PHT CONSULTING
ActivePHT CONSULTING has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €262k and a net result of €122k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 8976 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 1.7 in 2023), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.7%
Return on assets
32.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
23 d early
2022
26 d early
2021
32 d early
2020
30 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€262k▲ 85.5%
2023 · €141k
2018: €73k
2019: €48k
2020: €83k
2021: €127k
2022: €197k
2023: €141k
2018 → 2024
Total assets
€371k▲ 15.0%
2023 · €322k
2018: €470k
2019: €222k
2020: €168k
2021: €296k
2022: €261k
2023: €322k
2018 → 2024
Net result
€122k▲ 109%
2023 · €58k
2018: €-70k
2019: €-95k
2020: €-60k
2021: €50k
2022: €71k
2023: €58k
2018 → 2024
Working capital
€251k▲ 96.9%
2023 · €127k
2018: €272k
2019: €24k
2020: €67k
2021: €207k
2022: €180k
2023: €127k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€83k-€127k▲ 52.8%€197k▲ 55.0%€141k▼ 28.5%€262k▲ 85.5%
Operating result€39k-€69k▲ 76.8%€136k▲ 96.4%€86k▼ 37.0%€179k▲ 109%
Net result€-60k-€50k€71k▲ 41.7%€58k▼ 17.8%€122k▲ 109%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 109% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €371k
Fixed assets
€11k▼ 18.5%
Current assets
€359k▲ 16.5%
Equity and liabilities €371k
Equity
€262k▲ 85.5%
Debt
€109k▼ 40.0%
The debt ratio falls from 56.2% to 29.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€184k▲
2023 · €92k
Cash flow
€126k▲
2023 · €65k
Solvency
70.7%▲
2023 · 43.8%
Current ratio
3.31▲
2023 · 1.70
Quick ratio
3.31▲
2023 · 1.70
Debt / equity
0.41▼
2023 · 1.28
ROE
46.4%▲
2023 · 41.2%
ROA
32.8%▲
2023 · 18.1%
Interest coverage
30.61▲
2023 · 25.31
Debt
€109k▼
2023 · €181k
Debt ≤ 1 year
€109k▼
2023 · €181k
Income taxes
€55k▲
2023 · €25k
Staff costs
€129k▲
2023 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€322k€371k▲
Fixed assets21/28€14k€11k▼
Intangible fixed assets21€944€503▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€214-
Furniture and vehicles24€7k€6k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€308k€359k▲
Amounts receivable within one year40/41€32k€39k▲
Trade receivables40€31k€39k▲
Other amounts receivable41€835€74▼
Current investments50/53€175k€200k▲
Cash at bank and in hand54/58€101k€119k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€322k€371k▲
Equity10/15€141k€262k▲
Contributions10/11€9k€9k=
Reserves13€132k€253k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€130k€251k▲
Amounts payable17/49€181k€109k▼
Amounts payable within one year42/48€181k€109k▼
Trade debts44€18k€24k▲
Suppliers440/4€18k€24k▲
Taxes, remuneration and social security45€44k€44k▲
Taxes450/3€22k€30k▲
Remuneration and social security454/9€22k€15k▼
Other amounts payable47/48€119k€41k▼
Income statement
Code20232024
Remuneration, social security and pensions62€117k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€212k€316k▲
Operating profit (loss)9901€86k€179k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€84k€177k▲
Income taxes67/77€25k€55k▲
Profit (loss) for the period9904€58k€122k▲
Profit (loss) for the period to be appropriated9905€58k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€122k▲
Transfer from equity791/2€114k-
Transfer to equity691/2€57k€121k▲
To other reserves6921€57k€121k▲
Profit to be distributed694/7€114k€833▼
Return on contributions (dividend)694€114k€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €122k ▲109%
Operating result €179k, net result €122k, both a record.
31-12
Financial
Equity above €200kEq €262k ▲85.5%
4 profitable years in a row build equity to €262k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €197k ▲55%
2 profitable years in a row build equity to €197k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 3.69
Current ratio from 1.78 to 3.69; short-term debt falls from €85k to €77k.
31-12
Financial
Equity above €100kEq €127k ▲52.8%
Equity rises from €83k to €127k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-95k
Net result drops to €-95k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
20-02
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
03-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
25-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
Ownership & control
1 partyPHT CONSULTINGBE 0464.244.671
controls
Where this company holds controlthis company sits on their board1
1 location
Similar companies · same sector, comparable size
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TOP MANAGEMENT SERVICES
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R. DEBEER EN CO
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Of 2,710 companies in sector 73200 we hold annual accounts for 1,759. 1,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1998
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
64200Holdings
64210Activities of holding companies
69201Accountants
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
74124
74142
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.