Pierre - Fritsche
ActiveSummary
The computed 12-month bankruptcy probability of Pierre - Fritsche is 3.2% (moderate). The 2025 annual accounts show equity of €43k and a net result of €4k. Its solvency ranks better than 55% of 4603 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-25
Solvency69▲+3
Growth52
Track record82
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.75 in 2024; short-term debt: 56% and cash: 7.5% of total assets), and 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 11.3%
2024 · €38k
2024: €38k
2024 → 2025
Total assets
€97k▲ 3.4%
2024 · €94k
2024: €94k
2024 → 2025
Net result
€4k▼ 76.6%
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€-3k▲ 78.0%
2024 · €-14k
2024: €-14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€38k-€43k▲ 11.3%
Operating result€25k-€7k▼ 73.1%
Net result€18k-€4k▼ 76.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€46k ▼ 12.4%
Current assets
€51k ▲ 23.3%
Equity and liabilities €97k
Equity
€43k ▲ 11.3%
Debt
€54k ▼ 2.0%
Debt's share of the balance-sheet total falls from 59.1% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €29k
Cash flow
€11k▼
2024 · €23k
Current ratio
0.94▲
2024 · 0.75
Quick ratio
0.87▲
2024 · 0.70
Debt to equity
1.27▼
2024 · 1.44
ROE
10.1%▼
2024 · 48.0%
ROA
4.5%▼
2024 · 19.6%
Interest coverage
5.19▼
2024 · 15.50
Debt ≤ 1 year
€54k▼
2024 · €56k
Income taxes
€1k▼
2024 · €5k
Staff costs
€28k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€97k▲
Fixed assets21/28€52k€46k▼
Intangible fixed assets21€42k€36k▼
Tangible fixed assets22/27€5k€4k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€6k€6k=
Current assets29/58€42k€51k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€25k€38k▲
Trade receivables40€5k€13k▲
Other amounts receivable41€20k€26k▲
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€94k€97k▲
Equity10/15€38k€43k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€18k€23k▲
Amounts payable17/49€56k€54k▼
Amounts payable within one year42/48€56k€54k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€44k€36k▼
Suppliers440/4€44k€36k▼
Taxes, remuneration and social security45€9k€18k▲
Taxes450/3€7k€14k▲
Remuneration and social security454/9€3k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€12k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€18k€4k▼
Gross operating margin9900€59k€45k▼
Operating profit (loss)9901€25k€7k▼
Financial income75/76B€889€1k▲
Recurring financial income75€889€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€24k€6k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€18k€4k▼
Profit (loss) for the period to be appropriated9905€18k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€23k▲
Profit (loss) brought forward from the previous period14P-€18k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Charleroi 165000 NamurGround area
5,101 m²
Building footprint
2,144 m²
Volume, LiDAR
16,633 m³
Parcel 92302G0132/00C002, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Coumaye
since 20242.353.391.927
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0132/00C002 | Wallonia | 5,101 m² | 1 · 2,144 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.353.391.927
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 5,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.