PhV Managimmo
ActivePhV Managimmo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 3468 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66=
Solvency15▲+15
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.69 in 2024; short-term debt: 104.7% and cash: 5.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3468 sector peers (2025).
NBB · sector comparisonPosition among 3468 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
38 d early
2023
29 d early
2022
22 d late
2021
62 d early
2020
45 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k▲ 54.6%
2024 · €-9k
2018: €12k
2019: €25k
2020: €35k
2021: €35k
2022: €19k
2023: €-13k
2024: €-9k
2018 → 2025
Total assets
€41k▲ 22.0%
2024 · €33k
2018: €57k
2019: €67k
2020: €66k
2021: €79k
2022: €26k
2023: €21k
2024: €33k
2018 → 2025
Net result
€5k▲ 8.3%
2024 · €5k
2018: €-11k
2019: €13k
2020: €9k
2021: €20k
2022: €-16k
2023: €-32k
2024: €5k
2018 → 2025
Working capital
€-29k▼ 126%
2024 · €-13k
2018: €4k
2019: €15k
2020: €25k
2021: €23k
2022: €8k
2023: €-20k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€19k▼ 45.2%€-13k€-9k▲ 29.0%€-4k▲ 54.6%
Operating result€23k-€-15k€-29k▼ 93.7%€8k€8k▲ 7.6%
Net result€20k-€-16k€-32k▼ 102%€5k€5k▲ 8.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€27k▲ 428%
Current assets
€13k▼ 52.6%
Key figures and ratios
EBITDA
€11k▲
2024 · €10k
Cash flow
€8k▲
2024 · €7k
Solvency
-10.0%▲
2024 · -27.0%
Current ratio
0.31▼
2024 · 0.69
Quick ratio
0.31▼
2024 · 0.69
Debt / equity
-10.97▼
2024 · -4.71
ROA
12.1%▼
2024 · 13.6%
Interest coverage
3.82▲
2024 · 3.65
Debt
€45k▲
2024 · €42k
Debt ≤ 1 year
€43k▲
2024 · €41k
Income taxes
€470▲
2024 · €366
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€41k▲
Fixed assets21/28€5k€27k▲
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28-€25k
Current assets29/58€28k€13k▼
Amounts receivable within one year40/41€27k€10k▼
Trade receivables40€27k€10k▼
Other amounts receivable41€35-
Cash at bank and in hand54/58-€2k
Deferred charges and accrued income490/1€940€943▲
Equity and liabilities
Total equity and liabilities10/49€33k€41k▲
Equity10/15€-9k€-4k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-17k€-12k▲
Amounts payable17/49€42k€45k▲
Amounts payable within one year42/48€41k€43k▲
Financial debts43€21k-
Credit institutions430/8€21k-
Trade debts44€3k€374▼
Suppliers440/4€3k€374▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€8k€8k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€8k€34k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€965€994▲
Non-recurring operating charges66A€771-
Gross operating margin9900€12k€12k▲
Operating profit (loss)9901€8k€8k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€5k€5k▲
Income taxes67/77€366€470▲
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-12k▲
Profit (loss) brought forward from the previous period14P€-21k€-17k▲
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲121%
Operating result €23k, net result €20k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Visé(DAL) 464607 DalhemGround area
1,863 m²
Building footprint
120 m²
Volume, LiDAR
1,105 m³
Parcel 62027B0012/00H000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Visé(DAL) 46, 4607 Dalhem
since 20142.347.636.758
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62027B0012/00H000 | Wallonia | 1,863 m² | 1 · 120 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,563 companies in sector 74999 we hold annual accounts for 1,938. 1,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2014
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.