Pick&Go
ActiveSummary
Pick&Go has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €3k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 22% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency43▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.09 in 2024; short-term debt: 81% and cash: 54.8% of total assets), and 81.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
6 d early
2022
6 d early
2021
42 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 55.1%
2024 · €6k
2019: €-98k
2020: €-110k
2021: €-105k
2022: €-69k
2023: €-13k
2024: €6k
2019 → 2025
Total assets
€53k▲ 2.3%
2024 · €52k
2019: €45k
2020: €44k
2021: €27k
2022: €25k
2023: €34k
2024: €52k
2019 → 2025
Net result
€3k▼ 82.1%
2024 · €19k
2019: €-68k
2020: €-11k
2021: €5k
2022: €36k
2023: €55k
2024: €19k
2019 → 2025
Working capital
€9k▲ 132%
2024 · €4k
2019: €-125k
2020: €-127k
2021: €-118k
2022: €-77k
2023: €-18k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-105k-€-69k▲ 34.5%€-13k▲ 80.8%€6k€10k▲ 55.1%
Operating result€6k-€37k▲ 473%€56k▲ 51.5%€19k▼ 65.0%€5k▼ 76.2%
Net result€5k-€36k▲ 616%€55k▲ 53.2%€19k▼ 64.9%€3k▼ 82.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€746 ▼ 67.1%
Current assets
€53k ▲ 5.4%
Equity and liabilities €53k
Equity
€10k ▲ 55.1%
Debt
€44k ▼ 5.0%
Debt's share of the balance-sheet total falls from 87.9% to 81.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €22k
Cash flow
€5k▼
2024 · €22k
Current ratio
1.22▲
2024 · 1.09
Debt to equity
4.45▼
2024 · 7.27
ROE
35.5%▼
2024 · 308.3%
ROA
6.5%▼
2024 · 37.3%
Interest coverage
89.13▼
2024 · 342.92
Debt ≤ 1 year
€43k▼
2024 · €46k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€52k€53k▲
Fixed assets21/28€2k€746▼
Intangible fixed assets21€2k€662▼
Tangible fixed assets22/27€503€83▼
Furniture and vehicles24€503€83▼
Current assets29/58€50k€53k▲
Amounts receivable within one year40/41€16k€22k▲
Trade receivables40€16k€20k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€32k€29k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€52k€53k▲
Equity10/15€6k€10k▲
Contributions10/11€9k€9k=
Reserves13-€494
Distributable reserves133-€494
Profit (loss) carried forward14€-3k-
Amounts payable17/49€46k€44k▼
Amounts payable within one year42/48€46k€43k▼
Trade debts44€20k€30k▲
Suppliers440/4€20k€30k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€24k€12k▼
Accrued charges and deferred income492/3-€332
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-2k
Other operating charges640/8€1k€432▼
Gross operating margin9900€23k€5k▼
Operating profit (loss)9901€19k€5k▼
Financial income75/76B€93€308▲
Recurring financial income75€93€308▲
Financial charges65/66B€63€69▲
Recurring financial charges65€63€69▲
Profit (loss) for the period before taxes9903€19k€5k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€19k€3k▼
Profit (loss) for the period to be appropriated9905€19k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€494▲
Profit (loss) brought forward from the previous period14P€-22k€-3k▲
Transfer to equity691/2-€494
To other reserves6921-€494
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
State Gazette act
Appointment: APPTILL (director)Permanent representative: Marc Lambert · Resignations: Arend Pijls, Philippe Maquestiaux and Sammy Aboul laban · Registered-office move8 facts ▸
State Gazette act
Appointment: APPTILL (director)
Permanent representative: Marc Lambert · Resignations: Arend Pijls, Philippe Maquestiaux and Sammy Aboul laban · Registered-office move8 facts ▸
- General meeting, 30-06-2026
- Director appointment, APPTILL (director)
- Permanent representative, Marc Lambert
- Director resignation, Arend Pijls (director)
- Director resignation, Philippe Maquestiaux (director)
- Director resignation, Sammy Aboul laban (director)
- Board meeting, 30-06-2026
- Registered-office move, Kwadestraat 153 bus 2.2, 8800 Roeselare
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €55k ▲53.2%
Operating result €56k, net result €55k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
APPTILL
CurrentDirector · since 30-06-2026 · Private limited company · perm. rep.: Marc Lambert
30-06-2026
APPTILL: Appointed as Director
30-06-2026
Arend Pijls: Resigned as Director
30-06-2026
Philippe Maquestiaux: Resigned as Director
30-06-2026
Sammy Aboul laban: Resigned as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 1538800 RoeselareGround area
2,089 m²
Building footprint
1,005 m²
Volume, LiDAR
20,479 m³
2 parcels, Flanders · tallest building 28.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Pick&Go
since 20152.251.634.571
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00R000 | Flanders | 2,024 m² | 1 · 1,005 m² | 28.0 m · 8 fl. |
| 44816K0495/00G002 | Flanders | 65 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Similar companies · same sector, comparable size
WTZ CONSULTING
BE 1025.107.777
Elsene · Eq €9,791
GALAHAD CONSULTING
BE 0780.350.944
Waterloo · Eq €9,803
ALCALO
BE 0737.935.022
Ranst · Eq €9,784
Tierolf Immobiliën Management
BE 0863.226.952
Wichelen · Eq €9,780
THIRTY 7
BE 0800.478.543
Sint-Gillis (bij-Brussel) · Eq €9,808
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 22,731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.