%▼
2024 · 11.4%
Interest coverage
80.68▼
2024 · 91.18
Debt
€16k▼
2024 · €20k
Debt ≤ 1 year
€16k▼
2024 · €20k
Income taxes
€10k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€495k€507k▲
Fixed assets21/28€170k€170k▼
Tangible fixed assets22/27€170k€170k▼
Land and buildings22€170k€170k=
Furniture and vehicles24€343-
Current assets29/58€325k€337k▲
Amounts receivable after more than one year29€216k€216k=
Other amounts receivable291€216k€216k=
Amounts receivable within one year40/41€6k€17k▲
Trade receivables40€2k€12k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€101k€105k▲
Deferred charges and accrued income490/1€2k€204▼
Equity and liabilities
Total equity and liabilities10/49€495k€507k▲
Equity10/15€475k€491k▲
Contributions10/11€155k€155k=
Revaluation surpluses12€151k€151k=
Reserves13€169k€185k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€166k€182k▲
Amounts payable17/49€20k€16k▼
Amounts payable within one year42/48€20k€16k▼
Financial debts43€10k€10k=
Credit institutions430/8€10k€10k=
Trade debts44€2k€621▼
Suppliers440/4€2k€621▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€510€343▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€35k€37k▲
Operating profit (loss)9901€31k€35k▲
Financial income75/76B€70k€5k▼
Recurring financial income75€2k€5k▲
Non-recurring financial income76B€68k-
Financial charges65/66B€346€432▲
Recurring financial charges65€346€432▲
Profit (loss) for the period before taxes9903€101k€39k▼
Income taxes67/77€44k€10k▼
Profit (loss) for the period9904€56k€29k▼
Transfer from tax-exempt reserves789€21k-
Profit (loss) for the period to be appropriated9905€77k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€29k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€76k€29k▼
To other reserves6921€76k€29k▼
Profit to be distributed694/7€2k€13k▲
Return on contributions (dividend)694€2k€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €56k ▲394%
Net result €56k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 16.18
Current ratio from 6.18 to 16.18.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼75.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 10 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plantage 373680 MaaseikGround area
282 m²
Building footprint
157 m²
Volume, LiDAR
1,088 m³
Parcel 72021C0927/00M000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Plantage 37, 3680 Maaseik
since 19842.025.749.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021C0927/00M000 | Flanders | 282 m² | 1 · 157 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,096. 726 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1984
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.